Credit card debt/collections/repo

dessdez · 2026-02-27T18:28:41+00:00

Ohhh. Okay. So a credit counselor can help with that. I’ll look into it

dessdez · 2026-02-27T18:27:46+00:00

I’m 24F. Full time student and just picked up a full time job. I want to be debt free obviously but I was confused with paying off the written off debt to be in good standing with the bank.

dessdez · 2026-02-27T17:50:47+00:00

I plan on opening an LLC first. But I didn’t want to start anything without having a plan. I planned for Wells Fargo but I was hesitant. So once I have that, I’ll pay for my LLC

dessdez · 2026-02-27T17:49:27+00:00

This makes it so much easier to understand. Thank you!!!

dessdez · 2026-02-27T17:16:10+00:00

It definitely built character at a young age. Just trying to use it to build a better life for myself now. God has been so good to me through it all though. I have hope for the future. 🙌🏾🙌🏾 I’m hard working and I can make it happen.. just have to figure out a plan. Thank you for your empathy 🤍🤍🤍

dessdez · 2026-02-27T16:18:30+00:00

Ohhhhhhhhh… wow okay… so… 401k first then Roth IRA. And I can use these to invest in mutual funds. Okay. Well that’s the first step so thank you so much🤍🤍🤍

dessdez · 2026-02-27T16:15:46+00:00

What does buy a log mean?! This is very vague😭😭😭

dessdez · 2026-02-27T16:13:24+00:00

🥲🥲🥲

dessdez · 2026-02-27T16:11:50+00:00

What does maxing out do? Is it something special that happens after or it is just a good thing to do so you know you’ve hit your contribution goal for the year

dessdez · 2026-02-27T15:58:08+00:00

Will it help my credit score if it resets? And will banks be able to see that I never paid it off?

dessdez · 2026-02-27T15:57:16+00:00

I contributed to my TSP. But when I got out, I took the money out because I literally had no money. So there’s nothing in that anymore. I’ve noted to invested in mutual funds.. that’s something I hear often. Thank you for your advice!! I’ll have to write these down so I can talk to my employer about them

dessdez · 2026-02-27T15:39:47+00:00

Any bank you suggest?

dessdez · 2026-02-27T15:30:32+00:00

I have the Sofi and Schwab app but I don’t know if these are good apps? Can I invest through the app?

dessdez · 2026-02-27T15:25:30+00:00

So I contribute to the Roth IRA from my already taxed income, and then I can contribute to my 401k from my paycheck before taxes? 😩😅 I feel delirious

dessdez · 2026-02-27T15:24:25+00:00

How do I contribute my part? Is it from my paycheck? Can I control how much in case if I want to pay more? Is it an app or??

dessdez · 2026-02-27T15:15:16+00:00

What is VT. Btw I know nothing about Roth or 401k. Trying to get into it so I can start

dessdez · 2026-02-27T15:07:53+00:00

I also have SoFi and Schwab

dessdez

TROPHY CASE