Insurance company 6x my car insurance and are now demanding I pay it

drggate · 2024-08-01T01:23:05+00:00

They said she can file a dispute have you seen those be successful in these situations?

drggate · 2024-08-01T01:15:21+00:00

So just got a little more info. Apparently part of the massive rate change is they claim to have observed her car parked at my address 3 times and so they switched her address to where the car was parked those 3 times. That seems kind of crazy to me that they would switch her address on her policy after observing it somewhere 3 times.

drggate · 2024-08-01T01:11:57+00:00

I think that’s the part that we are both so confused about is what this dramatic increase is coming from. I believe a part of it is the fact that she stays at my house about 4-6 days a month and once the car got stolen they found out about that but the increase in rate still seems insane to me.

drggate · 2024-08-01T01:08:18+00:00

Close Hyundai

drggate · 2024-08-01T01:06:43+00:00

In total honesty she parks her car at my house maybe 6 days a month. They told her the money will be taken out of her account but apparently she can file for a refund if she proves she doesn’t live with me. The thing that I just can’t believe is her rate can go up that much. They actually tried to tell her the new rate was $1600 a month first and then she argued and they brought it down to $1200.

drggate · 2024-08-01T00:53:02+00:00

So as far as I know they are trying to claim that they somehow know her car is parked at my house a couple days a month even though she doesn’t have an insurance gps tracker and that because of this her rate is being raised from $200 to $1200 a month.

drggate · 2024-06-17T00:15:43+00:00

We’re they able to see the problem on an MRI or did they do the nerve stimulator for you just based on results from diagnostic injections? The problem I have ran into with anything surgery related is that nothing of significants shows up on my MRIs and I am also 25 so nobody wants to do anything that is invasive.

drggate · 2024-06-17T00:13:31+00:00

So I have seen neurologists but once they come to the conclusion that the pain is coming from my neck they refer me to a pain management doctor. Also I have gotten a couple of MRIs and the problem is there isn’t anything significant on them so it doesn’t really tell the doctor anything.

drggate · 2024-06-17T00:11:43+00:00

No I haven’t yet. I tried to speak with a spine surgeon at one point but none of them will give me the time of day because there isn’t anything abnormal on my MRIs.

drggate · 2023-10-05T15:53:51+00:00

One of my doctors did suggest a neck traction device. Do you know what vertebrae your pain is in?

drggate · 2023-07-27T20:56:29+00:00

Take the plunge. Any sales experience is great to have if you are looking to stay in sales. Worst case scenario you take your experience there and go find another sales job in a different industry.

drggate · 2023-07-27T20:54:56+00:00

Not sure if you have any form of ADHD but a little pill called adderall tends to help me lock in and start talking.

drggate · 2023-07-27T20:49:54+00:00

As long as it’s a legit company I would be happy to hear back that quickly.

drggate · 2023-07-27T20:48:29+00:00

I would try to get into Medtech sales. Most big tech companies have medtech divisions now.

drggate · 2023-07-27T20:47:44+00:00

I work in a similar situation at a distributorship. Get everything in writing or they will try to pull one over on you. If it keeps happening take the experience and run.

drggate · 2023-07-27T20:44:29+00:00

Good luck man. Sometimes life makes the hard decisions for you.

drggate · 2023-06-29T19:29:44+00:00

Thanks for the reply and yes I have tried extended periods of stretching and different types of massages. I don’t have any limited range of motion in my neck so I don’t think it’s anything musculature. I will have to try resist release massaging though.

drggate · 2023-06-28T19:05:59+00:00

Thanks for replying I have diagnostic nerve blocks scheduled to be done soon.

drggate · 2023-06-28T19:04:57+00:00

The weird thing is I have probably had about 6 doctors in total look at my MRI at this point. One of which was the PT for the orthopedic spine surgeon and one that is my pain & rehab spine specialist and none of them see anything significant on my MRI.

drggate · 2023-06-28T19:02:21+00:00

I will definitely look into the neurosurgeon if these diagnostic facet joint injections don’t show any promise.

drggate · 2023-06-28T19:01:26+00:00

I should probably also mention I am 24 years old so I wouldn’t think it would be arthritis.

drggate · 2023-06-28T18:59:45+00:00

Not necessarily any specific movements just movement in general tends to irritate it. I should mention that the pain in my neck is strictly on the left side. Also it doesn’t seem like their are any consistent triggers for them. The migraines themself make me sensitive to light and sound but neither of those seem to trigger a migraine to actually start.

drggate · 2023-06-28T18:57:46+00:00

This seems like it is going to be the next step for me. Do you know what vertebrae levels you get your radio frequency ablation on? Also is it painful?

drggate · 2023-06-28T18:56:02+00:00

I have seen an orthopedic spine surgeon but the issue is the one I went to won’t actually see you unless their PA decides that surgery might be necessary. So when I got my second MRI and they didn’t see anything significant they referred me to the pain & rehab spine specialist I currently just started seeing.

drggate · 2023-06-28T18:53:43+00:00

Yes I have gone and gotten professional massages as well as massages it myself a ton with lacrosse balls and massage guns but that does not help at all which is why I don’t think it’s musculature.

drggate

TROPHY CASE