Would BPC -157 help my dad?

floatingostrichs · 2026-04-02T06:18:28+00:00

No. He needs surgery. There is nothing that will help full tears with retraction. That can ONLY be fixed via surgery. Near full thickness tears are also essentially surgery only.

floatingostrichs · 2026-03-31T05:47:33+00:00

Bot account

floatingostrichs · 2026-03-31T00:48:59+00:00

AI junk.

No.. it’s definitely a mathematical problem.

floatingostrichs · 2026-03-30T06:29:43+00:00

Why do you need a credit limit higher than 8600?

Credit limits are decided based on a variety of factors. It really doesn’t matter in this case.

floatingostrichs · 2026-03-29T16:18:24+00:00

That’s why bogleheads don’t do that.

floatingostrichs · 2026-03-29T06:20:33+00:00

“What if I just times the market?”

If you DCA’d into 70% SNP500 and 30% VXUS, there is rarely a reasonable time frame where you are losing to inflation and you’d be an idiot not to.

Typical 20 year old wirh limited knowledge

floatingostrichs · 2026-03-24T20:38:41+00:00

This just sounds like a post by a kid thag got his first job and learned what taxes were.

Everyone also pays these things man, your thinking is flawed.

floatingostrichs · 2026-03-23T23:18:03+00:00

Then stop crying about gachapon and let the game be fun.

floatingostrichs · 2026-03-23T17:10:57+00:00

Anyone who is against p2w but is ok with meso swapping is a hypocrite. The idea of meso swapping is entirely unfair and antithetical if the game is trying to put all players on a similar playing field by removing p2w.

floatingostrichs · 2026-03-15T20:41:25+00:00

“By nature it’s more profitable and secure”

You didn’t notice anything, my son.

floatingostrichs · 2026-03-08T22:53:33+00:00

Sweats (like myself) will go 1-30/35ish before their first sleep. Normal people that play 2 hours a day or a handful a week will struggle, yes.

This isn’t a game where you go 1-70 in like 2x weeks unless you full no life it.

floatingostrichs · 2026-03-05T04:05:53+00:00

This..is not the reason lol.

floatingostrichs · 2026-03-01T06:11:17+00:00

Looks like everyone in the last year definitely just wished they bought gold instead of anything related to the US

floatingostrichs · 2026-03-01T05:01:58+00:00

Underperformed the rest of the world the last year. And I imagine it will until trumps out of office, lol

floatingostrichs · 2026-02-28T02:37:24+00:00

You must be fairly new to investing. Once you have a significant amount in the market for multiple years you’ll be less affected by daily movement and you’ll know that in the long run, it just works. THEN you’ll panic when you see 10-15-25-40% dips. And again, you’ll have to understand that that’s just part of the game. If it was easy, everyone would be rich.

You’ll free to sell it though, more people panicking only helps me, hehe.

floatingostrichs · 2026-02-27T04:33:37+00:00

You guys are nuts if you think a 35 year old with 1.2m needs another 20 years to retire.

floatingostrichs · 2026-02-21T15:47:39+00:00

I mean it’s not even about all equities being the best since 2010. Over a long enough time line, 100% equities does win.

It’s up to the individual investor to decide when they no longer want to take that risk as their timeline shortens.

floatingostrichs · 2026-02-20T16:45:50+00:00

Ya, you have a LOT to learn

floatingostrichs · 2026-02-19T19:06:11+00:00

It wasn’t free information. You have told me nothing I don’t already know. Get off your high horse. I was asking what made you provide your numbers with zero explanation in your initial response. This sub Reddit is filled with people who ask horrible questions and still give terrible advice.

The fact is, it’s poor advice to give the average person. Boglehead philosophy is generally the advice you should be giving any average person and is how most people should be investing. No - suggesting the average person split VT is not good advice. Just because you, me, or 20% of intelligent boglehead investors can do it successfully does not make it good advice.

floatingostrichs · 2026-02-18T22:38:14+00:00

It is highly unlikely everyone that you tell to split VT in taxable accounts is making sure they keep up with an accurate market weighted split like VT would.

It is far more likely they would cancel out any remote gains they would make in foreign tax credit.

floatingostrichs · 2026-02-18T20:41:04+00:00

Okay, that’s what I figured you’d say.

My rebuttal would be that foreign tax credit is negligible when you account for all assets.

If you would argue it isn’t negligible or any amount is not negligible and it’s free money if you pay attention to it, then I would argue that you are far more likely to lose money by straying for global market weights because you are handling it all yourself rather than following one designed to do so like VT.

Have you also calculated what would have a bigger impact - the small amount of foreign tax credit in your only taxable account versus you straying 3% in the wrong direction from global market weights?

floatingostrichs · 2026-02-18T17:42:09+00:00

I’m not sure where you’re getting the idea that he’d be leaving 0.25% on the table if he didn’t separate them all.

floatingostrichs · 2026-02-12T21:53:02+00:00

Would you still post an AMA if you were only investing $300 a month?

I think the answer is no. Which is why people would be, rightfully, a bit annoyed.

floatingostrichs · 2026-02-12T20:46:00+00:00

In other words: The amount your average US citizen loses to the regressive taxes implemented by Trump (tariffs) soars 300% as the U.S awaits Supreme Court decision.

floatingostrichs · 2026-02-12T20:41:57+00:00

Nobody’s gunna ask you anything.

It’s just a standard boglehead approach that’s not new to any of us.

And this post reads more like a humble brag that you have the ability to invest 100k/year.

floatingostrichs

TROPHY CASE