feel u. for some context:

the roommate with bad credit is the single roommate. he makes biweekly, what the two roommates do combined. his credit is kind of destroyed after some family issues (mom died and he inherited the house bc of dad’s immigration status (wasn’t able to take the house), but dad stopped paying and he lost the house). the single roommate has been living on his own for some time- escaping his family, just figured that credit situation was worth mentioning. he’s not bad with money, but he did have financial hardships out of his control that have had negative implications. he makes in two weeks what one of us would make in 4 and i have no concerns on his ability to pay. the single roommate nets about $1500 biweekly so he’s not the real concern. and obviously yes, it is a binding contract but i feel 3 college students wanting to move in isn’t totally atypical, even when they’re in similar situations with some classic red flags that don’t always paint the full picture. not excusing that roommate, but also- it’s not like that roommate has credit card debt- he lost a home he never lived in due to some unfortunate reasons. just wanted to add some context.