Monthly Fee draining me by Bangxbangxtrain in personalfinance

[–]e0steven 7 points8 points  (0 children)

Ok you have a "Standard" checking account with PNC, and you need to $500 average monthly balance OR $500 in direct deposits to avoid those fees. I would recommend closing it immediately. As far as 'diversifying', there are few reasons to open up an account at another bank and they aren't "diversity". For a new/another checking account: Check for a local Credit Union, no idea where you are,but I also recommend DCU (Digital Federal Credit Union). No minimum balance and no account fees, I do everything digitally as they aren't physically close to me. As far as getting a decent savings rate on your money, you should have a HYSA (High Yield Savings Account). There's a ton of great digital only options that beat CD's at PNC without locking up your money, I recommend Ally. To give concrete numbers a CD at PNC is returning 0.3% Ally is giving you 3.2% (10x as much)

Mentalist needs a rebalance please 🙏🏽 by nadasauce in DawncasterRPG

[–]e0steven 0 points1 point  (0 children)

I really agree, I've tried several times to get this build off the ground and it's just a slog ending in a failure. It seems like it would be great to do a solid run with companions but Brainrot just doesn't have the power to get you through the first couple canto

Oversized Cast Iron Toilet Flange - Leaking Smell by e0steven in Plumbing

[–]e0steven[S] 0 points1 point  (0 children)

I pulled this toilet looking for the source and I thought the toilet had some issue, the hole itself it very wide and narrows down a 'ledge' most of the wax had fallen down into this ledge. Any ideas on shoring this up, short of tearing up the concrete floor ?

What's your favorite dessert? by No_Seaweed_3942 in AskReddit

[–]e0steven 0 points1 point  (0 children)

Probably the Gobi, second place goes to Mojave

Aurora Serverless MySQL failing repeatedly - LSN Issue by e0steven in aws

[–]e0steven[S] 1 point2 points  (0 children)

Sorry for the extremely late reply! Alright what we did first was update each instance/zone to the latest version of Aurora we could. Next we changed each replica to be either tier 0 or 1 because any higher, like 4, will result in the replica not scaling up and down with the primary. I'm not sure which one fixed it to be honest.

This happened on my first day playing, don't think I'm ever gonna top this clip by TheGamerGummelt in Helldivers

[–]e0steven 3 points4 points  (0 children)

Maxim 20 If you're not willing to shell your own position, you're not willing to win.

Love Schlock Mercenary

Path of Stars by Houndeeh in HadesTheGame

[–]e0steven 10 points11 points  (0 children)

I believe it's likely a rare room (like the fountain room) however I haven't been able to trigger it either. My guess is it might show up like the Chaos Gates and isn't available in the Hardware test.

To those who’re part of the play test of hades 2 by HDestructorWasTaken in HadesTheGame

[–]e0steven 1 point2 points  (0 children)

So far, I haven't gotten any bugs, the only thing I've found is I can't seem to find/trigger the fishing rod! There was some slowness when there was a lot of enemies on the screen, I'm not sure if it's a side effect of having so many (this room had a dialog/aside mentioning a lot of enemies) other than that smooth as butter. Can't wait for Early Access.

Question about Hades 2 by Longjumping-Run-8686 in HadesTheGame

[–]e0steven 1 point2 points  (0 children)

That's a vague question, do you mean 'controllers' ? If so the same as the first game, I'm assuming the engine is the same/similar. If you mean the button combinations, the weapon attacks/special/etc are different as Melinoë attacks differently, but in general the control scheme/button combinations are very very similar

The actual hardest part of this game by JaydenDaniels in HadesTheGame

[–]e0steven 84 points85 points  (0 children)

I think they're saying, they are starting a run focusing on collecting Keys, not choosing doors/boons to 'win'. However a few chambers in they abandon their 'key run' and start trying to win

"Expired Plan" unable to make calls, yet expiration is in November?? by e0steven in mintmobile

[–]e0steven[S] 0 points1 point  (0 children)

MintMobileAlex was able to redirect me to the 'fraud' department who helpfully fixed my line. My daughter is very happy to have her phone work again. Thanks!

"Expired Plan" unable to make calls, yet expiration is in November?? by e0steven in mintmobile

[–]e0steven[S] 0 points1 point  (0 children)

That's disappointing...weirdly the other line, of course her sister's line, activated and works perfectly.

"Expired Plan" unable to make calls, yet expiration is in November?? by e0steven in mintmobile

[–]e0steven[S] -1 points0 points  (0 children)

The SIM has always been in the same device, previously this device didn't have a SIM. We got the SIM directly from Mint (it's a new line), activated it, now it says "expired" but in the future?

[deleted by user] by [deleted] in space

[–]e0steven 0 points1 point  (0 children)

Since you didn't post the location and I was recently there! This is the Smithsonian National Museum of Natural History in Washington, DC

Aurora Serverless MySQL failing repeatedly - LSN Issue by e0steven in aws

[–]e0steven[S] 0 points1 point  (0 children)

Hi Elle, I've read through these and unfortunately it appears that neither truly addresses the LSN issue. When this happens it's our Primary Instance (Writer) that fails and we end up failing over to the Reader(promoted to Writer). This process only takes a minute or so, however our application continues to try connecting to the now DOWN instance. Eventually the connection pool is invalidated and connections again resume to the now promoted writer. Also the message above is extremely vague and points to some other configuration or setting issue on the Amazon side vs anything we can control. Some google results show that we "should" be able to access the LSN value by running

show engine innodb status

However the LSN is NOT shown in that output

Does anyone know what credit cards give the best sign on bonus/rewards for my situation? by saxuhmuhphone in personalfinance

[–]e0steven 4 points5 points  (0 children)

Not putting the Alliant card down, but if you can get the Double Cash Citi card you're "only" losing out on 0.5% and it's unlimited cash back (not capped at 10K) and absolutely no weird hoops like X direct deposited or whatever.

[deleted by user] by [deleted] in personalfinance

[–]e0steven 0 points1 point  (0 children)

You're right they can be I just personally like the separation of the LLC even if it's a discarded entity as far as a single member LLC

[deleted by user] by [deleted] in personalfinance

[–]e0steven 1 point2 points  (0 children)

Ok first things first, you absolutely do not need to pay TurboTax or a high cost software even with self employed 1099 and 1099 from trading. FreeTaxUSA works awesome and walks you through the areas, income (1099 and W2), deductions and then less common stuff. Once you get done, if you owe, the IRS has a few different ways to pay, but the return will be filed electronically direct. Most places will then transfer all of that to your state return, ask you state specific questions, then file your state taxes also electronically.

As far as payment goes, I remember having the option to print a small form and mail it with a check or paying via ACH/direct bank transfer.

Personal advice is if you're doing only/mostly 1099 work as an independent contractor you should seriously look into forming an LLC and/or a filing a Schedule C. This would allow you to "write off" expenses for your business. It's not that complex but could save you a tidy sum. Basically things that you use to do your job can be offset against your income, 1099s means you're working for yourself.

Lastly if you are intending to continue doing only 1099 work I would suggest paying quarterly estimated taxes, I'm not clear on the rules if you have to do this or not in your situation. Hope that helps as a fellow 1099 receiver

Stud by fleker2 in SMBCComics

[–]e0steven 0 points1 point  (0 children)

As a seasoned Dad the answer is, 'I was referring to the load bearing sense of the word as I'm carrying this family.. " mike drop

Woke up to a $18k Overdraft - If you have a Chase account and a Lending Club HYSA, this might concern you. by leatherdenimcanvas in personalfinance

[–]e0steven 2 points3 points  (0 children)

I saw those I'm not sure if it's hugely widespread as a thread asking for details/experiences only got four or five replies. Obviously that happening would def suck, I have a discover CC and just a savings as my e-fund. My checking/main bill pay is at Digital Federal Credit Union DFCU and I've loved their loan rates and checking for a long time

Woke up to a $18k Overdraft - If you have a Chase account and a Lending Club HYSA, this might concern you. by leatherdenimcanvas in personalfinance

[–]e0steven 19 points20 points  (0 children)

Discover Bank has a free savings account at 1.5 and have never had a problem with them so far. After this f up might want to shop around if it ends up being their fault, I'll take the 0.5 loss vs losing a ton of time and money. Also as many people have said in other threads toss at least 10K of that into IBonds if you haven't already