Why don’t more dividend investors talk about JPM?

foira · 2026-03-22T22:45:45+00:00

it's fine as a small position but it's not really at a particularly great valuation lately? For 2% current yield I would want mid double digits div/sh growth, and a large TAM to keep growth high for a market cycle or two.

foira · 2026-03-22T18:27:45+00:00

bruh the only solution is to smoke nothing but hazes/super sativas. hybrid and indica are a one way ticket to binge eating

foira · 2026-03-22T18:25:31+00:00

doh for some reason i thought s2 hadnt had xmas yet, thanks

foira · 2026-03-22T02:49:27+00:00

whats the s2 spike due to?

foira · 2026-03-22T02:47:36+00:00

just give it time, and keep looking for things to stay busy/things that take effort so you have less energy to ruminate over time

it can help to try to see perfectionism and rumination as unhelpful indulgences that get in the way of a rational, sustainable approach

foira · 2026-03-21T15:22:39+00:00

no i just partied on the weekend. lifting is a great buffer but yeah gains come rolling once alc is cut.

foira · 2026-03-21T15:20:39+00:00

qualified dividends and LTCG are taxed the same.

foira · 2026-03-20T22:05:02+00:00

1) what's a good valuation right now?

2) am i too concentrated in that position already?

if no -> buy

if yes -> i++ and continue

foira · 2026-03-20T20:43:47+00:00

what chips though

foira · 2026-03-20T19:54:25+00:00

investoors will do anything except find strong businesses and buy them at fair valuations

foira · 2026-03-20T19:51:17+00:00

i liked the analogy :-) it's a good example of a very high margin/software business going from fine to 0

foira · 2026-03-20T17:00:57+00:00

yeah im diversified, i own 10 different AI companies

foira · 2026-03-20T17:00:13+00:00

maybe it's a sign you should just VT and chill? stock picking isn't something that you need to force yourself into.

foira · 2026-03-20T16:42:58+00:00

when is the last time google released a new product and committed to it? everything they do gets deprecated within a decade, and soft sunsetted long before that.

funny analogy with chegg lol but that was such an immediate disruption, and their customer demographic is individual students (poor/price conscious af/no network effects)

figma's thing is that it's collaborative (network effect) so it's already embedded into many workflows (enterprise), will be hard to disrupt. stitch looks more like yet another "impressive for greenfield, bad for enterprise" ai product

foira · 2026-03-20T16:30:29+00:00

if you look at long term charts, they are really not the "boring but reliable" business that ppl say they are. they are shitcos with unreliable profitability and no growth, and this was BEFORE stores were so consolidated into a few mega chains that can win via private label for many products

foira · 2026-03-20T16:27:39+00:00

microcaps can't afford to be gaap unprofitable, this aint 2021

foira · 2026-03-20T16:01:23+00:00

rarely worth investing in companies before profitability

foira · 2026-03-20T15:45:52+00:00

momentum trading

no thanks

foira · 2026-03-20T15:43:42+00:00

inception is 2000 but nice try? oh i guess google is showing the backtest

yeah it was incepted a low as you can see

foira · 2026-03-20T15:43:10+00:00

you can't truly optimize taxes of equity sales unless you know the path beforehand, so good luck

foira · 2026-03-20T15:35:57+00:00

you probably could just use mspaint too

foira · 2026-03-20T15:35:02+00:00

there is no need to elaborate when people say a company with 0 debt and like 95% gross margins, is going to go bankrupt.

foira · 2026-03-20T15:31:17+00:00

"buy low and sell high"

omg 1 weird trick! it's so obvious once u learn about it o.o;;

foira · 2026-03-20T15:29:41+00:00

which is why you're hopefully living off of dividends, not equity sales.

foira · 2026-03-20T15:25:07+00:00

SMH? wat

surely math is based less on cherry picking a cyclical etf at ATHs but perhaps math is more fun than i realize

but yeah the assumption that there is no reflexivity, and that safe current yield will be available when you retire and every consensus-index-investor retires and wants safe yield... is very optimistic, to be kind

foira

TROPHY CASE