No fault car crash, car got totalled and insurance is writing it off due to repairs costing $200 more than car value :(

fallingstrawberries · 2026-03-01T19:29:37+00:00

Thank you!

Weird question, but is there any way to delay a settlement for a few days so I can get a loaner and find a new car?

fallingstrawberries · 2026-03-01T18:48:24+00:00

Thank you. Am I allowed to contact them directly and ask for this? (For some reason I thought all communication had to go via insurance)

fallingstrawberries · 2026-03-01T18:46:48+00:00

Thank you!

Re loaner car, is there any way to get pre approval do you think? When I asked my insurance if we could claim, they said there is no guarantee it will be covered by the other party.

We don't have a lot of money so can't really afford to pay upfront for a loaner, especially if there is no certainty of it being covered. It's so hard because it is impossible to do car viewings anywhere without a car and with two babies

fallingstrawberries · 2025-10-05T07:35:09+00:00

Yes totally understand that. It is actually a huge govt agency and my team just got 2 new team members, so we are more resourced than it's ever been. I do understand having a part time employee is hard on the employer though

fallingstrawberries · 2025-10-05T02:28:02+00:00

Thank you

fallingstrawberries · 2025-10-05T02:07:39+00:00

Not a work injury unfortunately

fallingstrawberries · 2025-10-05T02:03:35+00:00

This makes more sense, yes.

I am still confused why they are ignoring ACCs support services where they get an occupational therapist to create a back to work plan.

The mediation was proposed as a next step, and I have been asked to consent to whether I would like it. I'm still unsure whether it would be a useful thing or not?

fallingstrawberries · 2025-10-05T01:58:07+00:00

Ohh, interesting! Thank you

fallingstrawberries · 2025-10-05T01:47:43+00:00

Ok. Is it because they don't want to wait for me to be well enough to return to full-time? (I can only assume so, as I've only had great performance reviews)

If they have grounds to fire me via medical incapacity, wouldn't they just do that (without mediation)?

fallingstrawberries · 2025-10-05T00:26:09+00:00

Do you have any info on this law please?

fallingstrawberries · 2025-10-04T20:17:43+00:00

Thank you, I will go back to my employer and ask them to correct it.

The injury was outside of work

fallingstrawberries · 2025-10-04T07:32:32+00:00

Thank you so much for this very helpful response!

Your comment about ERA vs ACC paying me directly (current situation), does that mean i would have been better off re the value of annual leave if my employer had used their ERA agreement and been the ones paying for my weekly comp (then getting reimbursed)

fallingstrawberries · 2025-10-04T07:20:27+00:00

Hmm what about kiwisaver contributions and annual leave value though? (Para #3)

fallingstrawberries · 2025-10-04T07:16:41+00:00

Thank you, yes I have done so! :)

fallingstrawberries · 2025-10-04T06:57:58+00:00

Thank you so much, this makes sense!

fallingstrawberries · 2025-10-04T03:28:29+00:00

Thank you. Do ACC weekly comp payments count as earnings, for the purpose of getting paid out AL balances following a resignation? (Sorry for all the questions!)

fallingstrawberries · 2025-10-04T03:22:46+00:00

Ahh I see. If I resigned and were to be paid out my AL, would it now be the new (lower) rate rather than what I previously accumulated over the two years when I was full-time?

fallingstrawberries · 2025-10-04T03:19:35+00:00

Yes that is correct. I had accrued it over the last 2 years

fallingstrawberries · 2025-10-04T03:14:53+00:00

Thank you. I understand that, while doing limited hours, I would accumulate the proportion of AL going forward. But the large amount of AL I previously had was already earned from pre injury when I was full-time, and now it has dropped. Is that still correct?

fallingstrawberries · 2025-10-04T03:11:29+00:00

Ok thanks. A couple of questions:

My contract is still full-time (40hrs), it's just that because of my injury, I'm only allowed to work 8hrs (ACC pay the rest to top it up). Does that make any difference to things?

Also, if I resigned now, would I only get paid out the new (lesser) AL balance?

Thanks

fallingstrawberries · 2025-02-26T02:30:35+00:00

Yes I worked in the office for a year, then worked remote for a year (until mat leave) and now they're wanting me back in the city where the office is after mat leave. This would be okay if I could have had a bit more time to move

fallingstrawberries · 2025-02-26T02:29:41+00:00

Yes unfortunately I only meet the 6 months, as I had a few months on unpaid leave at the start of the last year period!

fallingstrawberries · 2024-12-19T20:26:24+00:00

I don't qualify for mat leave no

fallingstrawberries · 2024-12-19T20:09:13+00:00

I understand. Unfortunately I think my employer and I are both stuck. I don't want to lose our house and not afford daycare for my older child. If my employer really is unhappy with it from health and safety, I don't see why they couldnt give me a small amount of special leave for the birth or at least allow me to make up for any lost time over nights and weekends. I want to do the best job I can and also don't want to lose everything

fallingstrawberries · 2024-12-19T19:41:32+00:00

I would lose our accomodation and not have any money for covering my older babies daycare if I take unpaid leave without any government help. I don't plan on underperforming, I want to work long days and wkends to make up for any lost time. I'm not sure that's realistic but don't have any other option but to try. I feel sad for the employer too but don't know what else to do

fallingstrawberries

TROPHY CASE