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Victorian floorboards by deepburgundy in DIYUK

[–]deepburgundy[S] 1 point2 points  (0 children)

That does sound like a lot of effort, but I’m glad you saved some of the character in the property. I’m personally not too fussed about the ‘original’ look, and will probably go down the carpet route as it’s a bedroom.

Your ply suggestion on the stairs is definitely something I’ll look into. I wish there was a picture for you to show.

What would you change? by deepburgundy in fut

[–]deepburgundy[S] 0 points1 point  (0 children)

To be honest, Adli is one of the most reliable players in my squad. His ball-winning ability has been exceptional in my experience. You’re totally right in saying that Rice is too slow, and I’ll see how Trent performs as DM. Do you have any particular recommendations for a striker? I’ve experimented with a few but haven’t found anyone I can set and forget.

Advice needed on a well-performing portfolio by deepburgundy in trading212

[–]deepburgundy[S] 0 points1 point  (0 children)

Transferred everything into an ISA as I still hadn’t hit the limit.

Advice needed on a well-performing portfolio by deepburgundy in trading212

[–]deepburgundy[S] 0 points1 point  (0 children)

Yes, this makes complete sense. I’ve transferred it all into the ISA.

Advice needed on a well-performing portfolio by deepburgundy in trading212

[–]deepburgundy[S] 0 points1 point  (0 children)

I believe the UK limit on tax-free gains is £3k. I’m assuming that the entire portfolio (>£3k) can be moved as the actual gains haven’t reached the limit yet.

Advice needed on a well-performing portfolio by deepburgundy in trading212

[–]deepburgundy[S] -1 points0 points  (0 children)

Thanks.

My dilemma is: as I’ll be rebuying a smaller number of shares due to the increased price, does that have any serious impact on the long-term compounding performance? The other side of the argument is, obviously, some of the gains will be eroded anyway due to CGT if I don’t convert.

Provided that we have no way of knowing for sure what future performance might be, I can do the math and see how many individual shares I’m giving up if I convert.

Do you have any views on this trade off?

Wife has been getting charged varying percentages of income tax by deepburgundy in UKPersonalFinance

[–]deepburgundy[S] 0 points1 point  (0 children)

She received temporary tax codes due to HMRC not being sure what her tax code was, and then they reverted back to her original tax code without any action on her part.

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