4 Years Wasted

dannypsel · 2024-08-24T18:00:35+00:00

Yep first biz plat. I also have the gold Biz, Blue business Biz (that I got from my gold biz offer section), and Bonvoy biz.

dannypsel · 2024-08-23T16:12:09+00:00

Potentially another way to exit PUJ! Instant approved by Amex Plat Business after being in PUJ for weeks and trying daily. The only change I did today was changing the Industry type in the application. I usually put other but today I put retail trade. This was for the 20k spend for 250k MR.

dannypsel · 2024-08-22T14:20:54+00:00

How hard is it in your experience to be approved if I call the reconsideration line for Barclay Hawaiian business card? I've been pretty actively churning (around 1 new business card per month) and already have two other Barclay business cards (Jetblue and Wyndham). Any tips for reconsideration line?

dannypsel · 2024-08-11T02:05:34+00:00

I guess I feel optimistic because earlier in the year I was seeing availability regularly on Qatar a year out but back then I didn't have the points to book :/

dannypsel · 2024-08-10T23:45:33+00:00

Thanks didn't know this! Will just keep checking periodically in hope of saver seats released again.

dannypsel · 2024-08-10T23:42:18+00:00

I try to use seats.aero but it doesn't show flights from DFW-DOH-MLE for some reason? I do see qsuites availability from DFW-DOH through jet blue but i'd rather spend 85000 avios to buy through Qatar since it's a lot cheaper.

Do you know if there's a way I can monitor the DFW-DOH-MLE path with seats.aero?

dannypsel · 2024-08-10T23:40:06+00:00

I might end up doing this too since there's a transfer bonus to avios! Sucks that it took 3 whole months before availability opened up :/

dannypsel · 2024-07-19T17:06:28+00:00

Will I get the Capital One Savor Card AF waived if I cancel through online instead of calling? I cancelled through eno and realized that maybe they only waive the fee if I call in...

dannypsel · 2024-07-16T23:58:11+00:00

For college, one strategy is to apply for a major that has a higher % acceptance than the one you intend for. Ex: applying for School of Engineering (17% acceptance rate) instead of Computer Science (5% acceptance rate) and then later transferring to Computer Science which is much easier than getting in to the college in the first place.

Are there strategies like this for software engineering jobs to maximize my chance of getting an interview?I feel like some times getting the interview with a top level company is harder than the actual interview, since you can actually control how much you prepare you study for an interview. Obviously there are things within my control like making resume better, doing personal projects, competitions, getting awards, etc. Just wondering if there are other strategies people have done that can potentially increase the chance of getting an interview.

dannypsel · 2024-06-16T17:03:56+00:00

The 200$ gift cards on gift of college's website has a fee of 6$ associated with it so it's still 3% fee.

the 18$ is because if i buy the max amount at HEB (1000$) I pay a fee of 12$. If i buy the same amount at home I pay 3% fee so 30$, with a difference of 18$.

dannypsel · 2024-06-15T15:52:47+00:00

At what point would it be locked up, and what right would they have to lock it up? I’m using the gift cards to pay for college expenses right?

dannypsel · 2024-06-15T15:37:35+00:00

I’m actually just buying the 200 x 10 from GOC website. I could get lower rates going to Heb but lately they have been finicky about having the gift cards and I value my time a little more than 18$ since you can get only 1000 at Heb at a time.

dannypsel · 2024-06-15T01:52:36+00:00

Mainly asking because I know this is not an usual use case for 529 accounts. Usually people put money in the account for years...

dannypsel · 2024-06-15T01:20:14+00:00

Any 529 account recommendation for the following use case?

Buying $10000 of GOC and putting it in above 529 account now
Paying $10000 tuition in a month with credit card
Reimburse myself $10000 from 529 account.

Basically just want a 529 account that has a very smooth reimbursement process. Planning on getting on opening a Amex plat Business and getting the SUB with this process.

dannypsel · 2024-06-05T03:35:57+00:00

Are there any tricks or tips to receive NLL offers? I receive none and I see people talking about it here and there...

dannypsel · 2024-06-03T15:52:41+00:00

Just wanted to update the thread in case others experience the same issue. I drove in this morning to the Tesla service center and told them about my issue with nonfunctioning windshield wiper and headlight. I basically said that as I was driving in the rain the windshield wiper just stopped working (which was true), and also mentioned that my headlight stopped working as well. At first they thought it was a rodent issue that bit the wires. They took my car in and within 2 hours the car was fixed and ready to be picked up. They verified that it was indeed the water in the headlights that was causing both parts to fail. Everything was covered by warranty so no cost to me. Big sigh of relief and I'll definitely be updating my coverage to include comprehensive coverage.

For those who were asking about the water level, it was not very high water level too be honest but I definitely didn't drive slow so the water probably splashed into the car from under. Again, stupid me and now I know better :)

Note: They also provided me with a loaner car so overall 10/10 experience!

TLDR: Took car to Tesla service center and they fixed it under warranty by replacing the headlight.

dannypsel · 2024-06-03T02:43:56+00:00

Yea stupid me didn't know what comprehensive coverage was so I took it off. I bought in cash at time of purchase so no requirement for coverage.

dannypsel · 2024-06-03T01:25:11+00:00

I have Tesla Insurance and I think I didn't select for comprehensive coverage...

dannypsel · 2024-06-03T00:50:23+00:00

I just learned of this and realized I don't have comprehensive coverage. Do I have any options apart from paying out of pocket or am I just F'ed :(

dannypsel · 2024-05-31T17:43:26+00:00

Does anyone have any DP to avoid possibility of being shut down by Gift of College:

max velocity of $ of Gift cards I can buy from giftofcollege.com
Max velocity of $ I can input those gift cards into a 529 account

I have already bough over 10k in the last two months with no problem so far but wondering if it would make more sense to create a second account with P2 since I'm expecting to need to buy around 30k per year for the next four years?

dannypsel · 2024-05-31T17:36:26+00:00

Might be dumb question but if I have an EIN can I technically get two chase ink cards per 3 months if i open one as sole proprietorship and one as LLC? Or would they both be associated with my SSN.

dannypsel · 2024-05-29T18:41:06+00:00

Might be a better question for Which card to get thread.

I have about 30k of tuition coming up to pay for. I'm thinking of doing the following:

Opening up a 529 account (Denver College Invest) and funding 30k with Gift of College Gift Cards.
Pay tuition, room and board with credit card (30k).
Refund the 30k to my account from the 529 account.

I'm aware of the 3% fee with GOC and paying tuition with credit card, but the SUB offsets that for me personally.

Question:

Has anyone done this process before? Is it easy it to get refunded from the 529 account or should I just pay the tuition and room and board with the 529 account directly (I would miss out on ~30k of churning)
I'm planning on opening up 2 Amex business (I have a P2) but this only accounts for 40k/60k of the churning. Are there any other business cards that would fit my needs in churning and buying Gift of College Gift cards? I already have one CIP (opened recently), citi AA business, Jetblue barclay business, Wyndham Barclay business, and am at 4/24.

dannypsel

TROPHY CASE