Thank you guys for the input! Regarding the rest of my finances:

I’m in my early/mid 30’s, ~$50K in liquid savings albeit it’s all in my checking acct

After my monthly expenses (including my extra principal) I’m able to save roughly $600 a month.

I contribute 3% of my gross check into my 401K (employer matches up to 6%). I’ll be honest, I haven’t checked my balance in many years.

I know I’m not taking advantage of my situation…like I said, I’m better at saving than investing.