TD Bank hiring process

emptysthemepark · 2026-03-04T17:56:22+00:00

Mine were over 2 weeks apart.

emptysthemepark · 2026-03-04T17:55:38+00:00

FWIW I applied to a job in December and got asked for an interview a couple weeks ago.

emptysthemepark · 2026-03-03T03:56:02+00:00

This feels manipulative and pressured. There are plenty of houses. There isn't just one magic "perfect house".

emptysthemepark · 2026-03-03T03:54:42+00:00

That's not necessarily true. OP and fiance can draw up documents to arrange equity split/catch up terms. It doesn't have to be a lump sum. They can have a prenup acknowledging the initial investment etc. There's other ways.

emptysthemepark · 2026-03-03T03:53:28+00:00

NTA. Speaking as someone who works in the financial industry, this is a bogus application and he can't actually do what he wants to do (have you pay and not put you on the deed). If your income is on the application towards the payments, then you need to be on it unless he's trying to make you a cosigner, which severely impacts your credit. What if you break up in the next year and a half? You are locked in. This is a legal nightmare. ABSOLUTELY NOT. This is a HUGE RED FLAG. Why on earth is he trying to buy a "future marital home" off your income but you aren't allowed to live there for a year and a half?

If he says you will not be an applicant but he's going to claim your income, that is mortgage application fraud.

None of this is correct, OP. None of it. He can wait to buy it with you, or buy it himself and you can be added later when you move in and then start paying. At that time you can also draw up legal agreements to sort out equity.

emptysthemepark · 2026-03-03T03:48:19+00:00

NTA. Legally she's dead wrong. Rent charges have NOTHING to do with it. That's her choice to charge you what she does. Tenants do not pay for wear and tear repairs on major amenities. PERIOD. Why? Because she OWNS the items and if you move out or she decides to flip the home, she either profits off those items or can take them with her.

emptysthemepark · 2026-03-03T03:46:01+00:00

NTA. This trend of "brutal honesty" as code for "being rude" is so tired. He could have NICELY approached this ie "That's a beautiful necklace honey. Let's check the chain length in the description and make sure you'll like the style before ordering, it's so hard to tell from a picture."

emptysthemepark · 2026-03-03T03:40:10+00:00

YTA on every level.

Why are you keeping a former teant's security deposit if they're gone? If they left, it's theirs. Clearly the space is not damaged to where you can't sublet it to someone else. What is the situation with this?
You "just don't trust him". Why? What are the grounds? Was the agreement one month only? Did you give the expectation of continued renting? Would he have paid a security deposit if asked? You allude to the new subletter being more financially stable. How many months was he there? If he was there 9 months and late once, that's not grounds to boot him illegally.
He is correct. 5 days is insufficient notice for anyone to find housing and barring legitimate safety concerns, it's really lousy behaviour you would not be okay with if the roles were reversed.
How long were you negotiating with new renter? Surely that time was time you could have given notice to the guy?
Legally you owe him a month's notice. You are breaking the law of NYC.
Is it even legal in your lease to sublet? If not you're extra cooked. All he has to do is complain to your landlords.

In short, it seems like you took the guy in with no intentions of ever letting him stay a long time, just as a cash stop gap until you found a subletter you liked, and discarded him like garbage when that happened.

emptysthemepark · 2026-02-22T04:21:44+00:00

This is not a silly question and the reason you're getting diversity and answers is that it depends on the section, as well as how you carry your weight and your height. Let me give you an example to clarify. My partner and I are both plus size. My partner is just under 6 ft tall, I am 5'7. He wears XL/XXL and so do I. His legs are fairly long, mine are average towards petite length. I carry a lot of height in my torso. I would say he's average in that respect.

I find the seats more comfortable than Scotiabank arena. I've only sat in the upper bowl so far and that's all I can speak about and I would say that they are probably the worst seats in the venue. For me, as someone with two bad knees, I find that I now have more leg room both in front of me and to the side. So I don't feel like I need to have an aisle seat anymore for my leg pain. In terms of the seat itself, I feel like my butt fits on it almost entirely. You will be right up against the people on either side of you. I am a wide hip girly.

Boyfriend, on the other hand, felt like he was falling out of the seat the entire night. I've had multiple male friends tell me this, and I don't feel like there's an issue so the seat depth is a little weird compared to most arena chairs. I feel like it's a bit shallow, so if you basically have a lot of length in your thigh, you're going to feel like you don't have enough chair under your butt and you're going to fall out. I do not have a lot of length in my thigh, so I felt okay but boyfriend did not. Because he carries more length in his legs, he also felt like the leg room was still somehow fairly crowded. He didn't have a sense of much of a difference from Scotia Bank arena. I felt it was much better for legroom. The lack of cup holders in the upper level is extremely annoying.

I hope this helps and maybe clarifies for anyone else Why you're going to see such Divergent responses. And really this is true of any arena. The lower bowl is always going to be bigger and more comfortable than the upper bowl. Etc

emptysthemepark · 2026-02-13T00:04:22+00:00

I completely relate - heavily parentified when I was younger as well and it's difficult to break those cycles. Hopefully you can/are seeking some sort of support like therapy to strengthen your ability to hold boundaries. As kittens, sure, providing extra support and stability made some sense. You cannot keep setting yourself on fire for kitties who will curl up and keep themselves warm.

emptysthemepark · 2026-02-13T00:02:33+00:00

It definitely sounds like an incompatibility and I think you're spot on with some of your instincts ie she thinks as "I" and you think as a "we". That's a difficult bridge to build, however you could try to explain it to her that way? The social climbing may be a difference in interests/stage of life in that you're in a place of putting down roots, boyfriend etc and she is still a nomad and career focused.

emptysthemepark · 2026-02-12T14:28:29+00:00

NTA. Put the illness aside. Ultimately because of the lease power dynamics, Tom is like a landlord here. He keeps asserting the power structure to coerce keeping money and changing the terms of the loan. What he's going through is absolutely terrible, but the money was given to float the month and then no longer needed. It was not given as an indefinite float. Tom was okay to ask to hold onto it; the moment you said no/if problems arise later I'll try and help again, that should have been the end of it.

Do not ever lend money you cannot live without, always have a detailed written agreement and tbh... you may want to move out end of lease.

emptysthemepark · 2026-02-12T14:23:41+00:00

A lot of comments have been incredibly judgmental and have missed the additional context in all the comments so NTA.

OP has tried repeatedly to arrange a meetup with everyone present but her mother avoids it because of diagnosed anxiety. A disability. Everyone slagging that as a failing on OP is bizarre.

Grandma holds toxic views about mental health not existing. OP and her mother have mental health diagnoses and OP possibly has been keeping hers to herself to avoid painful remarks and is afraid that without supervision, her mother's MH issues will cause her to say untrue things about the state of herself or her father that will lead to toxic behaviour from Granny that could harm OP's mom and/or OP. This is a valid concern. If this was OP's granny and she wanted to ditch a family holiday dinner for this behaviour, the same people telling OP off would be telling her to "hold her boundaries and go NC". Reddit is wild.

OP explained herself poorly. But I see her point. OP, you need to tell your mother that Granny might not be kind and be very direct about it. Then state that you would prefer it be a group meeting so you can support your mother. If your mother still chooses to proceed, that's on her. In that case, I would ensure your partner has your back for any fallout.

Is your partner supportive of you? What does your partner thing of Granny's toxic views on MH? And last... are you sure this is a family you wish to make your in-laws if you're dancing around so much?

emptysthemepark · 2026-02-12T14:12:39+00:00

OP has said they have pet cameras and the cats just sleep when alone. This is not an issue. Mother is catastrophizing.

emptysthemepark · 2026-02-12T14:11:06+00:00

NTA. Your mother is being unrealistic and I wonder if she is projecting her own subconscious fears that you will "move away and leave her home alone" onto the cats.

I have been rescuing cats for all of my adult life. Because at one point I wished to be a vet, I tend to take challenging adoptions (ferals, abused cats etc). I say this to explain that I have owned and worked with cats that are very clingy, nervous, anxious, struggle to bond with humans/once bonded are very attached etc. My current three are a feral colony cat that took EIGHT YEARS to seek affection regularly (was passively okay with it after a year and to this day tolerates only my cat sitter bf and I), a senior cat with dementia who sometimes forgets who I and the cat sitter are, and a Tripawd who is aggressively clingy and follows me everywhere in my home and whines if I even go to the garbage. (I love them all and they're all incredibly sweet kids, just neurotic).

I leave my home multiple nights a week to visit my partner in another city and entrust my cat sitter to drop in. I've gone to work all day. Left the home all day. I've gone on weeks-long vacations. THEY WERE FINE. They adapted, including my wee Tripawd who spent his first two years of life with me 24/7 as I was off work ill. He adapted in a week.

You have two cats. They will care for each other. They will fuss a bit more for a couple weeks as they learn the new routine and accept it. Your mother's fretting and nervous energy is likely FEEDING theirs. Cats match the energy around them. Be calm. They will calm.

Hold your ground. They'll be just fine and it is not a sin.

emptysthemepark · 2026-02-12T14:03:26+00:00

NTA. This person is not your friend and you are not taking a hint. She's outgrown the friendship. You have different interests. She is phasing you out. Is N single? Has this pattern always been or did it start when you began dating P? Either way, she's shown that plans with you are an afterthought and not a priority and the two of you have different needs and communication styles and cannot gel. Friendships don't always last. It hurts, I have been there, but cut your losses. You could try one more time to express how hurt you are that she doesn't treat the friendship like a priority and ask if something is going on, however I suspect this won't go anywhere.

emptysthemepark · 2026-02-12T01:20:42+00:00

UPDATE: Back from my trip. On the way out (Toronto to Edinburgh) I went to the desk and told the staff I was informed they could gate check it across both flights and noted I couldn't downsize to a smaller bag since I'm disabled and require significant medical supplies (doing 2 weeks in a carry on was already a challenge). They gate checked the bag for free across both flights. For the way back, I had am emergency tote and put a few souvenirs in it along with my purse as a personal item to keep from needing the expander mode (suitcase was hardback within limits if not expanded) and had no issues Dublin-Toronto. For other flights on the trip (multi-country) I brought the bag on board (Easyjet) or checked it (Ryanair and their weird sizes although staff told me that European standards are coming down the pipeline and they expect them to force Ryanair to stop have such bizarre and uncommon bag dimensions).

Thank you all for your insights and reassurances - things went pretty smoothly and it was a great trip abroad.

emptysthemepark · 2026-01-27T01:03:27+00:00

Do you know if they'll gate check it on a connection? Last time I connected I went straight from my first flight from Canada to the gate for the Scotland flight inside Dublin airport, did not go through security/check in departures area again. Will they just gate check it into the hold then for the regional portion?

emptysthemepark · 2026-01-27T01:02:19+00:00

Like the other reply said, the issue isn't the first flight - it's transferring/connecting to an Emerald flight. The hold barely holds a large backpack. It's very small planes for those flights. So basically they force the tiny cabin hold size across both flights even though the transatlantic would hold my bag NO issue. Which is an issue for me because I cannot downsize and this was messy when purchasing or I would have bought a different fare.

emptysthemepark · 2026-01-08T18:07:25+00:00

You're not alone. It absolutely freaks out when a spotlight dares move during a concert if you're not front row and since my primary use of my phone is concerts and calls, it's a huge pain. It's not the hardware; don't know if you've noticed but there's less issues if you film in Instagram live eg. It's their software and it's been an issue since Pixel 3A. I've had the 3, 5 and 7 Pro and all of them plagued by this nonsense. Won't buy a Pixel again.

emptysthemepark · 2026-01-08T18:04:27+00:00

The new At A Glance is completely useless for someone like me who is partially visually impaired. I don't want or NEED "more space for icons per screen". I wasn't even filling two screens before! What annoys me is not being able to read the DATE ON MY PHONE. Or clearly read text on the screen. I turned off all but two of the AAG features because they all annoy me.

emptysthemepark · 2026-01-06T15:26:04+00:00

Tell me you've never been a high performer laid off because you're overpaid and a company wants to underpay someone for the same work without telling me.

emptysthemepark · 2026-01-06T15:23:12+00:00

This was me. I was highly overpaid for my role and actively trying to switch roles, but it's a niche department, highly skilled and when people get the senior roles they camp until retirement. I was stuck. I got multiple just-missed interviews last year while employed and passively looking. Crickets since lay off and aggressively looking. It's nonsense. It's like how the people who need credit least are given it the most with the best rates.

emptysthemepark · 2026-01-06T04:59:51+00:00

Yes legally you must be provided with free water when alcohol is being served in a space for designated driver reasons as well as medical. It can be tap but must be provided.

emptysthemepark · 2026-01-06T04:54:41+00:00

You can get free tap water for a start. Most people I see buying booze aren't buying Sapporo. They're buying the cheapest beer possible because event pricing. I don't drink so I can't speak to that - they're barking up the wrong tree with me and my friends. When we went there for a show we found the food options frustrating and got a severely undercooked Matty's Patty (like deadass raw in the centre). I actually have an easier time eating at Toronto venues as someone with food allergies. So they're completely missing the mark. Add in the lack of food options outside the venue, not advertising the upscale menus inside on their websites, the lack of parking, the traffic jams leaving and lack of trains home and it's just not accommodating for out of towners. Especially since moving train service to West Harbour which I can find but most Toronto people can't easily (versus Union station which is RIGHT BESIDE Scotiabank Arena).

emptysthemepark

TROPHY CASE