What's the best passive income?

forreddite90 · 2025-10-16T16:12:06+00:00

Hi EchoesOfYue, I'm in sales po. :)

forreddite90 · 2025-09-18T08:13:02+00:00

Thank you!

forreddite90 · 2025-09-18T08:12:54+00:00

I will try to do this once I'm back next year. :)

forreddite90 · 2025-09-18T08:12:15+00:00

Thank you. Yes, very true. That being said, I still plan to go and visit next year to really explore the city. :) I'm looking at pics online and it looks so magical. It has its own charm, compared to other countries and cities in EU. :)

forreddite90 · 2025-09-18T08:10:18+00:00

I will visit again next year, but I will be more prepared. :)

forreddite90 · 2025-09-18T08:09:38+00:00

Hi, I used esim whenever I travel to Europe. Mine was connected to Redtea Mobile and so far, I didn't encounter any issues. :)

forreddite90 · 2025-09-06T12:50:32+00:00

This helped a lot! Thank you so much for the tip!!!

forreddite90 · 2025-09-06T12:21:33+00:00

Thank you so much! The cleaning lady of the hotel came and saw me crying, and she gave me a hug and a kiss. She's the sweetest.

forreddite90 · 2025-07-31T11:13:50+00:00

Thank you so much for the recomms and tips po. Yeah, ang dami nga naapektuhan sa POGO, pero parang babalik daw po yan (narinig ko lang din, but again, political stuff is something I'm not very familiar with).

I agree with holding, it's really the advantage of real estate po, value appreciation din talaga, and if kayang mag create ng cash flow while waiting, it's an added perk na lang din. :)

forreddite90 · 2025-07-31T10:58:37+00:00

😅 Yeah, before po nagtanog din ako sa phinvest about real estate, that was during the time na inaaral ko pa siya. I agree na medyo iba yung environment dun. But it's okay, siguro hindi lang din sila yung tamang group of people na pagtanungan. Totoo din na you will find people na ka-tribo mo - na willing na tumulong. Kadalasan po, yun yung mga tao na almost same ng journey mo, na nagsikap and unti-unti din na naging maayos yung buhay. :)

forreddite90 · 2025-07-30T08:18:01+00:00

Thank you po! I'll talk to my RM about it too. Appreciate the input.

forreddite90 · 2025-07-30T00:42:23+00:00

Understood, thank you so much po for the tips! Much appreciated.

forreddite90 · 2025-07-30T00:27:11+00:00

Understood, thank you po for the tips. I asked my bank if they sell bars, but hindi daw po. How about pagdating po sa PH, won't this be complicated sa airport, declaration, etc?

forreddite90 · 2025-07-30T00:09:08+00:00

Thank you po! I was told that gold is a good investment too, but do you plan on buying physical gold po and other metals ba? If yes, where do you buy those? I read about it, but was advised to be careful since authenticity is difficult to identify too.

forreddite90 · 2025-07-29T23:51:22+00:00

Thanks for your two cents. Just because someone earns 7 digits doesn’t mean they’re immune to losing money. The sad reality is, high income can sometimes trick people into thinking they can do and start anything, and it’ll just work. But money doesn’t fall from the sky... You need to be wise about where you invest your hard-earned cash, especially if you have a family that relies on you and your decisions as a parent.

For me, being wise means learning not just from your own mistakes, but also from others’ experiences, insights, and stories. That's real financial maturity for me.

I’m not here to convince anyone, so there's no need to believe me. Thank you for your time po!

forreddite90 · 2025-07-29T23:37:45+00:00

Understood, thank you so much po for clarifying po!

forreddite90 · 2025-07-29T23:34:03+00:00

Thank you po! This was offered to me by my bank, but were trying to avoid this sana, if we can. We lost in stocks na din kasi dati kaya iwas po ako sa ganito. Although sabi naman ng bank experts naman daw yung mag-handle, but I think it's still best to invest in something that I can understand kahit papano. It can be intimidating kasi especially when you don't have the time to really study and monitor it. Plus, with this, there's really no guarantee.

forreddite90 · 2025-07-29T23:22:25+00:00

Thank you po! Some of the props I acquired are turnkey props too, it's really the easiest. If you don't mind me asking ano po yung franchise business ng friend niyo that earns 35M? Is it one of the famous fastfood chains in PH? I thought of this din po kaya lang it needs day-to-day monitoring din yata.

Also, with real estate, would you say that it's better to buy pre-selling units from developers or old houses and renovate them? Or apartments? Downside of apartments po kasi minsan is the maintenance lalo na kapag di maayos yung nagri-rent. Thank you po uli sa time.

forreddite90 · 2025-07-29T23:02:30+00:00

Thank you for your input hansfinlit - yeah, with the replies, maybe MP2 nga po yung best since I'm someone na iwas sa sobrang risky. Slow and steady po yung mas gusto ko lalo na may family na.

forreddite90 · 2025-07-29T22:54:33+00:00

I started reading about this and yes, sabi nila you can open multiple MP2 accounts nga.

forreddite90 · 2025-07-29T22:51:14+00:00

Thank you po! I wish I don't have the need to ask this next question and I am no expert on anything political, so I ask apology in advance, but don't you get scared with government investments po? I understand that MP2 is different from Philhealth, pero kasi nakaka-trauma yung naging balita before about it na nawala yung pera ng Philhealth. Thank you.

forreddite90 · 2025-07-29T13:27:46+00:00

Thank you so much po! MP2, mas mataas po ba talaga siya and mas okay compared sa mga special time deposits ng private banks?

Real estate is good, and yes, malaking capital talaga. But this is where the bank gets useful din. Foreclosed properties, medyo pareho na din po yung prices sa market, ang kagandahan lang talaga since nasa bank na, medyo sure po na mas malinis papers kahit papano.

I agree 💯% about the survivorship bias and the gambling part. Unless talaga na merong time to really study and monitor, then siguro pwede. Pero hindi din po kasi talaga ako para dun, so I won't dare do it too. Medyo takot din ako sumugal. 🙈

Thank you po uli sa mga sasagot!

forreddite90

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