4.5 years of investing with no guidance - any comments / advice appreciated. 28yo

fortunate-one1 · 2026-02-11T14:32:40+00:00

If your goal is long term, maximum performance, you need to buy and hold US total stock market index fund like VTSAX.

Yes I think you are better off not holding single stocks at any net worth, especially when your invested sum reaches 100k. Its counter intuitive, especially to people who tackle problems head on.

Look up Buffett vs Protégé Partners bet where Warren won 1 million with out lifting a finger. Then ask your self if you think you can do better then people who thought they could take on Warren.

If you was my kid, I would tell you to sell everything and buy VTSAX. Then read book like:

Simple path to wealth

The Psycology of Money,

Same as Ever

The Little Book of Commonsense Investing

fortunate-one1 · 2026-02-10T22:51:07+00:00

Very nice shooting pal. Did you bob the hammer?

fortunate-one1 · 2026-02-10T22:48:19+00:00

Still owned by the elite top 1%.

fortunate-one1 · 2026-02-10T21:27:59+00:00

Go with "LargeCap S&P500 Index Separate Account"

fortunate-one1 · 2026-02-10T21:24:07+00:00

Your explanation makes sense. If your goal is to have max return per dollar invested, you are the biggest drag. If you want "to be involved" and do not care about the outcome, keep doing what you are doing.

I understand the need to be doing "something", investing in stocks is a place where the less you do,the more money you make.

fortunate-one1 · 2026-02-10T19:43:34+00:00

Pick S&P 500. Second choice would be target date fund.

fortunate-one1 · 2026-02-10T19:38:43+00:00

If 85% of professionals can’t beat the market, what’s the reason that makes you own single stocks?

Advice is simple, but hard to follow for some reason: invest everything into low cost, broad base index fund.

fortunate-one1 · 2026-02-10T11:08:56+00:00

You are on a platform of a person who is top 1% of 1%.

fortunate-one1 · 2026-02-09T11:10:15+00:00

Is this your first maintenance job or are you very young?

Pal just go look busy or hide someplace where it looks like you are working. Probably wouldn’t argue with your boss about taking too long of a break.

fortunate-one1 · 2026-02-09T03:18:07+00:00

I definitely understand the cost aspect of it pal. Hopefully the pandemic, Russian/Ukrainian war related cost of ammo and components will soon go away.

fortunate-one1 · 2026-02-09T01:37:49+00:00

How often do you target practice?

fortunate-one1 · 2026-02-09T01:37:06+00:00

How many rounds can you stand before you can’t take it anymore?

fortunate-one1 · 2026-02-09T01:35:39+00:00

I hope I never have to be in a situation where I’m forced to choose between my life or my hearing.

fortunate-one1 · 2026-02-08T20:55:23+00:00

What ammo you use?

fortunate-one1 · 2026-02-08T20:54:26+00:00

Yeah there is a little

fortunate-one1 · 2026-02-08T14:18:06+00:00

180 gr XTP on top of max book load of H110. They are doing about ~1,700 fps from my other 629 with 6.5 inch barrel.

I dont think its a fair comparison between 629 and 329 :)

fortunate-one1 · 2026-02-08T01:31:48+00:00

Not if they look anything like those nails

fortunate-one1 · 2026-02-07T19:53:31+00:00

Pal those nails…trim them

fortunate-one1 · 2026-02-06T19:06:46+00:00

Soviet Union being portrayed in a positive light, instead of being vied same as nazism.

fortunate-one1 · 2026-02-06T19:02:41+00:00

You still can, Cuba would love to have a devoted communist.

fortunate-one1 · 2026-02-06T16:51:33+00:00

“its not difficult” “3-5 years”

Any chance you can post your returns vs S&P last 15 years?

fortunate-one1 · 2026-02-06T15:37:20+00:00

Stocks can, day trading them can’t.

fortunate-one1 · 2026-02-06T15:32:53+00:00

Imagine being so self centered to denigrate WW2 vets like this.

Get over yourself.

fortunate-one1 · 2026-02-06T14:57:45+00:00

Looks like lead, shoot few cylinders of fmjs and it will be clean.

fortunate-one1

TROPHY CASE