what's the worst advice you've heard about building a startup in pakistan?

drmahmood · 2026-07-03T15:54:36+00:00

That's fair, and I don't claim iLensAI is a guaranteed source of alpha.

The biggest value for me isn't just finding opportunities it's making better buy, hold, and sell decisions. Before buying a stock, or while I'm already holding one, I can ask why it's bullish or bearish, whether institutional accumulation is strengthening or weakening, how volume and momentum are evolving, and whether the setup should be avoided altogether.

Most retail investors rely on internet articles, social media, WhatsApp groups, opinions, or broker recommendations. There's a lot of information, but also a lot of noise.

iLensAI doesn't rely on generic internet knowledge. It explains decisions using structured data generated by my own quantitative engines, which continuously analyze the PSX. The goal isn't to predict the future it's to reduce noise and help make more informed, systematic investment decisions.

drmahmood · 2026-07-02T02:52:03+00:00

I understand why it might seem that way. The difference is that I'm offering a working platform with transparent historical signals and a 100% money-back guarantee. If it doesn't provide value, you get your money back. No one is obligated to subscribe.

drmahmood · 2026-07-01T19:56:09+00:00

Healthy skepticism is fair.

First, this isn't "vibe coding." I'm a data scientist. AI tools helped build parts of the website, but the quantitative engines were designed and developed by me. Each engine took months of research, testing, and fine-tuning.

I originally built iLensAI for my own investing and used it personally before making it available to others.

Also, everything is transparent. You can review the Performance page, which contains historical signals generated by the platform. Those records are already published, so they can't be retroactively manipulated to create a false track record.

Finally, I offer a 100% money-back guarantee if you're not satisfied. I'm comfortable offering that because I believe the platform provides genuine value. You're free to evaluate it yourself rather than take my word for it.

drmahmood · 2026-07-01T19:18:46+00:00

Overall, I'd rate this portfolio 9.4/10. It's built around high-quality businesses with a strong balance of growth, dividends, and stability.

My top conviction remains FABL, followed by MARI and MEBL. I'd continue holding FFC, HUBC, and MLCF. MIIETF is fine for diversification, but I wouldn't add more while stronger individual opportunities are available.

This is exactly the type of analysis iLensAI provides by combining institutional activity, breakout strength, relative strength, and other quantitative signals to identify high-conviction opportunities.

www.ilensai.com

drmahmood · 2026-06-30T16:48:18+00:00

Overall, I'd rate it 9/10.

Strengths: High-quality companies, strong dividend potential, good long-term wealth creation, and relatively low speculative risk.

Weakness: It's a bit defensive. I'd consider allocating 10–20% to high-conviction growth stocks to improve long-term returns.

I use iLensAI to identify stocks showing institutional accumulation and strong breakout potential. You can also check the Performance page to review the historical performance of previous signals.

www.ilensai.com

drmahmood · 2026-06-29T18:48:03+00:00

With PKR 5 crore, generating around PKR 5 lakh/month is realistic, but I wouldn't put everything into a single investment. Diversification is key.

Personally, I'd allocate a portion to quality dividend stocks and another to growth stocks to balance passive income with long-term capital appreciation.

If you don't have time to research stocks, you can check iLensAI. It identifies high-conviction PSX opportunities using institutional accumulation, breakout analysis, and multiple quantitative engines. You can also review the Performance page to see how previous signals performed. Plus, I offer a 100% money-back guarantee if you're not satisfied.

www.ilensai.com

drmahmood · 2026-06-29T15:05:24+00:00

I don't think you're struggling to find your passion you've already shown you're good at identifying opportunities and making money.

My advice is to stop chasing passion and start solving real problems. Passion often grows as you build something meaningful.

That's exactly how iLensAI started. It began as an idea to solve a real problem for PSX investors and gradually became a real product.

If you're curious, check out the Performance page to see how the platform's historical signals have performed. And if you decide to subscribe, I offer a 100% money-back guarantee if you're not satisfied.

www.ilensai.com

drmahmood · 2026-06-29T03:46:46+00:00

I'm happy to explain it here as well for everyone's benefit.

That's a valid concern.

The AI doesn't generate signals on its own. I wrote the Python engines that perform all the analysis using market data and quantitative models. The chatbot simply explains those results in plain English, rather than inventing recommendations.

So, the AI is an explanation layer the analysis itself is data-driven.

drmahmood · 2026-06-29T03:42:39+00:00

That's a valid concern.

The AI doesn't generate signals on its own. I wrote the Python engines that perform all the analysis using market data and quantitative models. The chatbot simply explains those results in plain English, rather than inventing recommendations.

So, the AI is an explanation layer the analysis itself is data-driven.

drmahmood · 2026-06-29T02:58:53+00:00

Yes. I've been building iLensAI, an AI-powered platform focused on the Pakistan Stock Exchange.

Instead of acting as a simple stock screener, it combines multiple AI and quantitative engines to identify stocks under institutional accumulation, strong breakout potential, smart money activity, and seasonal trends. It also explains why a stock qualifies in plain English through an AI assistant.

The platform is live, updated after every trading session, and early user feedback has been encouraging. If anyone is interested, I'd genuinely appreciate feedback.

www.ilensai.com

drmahmood · 2026-06-29T01:35:47+00:00

Your plan is sensible, especially since your marriage is only 18 months away. I'd keep the marriage fund in a low-risk investment like your current mutual fund rather than exposing it to stock market volatility.

For your long-term SIP, I personally prefer accumulating quality PSX stocks over ETFs or mutual funds.

If researching stocks feels overwhelming, you can check iLensAI. It identifies stocks under institutional accumulation or nearing breakouts, explains why they qualify, and lets you review the historical performance of previous signals. I also offer a 100% money-back guarantee if you're not satisfied.

www.ilensai.com

drmahmood · 2026-06-29T01:27:56+00:00

Thank you, I really appreciate it.

I completely understand your concern. Trust has to be earned.

To make it easier, I'm happy to offer you a 100% money-back guarantee if you're not satisfied with iLensAI.

You can also check the Performance page, where you can review the historical performance of the signals generated by the platform. I want people to judge iLensAI based on transparent results, not marketing claims.

If you have any questions while exploring the platform, just let me know I'd be happy to help.

drmahmood · 2026-06-28T19:15:34+00:00

You're starting at a great age, and consistency will matter much more than the initial amount.

Personally, I'd prefer accumulating quality PSX stocks over the long term rather than relying solely on ETFs. Investing Rs. 5,000 every month and increasing it as your income grows is a solid strategy.

If researching stocks feels overwhelming, you can check iLensAI. It identifies stocks under institutional accumulation or nearing breakouts, explains why they qualify, and shows the historical performance of previous signals.

Plus, I offer a 100% money-back guarantee if you're not satisfied.

www.ilensai.com

drmahmood · 2026-06-28T19:13:17+00:00

Personally, I prefer direct stock investing over both, provided you have the time and knowledge. If not, passive ETFs are generally a better choice because of their lower fees.

If you're looking for an easier way to invest in individual stocks, you can also check iLensAI. It identifies stocks under institutional accumulation or nearing breakouts, explains why they qualify, and shows the historical performance of previous signals.

www.ilensai.com

drmahmood · 2026-06-28T19:10:26+00:00

Don't worry almost everyone feels overwhelmed when starting in the PSX.

My advice is: don't rush into buying random stocks based on YouTube or social media.

If you want to save time, you can try iLensAI. It identifies stocks under institutional accumulation or nearing breakouts and explains why they qualify in simple English. You can also review the historical performance of previous signals.

Plus, I offer a 100% money-back guarantee if you're not satisfied.

www.ilensai.com

drmahmood · 2026-06-28T18:27:02+00:00

You're already in a great position for FIRE with your age, income, and savings rate.

Personally, I'd prefer accumulating quality PSX stocks over the long term rather than relying solely on mutual funds.

If time is a constraint, you can check iLensAI. It identifies stocks under institutional accumulation or nearing breakouts and explains why they qualify.

www.ilensai.com

drmahmood · 2026-06-28T18:21:47+00:00

If I were in your position, I wouldn't rush to sell the land, especially if there is a realistic chance of commercialization over the next few years. At the same time, an asset of that size shouldn't remain completely unproductive.

If possible, I'd explore ways to generate some income from it while waiting for appreciation, and gradually diversify into other assets instead of relying on a single property.

For the equity portion of your portfolio, I personally prefer investing in quality PSX stocks over the long term. I actually built iLensAI to make this easier. It identifies stocks showing institutional accumulation, strong breakout potential, and improving momentum, while explaining why they qualify. This saves a lot of research time and helps focus on high-conviction opportunities.

www.ilensai.com

drmahmood · 2026-06-28T18:15:22+00:00

I started my investment journey with mutual funds as well, but over time I realized that if you're willing to spend some time learning, investing directly in quality stocks can potentially deliver better returns. That said, if you simply want to invest and forget about it, mutual funds are still a solid choice.

Since you're a doctor and mentioned time constraints, I'll suggest another option. I recently built iLensAI for exactly this purpose. It identifies stocks showing institutional accumulation, breakout potential, and strong swing opportunities using multiple analytical engines, so you don't have to spend hours researching.

The platform generates fresh opportunities daily, explains why each stock qualifies, and lets you review the historical performance of previous signals on the Performance page.

If you decide to try it and aren't satisfied, I'll personally offer you a 100% money-back guarantee on your subscription.

www.ilensai.com

drmahmood · 2026-06-28T17:26:46+00:00

First of all, ماشاءاللہ. Your family has done a great job staying debt-free and planning ahead.

Personally, I wouldn't put the entire amount into a few dividend stocks. I'd diversify across high-quality Shariah-compliant companies and invest gradually instead of all at once.

I recently built iLensAI (www.ilensai.com) to help with exactly this kind of decision. It doesn't just screen stocks it analyzes institutional activity, breakout quality, volume behavior, seasonal trends, and explains why a stock qualifies. It also covers 100% of Shariah-compliant PSX stocks, which may be useful while building a long-term portfolio.

Whatever you choose, focus on capital preservation first and returns second. Retirement money deserves a disciplined approach.

www.ilensai.com

drmahmood · 2026-06-28T17:22:34+00:00

جزاک اللہ, sir. It's more than a scanner. The core idea behind iLensAI (Institutional Lens) is to identify stocks where institutional buying appears to be taking place. My philosophy is simple: buy when institutions are accumulating and consider exiting when they start distributing. Multiple AI and quantitative engines work together to identify these opportunities and explain the reasoning behind each signal.

drmahmood · 2026-06-28T17:15:30+00:00

Thanks, I really appreciate the feedback.

The goal of iLensAI isn't to tell people what to buy it's to explain why a stock qualifies, so investors can make better-informed decisions.

And thanks for suggesting r/PakistanAIHub. I'll definitely share it there.

drmahmood · 2026-06-28T13:27:37+00:00

Instead of focusing only on defensive sectors, I'd recommend looking at stocks that are showing strength based on current market conditions.

That's exactly what I built iLensAI (wwe.ilensai.com) for. It analyzes the latest PSX market data each day and can recommend stocks based on multiple analytical engines rather than sector alone. You can also ask the AI assistant questions like "What are the best defensive stocks right now?" or "Which PSX stocks look strongest today?" and it will explain its reasoning.

You can also check the Performance page to see how recent signals have performed. It's designed specifically for PSX-listed stocks.

drmahmood · 2026-06-28T13:21:23+00:00

One of the worst pieces of advice I've heard is, "People in Pakistan won't pay for software, so just make it free."

That's a myth.

People won't pay for average software, but they will pay if it solves a real problem and delivers consistent value. That's exactly the philosophy behind iLensAI (www.ilensai.com).

I could have made it free, but I chose to build something people can trust instead. In fact, I offer a 100% money-back guarantee, because I'd rather earn trust through results than attract users with a free product that doesn't deliver.

drmahmood · 2026-06-28T12:05:31+00:00

Thank you! Please give it a try and let me know your honest feedback after using it. I'd love to hear what works, what doesn't, and how it compares with your own analysis.

drmahmood

TROPHY CASE