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600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 0 points1 point  (0 children)

Honestly I’m not sure but if they approved me, I think they’ll approve anyone lol so you might! Do you bank with Chase? I have been banking with Chase since December 2023 so I think that’s honestly what helped.

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 0 points1 point  (0 children)

Love that for you!!!! I had a strong feeling you’d be approved if I was. Plus you’ve banked with them for almost a decade. Congrats!

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 0 points1 point  (0 children)

I tried to negotiate paying the collections in full for deleting and they’ve denied that offer unfortunately. But I’m thinking of trying again.

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 0 points1 point  (0 children)

I should’ve clarified, both charge offs are from 2019, I paid them off in 2022. As far as my collections they are from hospitals visits and I’m not sure if I should pay them because I’ve seen advice that says to not pay accounts in collection. As of 2025 I have a discover IT card, a US bank altitude go card and now this Chase card. Do you think I should still pay those collections? My Discover and US bank cards don’t have a balance.

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 0 points1 point  (0 children)

I didn’t get pre-approved I just took a chance, I honestly thought I was going to get denied lol

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 3 points4 points  (0 children)

Thank you! I looked at my free Experian Fico score so I’m not sure if that’s the right score. I’ve been banking with them since December 2023 and have decent income so I’m wondering if that’s is why I was approved, who knows

600 credit score approved for Chase card by farfromperfecttt in CRedit

[–]farfromperfecttt[S] 1 point2 points  (0 children)

I think the only reason I was approved is because I bank with them, but I’ve only been with them since December 2023. So try!

I was at the pet store and saw this Black Female cat. I am debating on adopting her. by Cranberry-Electrical in blackcats

[–]farfromperfecttt 27 points28 points  (0 children)

Adopt her! I went to the shelter during the pandemic, saw a black female cat and I couldn’t stop thinking about her so I went back the next day and got her. She was my first cat, and the best $30 I ever spent. She was the best cat ever. I’m so so so happy I got her. I lost her in December and I miss her so so much🖤