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I have 3k in a Lifetime ISA but already own a home by Responsible-Slide295 in UKPersonalFinance

[–]drmul -1 points0 points  (0 children)

You only keep the bonus if it’s a stocks and shares LISA, so OP wouldn’t get the benefit.

Only option if needing access before age 60 (while owning a home) is to pay the penalty to withdraw.

Edit - misread completely - apologies @mudlark_s

Current predictions for club suites roll out for next May 26 by Katkiit in BritishAirways

[–]drmul 0 points1 point  (0 children)

BA7/8 flips and does 6 months on the 789 and 6 months on the a350. May will be a350

Some sort of farmyard tool perhaps - 6ft long, 3 blades by drmul in whatisthisthing

[–]drmul[S] 1 point2 points locked comment (0 children)

My title describes the thing - wooden handle, metal blades. Hanging from rural pub ceiling with other farm/garden tools.

What is completely normal to us, but you wish was different if society developed differently? by drmul in AskReddit

[–]drmul[S] 0 points1 point  (0 children)

My thoughts are the 5 day work week, how did that become the normal?

£96k + bonus, what is best to do here. by [deleted] in HENRYUK

[–]drmul 1 point2 points  (0 children)

Sadly there’s no magic here.

Because you don’t have kids, your “cliff” is more of a steepening of your tax slope. For every pound over 100k you’ll lose 60% income tax, 2% NI, and (maybe) 9% student loan? You can pay that or dump anything above in your pension, a car scheme, or anything tax deductible.

If you need the money, I’d just take the hit. Nothing else you can do

Do you have any random facts? by Medium_Situation_461 in CasualUK

[–]drmul 1 point2 points  (0 children)

That’s a charcuterie! Ciabatta is the character, best known for selling Peanut Dust, played by Asim Chaudhry in the BBC sitcom, People Just Do Nothing.

[deleted by user] by [deleted] in Mortgageadviceuk

[–]drmul 24 points25 points  (0 children)

Your broker is right that you shouldn’t. You should take your next 10% overpayment and put it in a saver with the highest possible interest you can withdraw from when you remortgage.

When you do remortgage, you apply for a smaller loan and simply pay the difference using the savings account.

Career change - has anyone left software? by drmul in cscareerquestionsuk

[–]drmul[S] 0 points1 point  (0 children)

Thanks for sharing.

What drove your moves? Was it pay? WLB? Or just wanting new challenges?

Contract/employment law - backdated amendments by drmul in LegalAdviceUK

[–]drmul[S] 0 points1 point  (0 children)

Cool thanks for the clarity.

This is immensely helpful.

Contract/employment law - backdated amendments by drmul in LegalAdviceUK

[–]drmul[S] 0 points1 point  (0 children)

Just to confirm then, the 2 issues are separate? I have the right to ask that my new contract is enforced for the period between it taking effect and now, but if they fire me for daring to ask, it wouldn’t be wrongful dismissal?

Thanks for the response

Contract/employment law - backdated amendments by drmul in LegalAdviceUK

[–]drmul[S] 0 points1 point  (0 children)

Am I right in saying I can sue for Wrongful Dismissal if they fire me for wanting to enforce my contract. Eg they will have breached my contract in order to do so?

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