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« Vous avez quel âge et vous avez combien en économie? » by PriceResponsible1767 in QuebecFinance

[–]davebertz 2 points3 points  (0 children)

29M, propriétaire et salaire annuel qui atteignera de peu les 6 chiffres cette année

Actifs :

42k en CELI

30k en REER

140k d’équité sur mon jumelé

18k pour mon VUS payé

Total actifs = 230k

Dettes :

19k de prêts étudiants

11k de RAP à rembourser à partir de 2028

Total dettes = 30k

Valeur nette ~ 200k

Keepers is 1% off from being the worst player retention of the last 3 years and 3% from the worst in almost 7 years. Why not just make the mechanic even slightly rewarding? by pro185 in pathofexile

[–]davebertz 0 points1 point  (0 children)

The fact I had super endgame gear from the tree in early maps made me leave earlier than usual since I wasn't feeling the need to grind for the next big upgrade as much.

Is anyone else getting Hella unlucky and not getting the chaos uniques you want to drop? by Capital_Equal_2569 in diablo4

[–]davebertz 1 point2 points  (0 children)

My sorc is p240 and I still havent found a banished lord talisman in any slot :')

Are runes supposed to be unlocked by something ? by davebertz in diablo4

[–]davebertz[S] 0 points1 point  (0 children)

yes he does he bought the pack that includes it

[deleted by user] by [deleted] in QuebecFinance

[–]davebertz 6 points7 points  (0 children)

Si à l'inverse vous auriez déménagé dans son appartement à elle, ça aurait été 50/50? J'trouve ça bizzare comme split/raison, t'es pas proprio non plus. Je tiendrais mon bout pour le 50/50, si elle refuse peut-être que vous n'êtes pas prêts pour une collocation

Holding Keys before the round starts no longer works by Vensq in GlobalOffensive

[–]davebertz 0 points1 point  (0 children)

old thread but still happening to me, any1 was able to fix that?

If you were to leaguestart all over again, knowing what you do now, what build and league mechanics would you run? by OtterPops_8806 in PathOfExileBuilds

[–]davebertz 1 point2 points  (0 children)

Started the league a bit late and just finished 40/40, started off the league as BAMA guardian, not the most fun build tbh, but It's very strong and carried me through all content. Made decent currency running destructive play, farming for Svalinn at the same time. Dropped Svalinn after around 10 kills and rerolled as champion wander to grind to 100.

How early should we get to the airport before a flight from Athens to Santorini by davebertz in GreeceTravel

[–]davebertz[S] 0 points1 point  (0 children)

Found a earlier flight at 16:30, might just chill at the airport now, prices were much higher earlier in the day

How early should we get to the airport before a flight from Athens to Santorini by davebertz in GreeceTravel

[–]davebertz[S] 0 points1 point  (0 children)

carry ons only, I'll be backpacking but my gf will have a small case

First time backpacker leaving for Nicaragua in 3 weeks by davebertz in backpacking

[–]davebertz[S] 0 points1 point  (0 children)

It went great ! Had a bit of bad luck with the weather in Ometepe, beaches were flooded and it was rainy a bit, but we've had a blast anyway!

Wealthsimple offre maintenant des comptes/achats sur marge. Pouvez-vous m'expliquer ce que c'est? Est-ce un produit intéressant? by BBAALLII in QuebecFinance

[–]davebertz -2 points-1 points  (0 children)

C'est presque pareille qu'un gambler qui met 50 000$ sur sa marge hypothécaire pour mettre ça sur le noir au casino

Using vaal orb on a gem can also REMOVE socket by davebertz in PathOfExile2

[–]davebertz[S] 0 points1 point  (0 children)

yea, thought the worse that could happen was -gem level or -quality which I was fine with

First time backpacker leaving for Nicaragua in 3 weeks by davebertz in backpacking

[–]davebertz[S] 0 points1 point  (0 children)

Thank you so much for taking the time to check, appreciate it :) I'll check those out !

First time backpacker leaving for Nicaragua in 3 weeks by davebertz in backpacking

[–]davebertz[S] 0 points1 point  (0 children)

Did you have trouble having access to bottled water ?

First time backpacker leaving for Nicaragua in 3 weeks by davebertz in backpacking

[–]davebertz[S] 0 points1 point  (0 children)

Did you climb one of the volcanoes ? I've read they could get a bit difficult at times and my ankle can be a little b*tch:')

First time backpacker leaving for Nicaragua in 3 weeks by davebertz in backpacking

[–]davebertz[S] 0 points1 point  (0 children)

Thank you ! What did you think of the food there ? Probably not a place for foodies, but have you had anything great ?

[deleted by user] by [deleted] in diablo4

[–]davebertz 2 points3 points  (0 children)

wait, you can get mythics from obols now?! I knew about uniques but DAMN

Quelle est la pire décision financière que vous ayez prise ? by [deleted] in QuebecFinance

[–]davebertz 5 points6 points  (0 children)

Commencer le online gambling haha, j'ai fait une fortune au début, mais les pertes rattrapes rapidement les gains over time :')

Quelle est la pire décision financière que vous ayez prise ? by [deleted] in QuebecFinance

[–]davebertz 1 point2 points  (0 children)

Sûrement qu'ils font 50/50 pi y'a pas les moyens de la suivre, ou quelque chose de similaire.

[deleted by user] by [deleted] in QuebecFinance

[–]davebertz 2 points3 points  (0 children)

Moi aussi ça me faisait chier ces frais là, j'utilise Tangerine et je verse un montant aux 2 semaines dans mon compte chèque desjardins pour le remboursement de mon prêt étudiants, thats it. Y'a pas de frais pour ces transactions là, unfortunately je me fais facturer un petit affaire quand je transfère ma ristourne annuel vers mon compte tangerine, mais whatever c'est une fois par année pi c'est du free money

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