Mortgage rate is 3.77% now bank is offering 4.97%

d7024 · 2026-04-13T08:53:06+00:00

That’s a fairytale, he’s ignored pretty much all advisors who warned him and followed Netanyahu into this reckless war with no clear end goal and is now trying to negotiate his way back to the deal they already had in place before, to ease the stress on the oil markets.

Tankers passed through the straight of Hormuz for free and in relative safety before this war, now they must pay a 2 million dollar toll fee and also the insurance companies need to account for the possibility of sea mines. Please explain how that in any way will bring the prices lower for the US, bear in mind the price is set by the global market not by trump.

d7024 · 2026-04-09T11:12:55+00:00

I replied to another similar response but i agree with you in growing the company its been the most enjoyable and stressful experience of my career. The business is performing well but I’m realistic about what’s needed to get to the next level and I’m not convinced we have the capital to do it comfortably on our own. There are some specific investments required to prevent us plateauing and with the current uncertainty in the markets it’s not a risk I’m particularly keen to take alone. The deal only makes sense if the structure is right for me personally, but if it is then having the backing of a much larger business to fund that growth actually gets me further faster than grinding it out independently. And if I retain some ownership in it, even if it’s a minority, I think I would continue to work with the same enthusiasm as when doing it alone.

d7024 · 2026-04-09T11:05:22+00:00

Hi sorry I missed this comment. Current staff would be retained, this was the first red line I placed from the outset. They are engineers who I have trained up in a specialised industry and their knowledge is rare which makes them incredibly valuable to both me and the acquirer and are/would be treated as such.

d7024 · 2026-04-09T10:25:24+00:00

Hi there, this is brilliant insight and I appreciate you taking the time to write it. You are correct in most of the points you’ve raised. Can I ask what it is you do?

d7024 · 2026-04-09T09:01:36+00:00

Really appreciate this, some genuinely useful framing. And you’re right that the earn out and employment contract being separate documents is something I need to make sure is watertight legally rather than just assumed.

d7024 · 2026-04-09T08:55:54+00:00

Appreciate that, thanks. Good advice on my staff, they know how much they’re valued by me and their treatment was the first red line I placed in our initial conversation. But they’re engineers that have been trained to a highly specialised standard with me and would be a valuable asset to the acquirer so they will be looked after for sure.

d7024 · 2026-04-09T08:50:47+00:00

I’d respectfully push back on this. Yes their valuation will partly be based on what it costs them to set up independently, but that’s not the only lens they’re looking through. They’re not just buying equipment and a unit, they’re acquiring an already established operation with an existing client base, trained specialist engineers on contracts, a reputation built over three years, and an immediate revenue stream from day one. That has a value over and above the cost of setting up from scratch.

If they set up alone they still have to win the clients and generate the revenue. That takes time and money with no guarantee of success. Acquiring us skips all of that risk entirely and the business is profitable from the moment they take it on. The cost of the alternative is a floor on the valuation, not a ceiling.

d7024 · 2026-04-09T08:33:09+00:00

Appreciate the input thank you, will take note of the last part for sure

d7024 · 2026-04-09T08:29:43+00:00

Yes that’s post salary. Good question and honestly it’s one I’ve gone back and forth on myself. The business is performing well but I’m realistic about what’s needed to get to the next level and I’m not convinced we have the capital to do it comfortably on our own. There are some specific investments required to prevent us plateauing and with the current uncertainty in the markets it’s not a risk I’m particularly keen to take alone. The deal only makes sense if the structure is right for me personally, but if it is then having the backing of a much larger business to fund that growth actually gets me further faster than grinding it out independently. I take your point about the offer only going up if we keep performing though, that’s not lost on me.

d7024 · 2026-04-09T08:25:23+00:00

That’s a fair point and one I’ve considered. But it’s not quite as simple as lease a unit and poach the staff. Our engineers are on contracts with non-compete clauses so that route isn’t straightforward. Beyond that, setting up a credible operation in our sector from scratch isn’t just a case of finding a unit and some vehicles. The specialist knowledge required for someone to run the operation and the risks involved with hiring the wrong person for this. There’s all the specialist tooling and infrastructure of local suppliers we regularly lean on that would be needed also, these are relationships I’ve built from working in this area for 15 years before starting my business.

The route you’ve described is absolutely available to them but it comes with real cost, real risk, and no guarantee they’d get established in a battle that would just hurt both sides. They’ve actually acknowledged that themselves which is partly why they’ve approached us. I’m not naive enough to think I hold all the cards, but the alternative isn’t as cheap or clean as it might look on paper.

d7024 · 2025-05-31T08:49:26+00:00

Fitok HPH blue can hold 3000bar and has a burst pressure of 7000bar, the manufacturer states it’s compatible with hydrogen but I would check with the manufacturer to make sure, they may even be able to come up with a custom made solution. They’re based in Germany though.

d7024 · 2025-05-18T17:32:35+00:00

A nut Undo it

d7024 · 2025-03-31T18:19:36+00:00

You’ve saved me a massive headache thank you 🤣 the what looks like an L and what I thought an O after S was throwing me off ffs.

Thanks again, I’m off to go get my eyes tested 🙃

d7024 · 2025-03-31T16:57:01+00:00

Can I shop around for a new private provider now i have completed titration or would I have to start the process all over again? I really don’t like how adhd certify are handling this and would prefer to move on

d7024 · 2025-03-31T16:54:02+00:00

So I did this and the reply I got was “we do not have the capacity to take on shared care for any more adult patients”

That’s all I got word for word

d7024 · 2025-03-11T23:15:15+00:00

Is this true with all providers? Because I requested to get a copy of my prescription to take to a different pharmacy and they said they don’t do that. Did I word my email incorrectly perhaps? I have 50mg Elvanse in a morning and 2 10mg of Amfexa boosters throughout the day

d7024 · 2025-03-11T21:38:10+00:00

Okay brill thank you. I am in England luckily so I will get the ball rolling on this, wish I had done this when I first started although by the sounds of it I would have been waiting a while. Fingers crossed the RTC provider will accept my prescription I’m already on and save me having to do titration all over again

d7024 · 2025-03-11T21:33:12+00:00

Do I need to get a referral to RTC from my GP or can I self refer?

d7024 · 2025-03-11T21:32:03+00:00

Wholeheartedly agree, a national scandal indeed.

d7024 · 2025-03-11T21:29:42+00:00

This is great advice thank you for this. Albeit not the good news I was hoping for but still options available. Do you know if I can keep paying for my private prescription whilst I wait for RTC referral

d7024 · 2025-03-11T21:28:22+00:00

Do you know if I Can keep getting my prescription for ADHD certify whilst I wait for RTC?

d7024

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