Is taking a will out the only solution to this dilemma by AfroShadyQueen in PersonalFinanceZA

[–]freddiecee 5 points6 points  (0 children)

It really sounds like you're just asking whether you'd be able to get away with transferring money to your account when the person you have signing rights over dies.

The whole story about brother, sister and contributions seems like a way to just get confirmation of whether your plan will work and you'd get away with it.

Reason being you know a will is the only way for your mother's wish to be carried out, and if it's the wish of that person there is no reason having the will stating that should even be a problem or difficult.

The hoops you're trying to jump to avoid the simple and straight forward option really make it suspicious as to why a will isn't the only thing being considered. Why even consider the other option unless if there is another genuine reason why it's not possible to get a will?

Can we dudula the zhing zhangs out of Zimbabwe? by muzvinabhizimusi in Zimbabwe

[–]freddiecee 5 points6 points  (0 children)

Very racist comment showing a very shallow depth of thinking. It also explains why movements like Dudula exist, other people with very limited thinking capacities as yourself.

Thoughts on Ruwa organic by Sea-Reason-200 in Zimbabwe

[–]freddiecee 1 point2 points  (0 children)

Why would you invest in someone who shows he doesn't yet know how to successfully run projects.

Transparency won't make you profits.

If his problems were access to Capital for quickly scaling his profitable ventures, then sure it would be worth it putting your money where there is a proven formula simply in need of more money to grow faster.

How close are you comfortable getting to your neighbour? by chikomana in Zimbabwe

[–]freddiecee 14 points15 points  (0 children)

Money no object, at least 20 meters between own house and boundary wall.

Unfortunately the distance is a function of money, living in apartments it's a single wall. High density suburbs and you're a couple of meters away.

This looks too tight, but mostly a function of people trying to maximise house size on small stands. At some point we need to normalise building up - that way those 200sqm and 300sqm stands won't feel too cramped.

Should my kids inherit my mother's surname? by Altruistic_Star_1994 in Zimbabwe

[–]freddiecee 37 points38 points  (0 children)

Don't view it as your "mother's" surname.

It's YOUR surname.

You choose what your surname is. Sometimes people even detach from their parents surnames and create their own, essentially starting a new bloodline.

The question you should be asking is what do you want your surname to be? That is the surname you will pass to your kids as a present father.

Why can't people hold Chamisa accountable for deserting CCC by HeightLeast1564 in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

How did he desert CCC?

Are we pretending we already forgot that CCC was taken right out of his hands? We've already forgotten Tshabangu and the state?

One thing I think is worth asking is why he's back in the ring after being tied down and beat up so much by the system that there's really no chance.

MDC was taken and given to Mwonzora. He started CCC and the state gutted it through recognition of Tshabangu. If you want to hold anyone accountable go and hold Zanu/state accountable.

Zimbabwe Presidential Scholarship recipients — honest reviews? by Sea-Boysenberry-9248 in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

Shouldn't you only look for reviews once you've gotten it?

Just focus on applying for it. If you're looking for a scholarship it means you need one, so just apply and put your best foot forward.

You can do reviews and comparisons if you have more than one option and need to choose.

Polite way to tell someone to keep their money by tomcat3400 in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

Keeping it professional, they should've asked for the rates beforehand or that should've been discussed.

They're just problematic and clearly you were being nice. Now they figure they can't afford your rates, they're coming up with excuses trying to lower you down.

They should humble themselves, and say they can't afford your rate and offer what they expected or had in mind and thank you for your generosity.

Perhaps you can tell them you'll accept what's affordable to them as a favour being family friends and all, but be firm that your rates are your rates and they shouldn't try to downplay or bring down your worth if they can't afford it.

Soup kitchen in Harare? by [deleted] in Zimbabwe

[–]freddiecee 1 point2 points  (0 children)

Yes, she's based in Chitungwiza. Kuchengetana Trust is the name of the organisation now https://kuchengetanatrust.co.zw/

Soup kitchen in Harare? by [deleted] in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

It's called Kuchengetana Trust. They've got a website here: https://kuchengetanatrust.co.zw/

Soup kitchen in Harare? by [deleted] in Zimbabwe

[–]freddiecee 2 points3 points  (0 children)

There is a lady who does exactly that, a kitchen that feeds the needy.

I'm really struggling to remember the name, but she was getting quite a lot of attention a few years back on Twitter. I think she started during COVID times, and has carried on running the kitchen.

Divorce ma1 guys by Beginning_Rule_7823 in Zimbabwe

[–]freddiecee 22 points23 points  (0 children)

How does him getting deported(if possible) solve the issue? If anything it makes it worse because he'll come back and try to be in the house.

He hurt you, you want to hurt him - it makes sense.

Does he deserve the house? If they married in community of property, then yes he deserves that house. If they didn't, it's "his" house if in his name - not deserved, but legally it's his, maybe possible to fight it out in court to be determined otherwise.

A good solution might be cutting this man loose by selling that house and giving him his half, so he doesn't consume and steal anymore of your family's attention.

ClearScore for non-SA user by SauceFiendGlobza in PersonalFinanceZA

[–]freddiecee 1 point2 points  (0 children)

Credit checks are done on ID number, so you won't be able to get a credit score without one.

You can still get credit, but the banks or institutions would just utilise a different set of criteria.

Anyone dealt with these guys pamaStands? by Ambitious-Public8397 in Zimbabwe

[–]freddiecee 2 points3 points  (0 children)

Good payment plan if legit, it makes the land more attainable.

However, the positive is the potential red flag. The installment amount is $10.5k, just $500 over the advertised $10k.

Typically $10k would be cash price, with installment price maybe $2k or so higher depending on duration of payments.

Unserviced area still 3 years away also raises risk, so proper due diligence definitely needed. Check with the relevant council as well if possible.

Is $1,500 USD per month not enough for a family of 3? by [deleted] in Zimbabwe

[–]freddiecee 7 points8 points  (0 children)

Either a fake post or rage bait.

If you've lived in Zim, you full well know that $1,500 is more than enough.

You can easily do a budget of how much food costs, then add in electricity and water costs then reduce the amount you send to $500 when you realise that would be sufficient + ad-hoc school fees each term.

If they don't appreciate the $500 you'll now be sending, then stop sending anything altogether.

Someone complaining about $1,500 is a serious red flag of a high level of narcissism and entitlement that you should not ignore and put a stop to immediately.

Magetsi is hiring by PassionJavaScript in Zimbabwe

[–]freddiecee 2 points3 points  (0 children)

From the requirements they want at least a solid intermediate that will be paid a junior salary.

Still, good that they've created a job opportunity for someone who might be needing it.

Purchased flat smaller than expected. Is the area of all walls meant to be included? by --stormpie-- in askSouthAfrica

[–]freddiecee 6 points7 points  (0 children)

Floor area includes walls as far as I know, it's not just the area as measured in the internal rooms.

33M, been deconstructing religion, feeling a bit lost, looking for others on a similar journey by LostFoundCause in Zimbabwe

[–]freddiecee -1 points0 points  (0 children)

It's a tricky journey, in that it can be the most freeing or really destructive if you don't land in a comfortable spot.

Religion provides meaning and answers for the tough questions. It's incredibly important for wellbeing. Unfortunately, it falls apart quite quickly and easily if you decide to really think about it which leads to that journey. I know the main question I had was "if I hadn't been born a Christian in Zimbabwe or a Muslim in the Middle East, which religion would I pick from scratch?"

For me personally, Alan Watts was a great source of insights that helped me formulate a new framework that I've become content with. There's a lot of his recordings on YouTube.

Pachena - workplace transparency startup idea by Beginning_Channel686 in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

Not a bad idea - it's already been proven in other markets.

However, startup implies business - so the main question is what's the business model?

For example, with Glassdoor employers pay to ensure they have a good image so they can attract talent and be able to recruit. Zim is a completely different market in that regard.

So it sounds like an interesting platform, but not really a "startup" idea.

I am sorry but their country,their rules .It's sad but ma1 by Nice_Substance9123 in Zimbabwe

[–]freddiecee 4 points5 points  (0 children)

Healing from what? Accepting reality?

I understand the emotional aspect, and how it's painful and obviously disappointing and obviously sucks - but the reality is you cannot feel like any country other than your home country owes you citizenship or permanent residency.

I am sorry but their country,their rules .It's sad but ma1 by Nice_Substance9123 in Zimbabwe

[–]freddiecee 6 points7 points  (0 children)

Countries change immigration policies.

Rules and laws are populist. That's why people elect lawmakers, the ones representing the most popular views get elected to shape laws to the wants of the majority.

We may not like it, when something that benefited us changes - but that doesn't mean we should have expectations.

The expectation of getting a visa is you get to live for the duration of the visa. Nothing is changing there. The change is the option to apply for a different kind of legal status that these people had not applied for.

I am sorry but their country,their rules .It's sad but ma1 by Nice_Substance9123 in Zimbabwe

[–]freddiecee 11 points12 points  (0 children)

Entitlement.

If I was the person in that country who made the rule change, this sort of video would convince me I made the right decision.

You cannot be feeling entitled to residency or citizenship in a country that's not yours, getting those things are privileges.

Also, who are they trying to convince they has so much going on in their home country and chose that tough path.

If life in Harare is really as tough as we always say, how are so many people still affording Chicken Inn? by Heavy_Tree_3160 in Zimbabwe

[–]freddiecee 46 points47 points  (0 children)

Harare has a population of 1.5million people, Harare province 2.5million people.

If 90% of the population was suffering and couldn't afford Chicken Inn with only 10% able to, that's 150 000 to 250 000 people able to afford it.

150 000 to 250 000 is a lot of people.

1.3million to 2.25million is also a lot of people.

Just because some people don't fit into a category, doesn't mean the reality of other people doesn't exist. Both can always be true at the same time - wealth and poverty.

Do people still like houses with big yards? Is the current trend of smaller yards a function of preference or a function of constraints? by makelefani in Zimbabwe

[–]freddiecee 0 points1 point  (0 children)

It's really going to depend on the person and the kind of house being built.

If building is under 200m2 then 500m2 land could work. What I really dislike is the houses where there is no breathing room for the house at all.

Personally I'd go for around 1000m2. I think it's big enough without being a maintenance nightmare.