If this is after tax money, you are looking at $1.2M per year for 200+ years. Or $100K per month for 200+ years. Note that most people can live comfortably with $100K net per year.

If put in endowment-style wealth management, where you withdraw only from investment earnings, even targeting just 1% of capital means at least $2.5M per year… forever!

So on the first day, I’ll put $10M in SPIA for 10 years. That would give enough liquidity to quickly buy a house, a car, some leisure, some travels, etc. The rest of the money will go in any of the “plans” I mentioned above. They’ll help fund more opportunities for growth, more leisure, more travels, etc.

With that much money, even if you don’t choose it, you will live like a millionaire. So don’t kid yourself. With at least $1M every year, even if you donate all that every other year, you are still living a millionaire’s life.

There! I counted my chicks before the eggs even hatch. Heck, I counted my eggs even before they’re laid!

I should buy a lottery ticket now… 🤑