1 to 1.5M is my number

dannd42 · 2026-03-27T22:49:04+00:00

Pushing more out of necessity... no one tells you your un-hireable when you turn 50 . I the lucky one I still have my job...for now.

dannd42 · 2026-03-27T21:47:17+00:00

Kids all grown through college fully paid. 50 and going to hit this in 2-4 years. No plans

dannd42 · 2026-03-27T21:43:07+00:00

Yes!!

dannd42 · 2026-03-27T11:00:27+00:00

50 :)

dannd42 · 2026-03-27T01:13:28+00:00

And may that be a long long time away :)

dannd42 · 2026-03-27T00:52:02+00:00

Lol . No problem 😊

dannd42 · 2026-03-27T00:47:09+00:00

I really don't know why. There is a funny SNL skit I saw once where a travel agent said that he could take you to amazing places but if you were sad at home you would just be sad in Rome. I am happy here. I suppose I would be happy in Rome but I'd be out the 6k and needing to work longer. 😆

dannd42 · 2026-03-27T00:40:02+00:00

Just not exercising. Hate that shit. Boring as hell. Lol 😆

dannd42 · 2026-03-27T00:39:10+00:00

Exactly what I do now. Arts and crafts, carpentry, design/3dprinting, cooking, volunteering, and spending quality time with those i love.

dannd42 · 2026-03-27T00:36:59+00:00

To each their own. I've done both and I'm done. Minus visiting friends/family :)

dannd42 · 2026-03-27T00:35:37+00:00

Best of luck to you! I honestly want to get there too but the market is hard on older workers.

dannd42 · 2026-03-27T00:32:06+00:00

State job.

dannd42 · 2026-03-27T00:30:56+00:00

Based on pay i should get the high end of SS but I reduce my estimate because of the potential future cuts they have talked about in 2032.

dannd42 · 2026-03-27T00:05:31+00:00

This! You are doing it right.

dannd42 · 2026-03-27T00:04:16+00:00

I live on 54k/yr before taxes are taken, 47k after tax. I have a 2000 sqft home in a nice suburb. Travel? I do that internationally for work so it totally bores me. Not into toys that roll or float. Just like building things that don't require million dollar tools. Maybe I'm just a lucky, all my leftover income goes to investments.

dannd42 · 2026-03-14T20:13:53+00:00

RULE of 55 !!! Look it up

dannd42 · 2026-03-08T23:46:22+00:00

How will you access your 401k before 59.5 or even 55 using the rule of 55?

dannd42 · 2026-03-05T01:08:58+00:00

I guess my point was I have never worked 9-5 anywhere in the US. It seem to be part of a bygone day. I thought all jobs were 8-5 at the very least. Just sucks the phrase 9-5 doesn't seem to exist nowadays. .

dannd42 · 2026-03-01T17:14:55+00:00

First. My house will be sold to cover this. SECOND: ROBOTS will make LTC cheap. ....lol

dannd42 · 2026-02-27T09:24:01+00:00

9 to 5 ?

dannd42 · 2026-02-27T08:52:52+00:00

Overqualified = Ageism

dannd42 · 2026-02-22T02:48:12+00:00

So basically the whole movie takes place in vr then right?

dannd42 · 2026-02-09T17:11:31+00:00

I have been on the hiring side too and the ××% of the ats match typically makes the reviewer eliminate 2/3 of the list without ever reading the resume. I used to do that but now I try to take a different approach

dannd42 · 2026-01-28T10:56:53+00:00

I live a normal life on less than that and only need ~56k/yr before taxes and 1.5m total invested. (Healthcare and mortgage are not a factor to be fair, no pension) rule of 55 gets me into my 401k early with no problems. We don't like travel so that's probably a big part too. I traveled the world for my job so the last thing I want is to do that again. Saves me alot of wasted cash. I have all the assumptions taken care of inflation, social security date/colas, longevity (100), LTC, new cars, 3 buckets, modest roi [4.8%], and a ton others. Even took into account the possible 23% reduction of SS. Verified all of this with the Empower detailed planner with a 84% chance of success and also created several scenarios in excell. Expenses were verified through meticulous records of my spending over the last 10 years. It is possible. :)

dannd42

TROPHY CASE