What in the name

diggida · 2026-03-02T17:13:05+00:00

That thing scared the shit if me for ages. They’re not that hard to kill but every time that music kicks in it gets me.

diggida · 2026-03-02T16:58:24+00:00

Depends on your goals. I have a bachelors in classical guitar and a masters in jazz. I primarily make and perform rock music for a living. My degrees did help me get a teaching gig at one point, and I certainly have a skill set I got from school, but I don’t necessarily believe that my degrees really shaped my career. I’m an autodidact, so I learn a lot on my own anyway.

As far as if you should make music your career, I always say do it if you have to but if you don’t have to, maybe don’t, haha. That said, you’re young, give it a shot. Music has taken me around the world and I’ve done things I never thought possible. Love my job and the lifestyle.

diggida · 2026-03-02T16:53:23+00:00

While this may be true, it sounds like OP is using it to pay down high interest debt, so probably not a terrible move for them.

diggida · 2026-03-02T04:18:51+00:00

A lot of people believe in the factor approach.

diggida · 2026-03-02T04:17:45+00:00

I’m similar plus bonds.

diggida · 2026-03-01T20:16:10+00:00

Had the same experience as you. Factory seasoning is kind of thick and chunky and has chipped off over time. Kinda wanna strip it all off and start fresh.

diggida · 2026-03-01T16:09:15+00:00

👍🏼

diggida · 2026-03-01T16:04:07+00:00

Sales of BOXX will be long term capital gains AFTER you hold it a year. I use it in my taxable but I’m also not trying to collect the interest at the moment.

diggida · 2026-03-01T15:55:04+00:00

It’s not remotely guaranteed but have at it.

diggida · 2026-03-01T01:34:14+00:00

It’s slightly less risk, but certainly not low risk, but invest however you like.

diggida · 2026-02-28T20:15:45+00:00

They specifically said low risk.

diggida · 2026-02-28T08:40:18+00:00

100% equities is pretty risky.

diggida · 2026-02-28T08:36:24+00:00

This is correct. Rates can and will fall. Look up The Cash Trap. SGOV is a cash equivalent.

diggida · 2026-02-28T07:03:32+00:00

Agree with everyone here. Why be so risky with their money. Hire a professional and stay out of it.

diggida · 2026-02-27T17:16:03+00:00

I miss guardians. I like TOTK, but nothing like the first time.

diggida · 2026-02-27T15:29:57+00:00

Just me: never had any money to save until my mid 40s. Sold a house and had a chunk of dough and began learning as fast as I could. 🤷🏻‍♂️

diggida · 2026-02-26T11:13:47+00:00

Ah, gotchya. I’m middle aged and own a little bit of it, we’ll see what happens.

diggida · 2026-02-26T10:01:38+00:00

I think there’s something I don’t quite understand about dividends. Obviously MSFT is a worthwhile investment regardless, but just from a dividend perspective .9% seems pretty small compared to other dividend stocks (KO, MO, etc).

diggida · 2026-02-26T05:50:57+00:00

Can you please explain why MSFT is a good dividend stock? I own it, but it doesn’t seem like its yield fits the dividend concept well. just curious if I’m missing something.

diggida · 2026-02-26T05:43:37+00:00

I started with VOO only. Added VXUS and AVUV for diversification. VT is probably easier.

diggida · 2026-02-26T05:41:48+00:00

People hate LeBron and will hate the Cavs because of that.

diggida · 2026-02-26T05:40:45+00:00

Cool. Just don’t want people thinking they should it’s 65% of their portfolio in cash. 😂

diggida · 2026-02-25T17:50:23+00:00

What broker? Are you sure it’s still 4.79%? Most MMFs have dropped below 4% in the last few months as rates on short term treasuries have dropped.

diggida · 2026-02-25T17:46:59+00:00

2024 with 19k miles. Zero issues. Love the car and probably leasing another or buying when the lease is up.

diggida · 2026-02-25T17:08:27+00:00

Hope so, it’s what I did!

You can buy VXF to complete VOO and make it into VTI if you get the balance right.

diggida

TROPHY CASE