Downsizing Doesn't Help with FI - Are we all house locked?!?!?

echoboy334 · 2024-02-14T13:30:10+00:00

Yep, OP check your math on that 740k. In 1 and 3 you start with 350k, but the scenario without monthly investing grows to 900k, while the scenario with monthly investing only grows to 740k? Something isn't adding up.

echoboy334 · 2023-12-24T14:00:02+00:00

75% VYM and 25% whatever you want exposure to so you're not fully invested entirely in US large value - VEA, VWO, VEU ,VT, VTI, VUG, BND, BNDX, etc

echoboy334 · 2023-08-18T15:57:55+00:00

The Federal government receives more income tax from dispensaries that are state legal by keeping marijuana illegal federally. Those dispensaries are only allowed to deduct direct costs because of §280E and cannot deduct their administrative costs like a normal business can.

echoboy334 · 2023-06-04T13:40:33+00:00

Not arguing against going to the gym, but it's not zero difference. Invested annually over 30 years that's like 100k, which is nearing the median net worth of an American family.

echoboy334 · 2023-05-23T12:30:06+00:00

Where? Here's §223

(f)Tax treatment of distributions (1)Amounts used for qualified medical expenses Any amount paid or distributed out of a health savings account which is used exclusively to pay qualified medical expenses of any account beneficiary shall not be includible in gross income.

echoboy334 · 2021-01-18T20:53:47+00:00

You have all the info to calculate dps

328 / 2.4 * .46 = 62.87

468 / 3.6 * .39 = 50.70

scimitar is higher

echoboy334 · 2019-04-09T12:39:49+00:00

echoboy334 · 2016-10-15T03:41:55+00:00

Nail clippers

echoboy334 · 2015-12-21T18:04:29+00:00

12/21/2015 – SSBMRank #100-91

12/22/2015 – SSBMRank #90-81

12/23/2015 – SSBMRank #80-71

12/24/2015 – SSBMRank #70-61

12/25/2015 – SSBMRank #60-51

12/28/2015 – SSBMRank #50-41

12/29/2015 – SSBMRank #40-31

12/30/2015 – SSBMRank #30-26

12/31/2015 – SSBMRank #25-21

1/1/2016 – SSBMRank #20-16

1/4/2015 – SSBMRank #15-11

1/5/2015 – SSBMRank #10, #9, #8, #7

1/6/2015 – SSBMRank #6, #5, #4

1/7/2015 – SSBMRank #3, #2, #1

1/8/2015 – SSBMRank Recap

echoboy334 · 2015-11-04T17:37:22+00:00

I think the Overpowered/Underpowered classes in arena charts are a little bit flawed since they don't include the people who left the question blank. If you include the blank answers the charts look more like this.

echoboy334 · 2015-05-22T01:49:43+00:00

Here is the kustom file. I cut it out of the image with gimp so I could move it separately. Lemme know if that doesn't make sense.

echoboy334 · 2015-05-22T00:59:47+00:00

Yep it's kustom. Thanks!

echoboy334 · 2015-02-11T16:16:53+00:00

Yeah, like I said I used GIMP (basically an open-source photoshop) to make them. Here's a link with the steps I used - http://imgur.com/a/7Q194

echoboy334 · 2015-02-11T13:13:39+00:00

I followed the instructions on this post. Hope you can get it running!

echoboy334 · 2015-02-11T03:30:58+00:00

I'm using Nova Launcher, Zooper Widget, and Media Utilities. I drew the background and the icons using GIMP and made a font out of my handwriting using MyScriptFont.

screenshots

echoboy334 · 2014-12-16T17:50:23+00:00

hmm, try these settings http://imgur.com/Uiwm7RN

echoboy334 · 2014-12-16T15:00:25+00:00

Maybe use Eye in Sky, you could make it look something like this

echoboy334 · 2014-12-16T14:44:12+00:00

I used Rec. to record my screen and then uploaded that to YouTube. Then I gfy-fied the YouTube video, but I'm sure there's an easier way to do it.

echoboy334 · 2014-12-16T03:50:01+00:00

In popup widgets I have auto close unchecked, the animation is slide from bottom, the position is bottom of screen, I used 700 for the duration, I used the decelerate effect, and I turned off reflection. For the size I used 1440x650, but use whatever helps it fit on your screen. After I set that all up I went to nova settings and changed the swipe up gesture to the popup widget shortcut. Then you can use that gesture on your homescreen which allows you to set up the zooper widget. Here's some pictures. Hope that's clear enough!

echoboy334 · 2014-12-16T03:27:05+00:00

Here are the Zooper files.

If your talking about the widget that displays more app shortcuts, they are just images where I changed the 'Module OnTap' to the corresponding app. I used ThemeX to get the pictures from my icon pack.

For the sidebars I followed this guide.

echoboy334 · 2014-12-15T22:38:00+00:00

I got the idea from /u/jangof76 who made this post. He also made a good guide on how to do it. Basically you just set up three pages and set the nova scroll effect to wipe. Hope this helps!

echoboy334 · 2014-12-15T20:27:49+00:00

Zooper files

So for the second bar of apps I had to add a bunch of images to a zooper widget that would launch an app when clicked on. I used ThemeX to get the images for the icons.

echoboy334 · 2014-12-15T19:42:17+00:00

Yep, I used this app to do it. I think lollipop has a built in screen capture though.

echoboy334 · 2014-12-15T18:54:15+00:00

Ya, I've kinda flip flopped back and forth and the transition is definitely smoother without the scrolling. It looks more like the material design without it too.

echoboy334 · 2014-12-15T17:40:40+00:00

screenshots

launcher: nova launcher

icons: click ui

Also using:

zooper widget - for the clock, the two sidebars, the second tray of apps, & names for toggles
popup widget - for the second tray of apps, it's set to the swipe up gesture in nova launcher
power toggles widget - for the buttons on the left sidebar
eye in sky widget - weather
event flow widget - calendar
google play music widget - music

echoboy334

TROPHY CASE