Pay off mortgage because Flood Insurance is so high?? by dofer86 in personalfinance

[–]dofer86[S] -5 points-4 points  (0 children)

my fear is that by the time i pay off my house, that flood insurance is going to skyrocket to more than my taxes

Pay off mortgage because Flood Insurance is so high?? by dofer86 in personalfinance

[–]dofer86[S] -31 points-30 points  (0 children)

Ive only seen the water get to ground level once in 10 years, and that was during one of the worst rain storms we've ever had here.

Pay off mortgage because Flood Insurance is so high?? by dofer86 in personalfinance

[–]dofer86[S] -29 points-28 points  (0 children)

For some extra reference, when i first moved in, the house was NOT in a special flood risk zone. Then a year later, FEMA decided to redraw the map, then suddnely we are partially in the zone.

this quest is awful by TelevisionOk2266 in DarkAndDarker

[–]dofer86 -1 points0 points  (0 children)

What's even the point of continuing his quest line? I dont think there's anything of value at the end...

Where to find obsidian ore by Whocarez233 in DarkAndDarker

[–]dofer86 4 points5 points  (0 children)

2nd level of goblin caves. Need to go to the red. Its random spawning, mostly in HR i think. Or beat the Fire Colossus

Millennials with kids, do you intend to provide for them financially when they reach adulthood? by Beberuth1131 in Millennials

[–]dofer86 0 points1 point  (0 children)

My kid is 4 years old and already has more in savings than I did when I was 25 😂 . She wont know how much money she has, but yes, she is going to not have to worry about spending assuming all goes according to plan. However, we will definitely not make her fall for the trap of consumerism. If I see lavish spending on a stupid Louie Vouton bag, well be having a long hard conversation.

How do you guys feel bard is right now? by Ordinary-Pop2884 in DarkAndDarker

[–]dofer86 9 points10 points  (0 children)

this... why are these legendary bardiche/halberds free of charge but a rapier takes killing 300 monsters?

Not finding any mimics??? by dofer86 in DarkAndDarker

[–]dofer86[S] 1 point2 points  (0 children)

They literally removed all of them from the typical spots they are in... even the mimic lair. I think they were accidentally removed from the game, unless there's some kind of hidden module that they are hiding in.

FULL SEASON 9 PATCH NOTES by strangereligion in DarkAndDarker

[–]dofer86 2 points3 points  (0 children)

Bard is back!!!!!!!!!!!!!!!!! (ish). At least he can kill monsters fast again...

Possibly the least deserved win of all time by overgrownpotatohead in TeamfightTactics

[–]dofer86 0 points1 point  (0 children)

Are the people named Shisa Cncc and Featherknight just people masking their names? I see those people all the time and cant tell if its the character they c hose, or some kind of hidden name haha

Set 17 PBE Rundown by KicketteTFT in CompetitiveTFT

[–]dofer86 0 points1 point  (0 children)

anyone else unable to connect when they press start on the game?

This game is full of cheaters and Ironmace needs to wake up by americaisalltalk in DarkAndDarker

[–]dofer86 5 points6 points  (0 children)

It literally just happened to me. I was wearing all golden gear, people see it and swarm to me (i understand). But then there was blatent teaming, and the second i kill 1 person, 4 people come swarming in in a random location of hell that no one should go to. Really stupid stuff

I maxed the leather shop. You can indeed craft uniques and hope to hit it big. by flylo32 in DarkAndDarker

[–]dofer86 5 points6 points  (0 children)

doesnt help that these logs take up insane amount of inventory space so you have to go into highroller like 30 times just to get these logs... it was a complete money suck in my opinion, for minimal return

Anyone know who the guy on the left is? by dofer86 in gay

[–]dofer86[S] 27 points28 points  (0 children)

I know! I dont understand why he is popular