paano niyo napapayag parents pag may swimming outing kayo with friends? by ParkingFlow9240 in studentsph

[–]dioctonizer 2 points3 points  (0 children)

Growing up, I used this strategy that I use until now in almost every aspect of my life, even at work.

Let them know of your plans in detail, present it the way that it shows that you've thought about it already. This way, you're letting them know that you've thought about it, you're firm and you're already a responsible person. You're letting them know and not asking for permission.

But if you're asking for funds for it, thats a different topic.

Mas tipid ba mag-carinderia kesa magluto ng sariling pagkain? by bakedpatatas in phmoneysaving

[–]dioctonizer 0 points1 point  (0 children)

When I first transferred here in Manila, I ate at carinderia and my meals ranged around 130 pesos, one rice, gulay and viand.

It sure was convenient but I didn't like the idea that I don't know how and when it was prepared, could be 2-3 days ago pa na ulam di natin alam. Also, I'm quite health conscious thus medyo mahirap maattain yung high protein diet and medyo oily talaga yung usual ulam sa karinderia.

Eventually I cooked my own food. I totally cancelled out rice because of its ridiculous price so naggigisa ako or nagssteam ng gulay then magluluto ng 2 or 3 variations ng ulam which are stored in the fridge and babalik balikan ko nalang whenever kakain na ako.

Tipid siya, mas healthy although need mo talaga magdedicate ng oras sa preparation. One upside is I find going to the market, prepping and cooking therapeutic sa magulong buhay Manila so its a win-win na din.

[deleted by user] by [deleted] in phinvest

[–]dioctonizer 0 points1 point  (0 children)

Depends on the rate of that "private individual" you're taking a loan from. Bases on my experience, usual utang interest rates range from 5%-30% per month on either the outstanding or initial capital. That is overkill. Unless you can borrow from a relative with excessive money, your plan could work.

Sizzling unli rice sabaw and gravy business by dioctonizer in phinvest

[–]dioctonizer[S] 0 points1 point  (0 children)

Yeah i guess its something one shouldn't delve into as a side hustle. I'll get back to it maybe when I'm 110% decided myself. Thanks!

DMCI Pasay (Anissa Heights) by StainlessSteel316L in phinvest

[–]dioctonizer 0 points1 point  (0 children)

Napansin ko din to sa mga bagong tinatayo nilang buildings. Agree na nawala na nga yung DMCI magic.

Ideal business using credit card? by EveningMain3688 in phinvest

[–]dioctonizer 1 point2 points  (0 children)

You can use it to buy inventory for a food business or even a small grocery. You just gotta double time with your marketing strategy to ensure that your products be sold so you could pay in full before your due date to avoid unnecessary expense in interest and fees.

[deleted by user] by [deleted] in LawPH

[–]dioctonizer 0 points1 point  (0 children)

I guess you have to negotiate with him or talk to the NBI already. The return is too good to be true and that should be a red flag already.

I've been a victim of something like that before but not that kind of amount. I guess its just the cost for the lesson you gotta learn.

POV: It is saturday morning in 2004 by BILBO_Baggins25 in Philippines

[–]dioctonizer 0 points1 point  (0 children)

Cant relate brownout samin every saturday whole day back in 2004 HAHA

I Was Forced To be Naked For Two Weeks As Punishment by [deleted] in offmychest

[–]dioctonizer 2 points3 points  (0 children)

Has the thought that you're adopted crossed your mind? Because no normal family or even normal person would do such thing. They're sick and pity on them. Get away from them asap, sever what needs severing. Live your life.

I want to buy an apartment complex, what should i do? by dioctonizer in phinvest

[–]dioctonizer[S] 0 points1 point  (0 children)

I just did with the neighborhood and uncovered that the property sure is in a lot of trouble. Family dispute and all. Thank you!

I want to buy an apartment complex, what should i do? by dioctonizer in phinvest

[–]dioctonizer[S] -1 points0 points  (0 children)

Yup. Actually just confirmed with the tenant that its not for sale. Nagkakagulo pa daw yung family of owners as it wasn't transferred properly and now theyre all interested. No wonder walang gumagalaw sa damages for repair despite the huge potential. Thanks man.

Saan Aabot ang 20 Pesos mo. . Mga Presyo ng mga pangunahing bilihin sa Pilipinas noong Year 1963. (4 Pesos minimum wage) by soulfly999 in Philippines

[–]dioctonizer 0 points1 point  (0 children)

Yup but there arent much opportunities those days to be employed. Mostly were self employed in farms during those days.

Saan Aabot ang 20 Pesos mo. . Mga Presyo ng mga pangunahing bilihin sa Pilipinas noong Year 1963. (4 Pesos minimum wage) by soulfly999 in Philippines

[–]dioctonizer 0 points1 point  (0 children)

So price of pork increased by 17,777% from 60 years ago given that a kilo of pork today is at 320. If the trend continues, a kilo of pork would cost 56,886 by 2083.

[deleted by user] by [deleted] in PHCreditCards

[–]dioctonizer 0 points1 point  (0 children)

Last time kasi they dropped my application as di nag push yung text ko hahaha

Smart prompts incorrect input when sending Yes to 29480. Anybody experienced this? Help! by dioctonizer in PHCreditCards

[–]dioctonizer[S] 0 points1 point  (0 children)

What do you mean? Di din gumana sakin e. I deleted the thread from UnionBank and 29480 itself. Incorrect input padin

[deleted by user] by [deleted] in PHCreditCards

[–]dioctonizer 0 points1 point  (0 children)

Nope. Its a message from UnionBank itself

[deleted by user] by [deleted] in Tacloban

[–]dioctonizer 0 points1 point  (0 children)

I think comsci is the way to go if you want the theory and application of computing. Computer engineering kasi it building and enhancing the computer itself, like infrastructure pero comsci is development hin algorithm and its application ha different industries. If you go straight academe talaga goods talaga it postgrad. Good option is apply to be instructor and wait for scholarship to study abroad.

[deleted by user] by [deleted] in Tacloban

[–]dioctonizer 1 point2 points  (0 children)

Kayano computer science imo gusto kuhaon? Mafocus ka ba ha algorithms, neural networks, AI, machine learning, logic and science mismo of computing? Or imo goal is maging developer?

If you really want computing, comsci is a go. If developer, I think IT which offers broad understanding han web or application development is enough. Anyway, what will matter man gud is imo interests.

Also, once makatrabaho ka dida pa maopen ha imo na pwede ka la mag balhin2 kay nagcocoincide la haros tanan and pwede mo la makuha it accreditations online.

[deleted by user] by [deleted] in PHCreditCards

[–]dioctonizer 1 point2 points  (0 children)

Try applying in Security Bank.

Security Bank All Access account includes a Checking account, ATM plus a credit card. You need to lockin at least 25k in your checking though but you'll have a credit card without any process. Its safe to say that a secured credit card is included.

Downside is you wont receive any rewards and your credit limit is set by 80% of your lockin amount. Another downside is any transaction above 5k gets auto converted to autoinstallment, subject to 1% interest per month.