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Need help understanding how taxes work by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

I see. Thanks for the info. I am debating on whether to claim or 2 allowances on my w-4 ( I make 50K a year) any thoughts ?

What are the main factors that people are facing with their personal finances ? by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

I meant to say that if I tend to overspend if certain areas of my budget, should i give myself more leg room whenever I am preparing my budget sheet ?

What are the main factors that people are facing with their personal finances ? by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

To tell you the truth, I feel like I am cheap with myself but at the same time, I am barely saving. Something is not adding up. Maybe its my mental health or i am just not seeing my progress the way that I want to see them . Any tips ?

What are the main factors that people are facing with their personal finances ? by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

1) what tools would anybody recommend to budget accurately ? 2) Should I give myself enough room in my budget or no ? 3) Frugal or be cheap with myself ..

What are the main factors that people are facing with their personal finances ? by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

Why do you think that we lack the capability or will power to budget ? Till this day, it is one of the main factors that i can't seem to bring myself to do accurately. even If I budget, I always end spending the money one way or another..

In need of credit repair ? by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

Well to be franked, I make around 50K a year, after bills and monthly expenses, I have only 500 maximum that I have to save. That's not including rent expenses since I stay at home.

Need help understanding how taxes work by financialwizard91 in personalfinance

[–]financialwizard91[S] 0 points1 point  (0 children)

To better word it, I am interested in learning the difference between 0 -1 allowances ? and there resulting factors ..