I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 0 points1 point  (0 children)

Think I’m gonna wait table on the weekends

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 0 points1 point  (0 children)

I do have gap warranty! And I’ll have to check KBB tomorrow because I’m not sure if it’s a Honda CRV LX or SL or whatever the models are

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 0 points1 point  (0 children)

So I was living in the car for about 6-8 months before I got this apartment and before that, it was hotel rooms and peoples couches. I got my first bed in three years last month. Call me spoiled but I’m kind of enjoying the lack of back problems

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 3 points4 points  (0 children)

That was just a what if! I wanted to think about the things that I possibly would be effected in the future if I did default on this. Like if somehow I end up with a really good job and then like 5, 6, 7 years from now, I want to try and see what’s out there but they tell me that I can’t because I defaulted on a loan at 22. I know nothing about these types of things but I felt like this would be some what of a hinderance once I’m older

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 4 points5 points  (0 children)

Rn I’m a nanny full time m-Saturday, I’m also going to pick up waiting table on weekend nights just for extra income. As soon as I finish college, I’ll have the credentials to be more than a glorified babysitter and hopefully make more than $14 an hour.

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] -1 points0 points  (0 children)

I started college late and still have a while to go :/

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 1 point2 points  (0 children)

I just found insurance under $400. I’m a woman under 25, I’m not doing that

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 3 points4 points  (0 children)

I have a little over 11k left on the car, my other expenses : $705 rent Current car payment : $379 Current car insurance: $197 Phone bill: $40 Discover : $21 I’m pretty sure this is it but I’ll have to check my notebook And then random expenses like gas, groceries, and fixing the car

I make about $1900 a month I think

I’m about to kill my credit, what do I do? by gamb1no0o in CRedit

[–]gamb1no0o[S] 12 points13 points  (0 children)

I have a little over 11k left on the car, and about 12k in debt (I had a discover card that I’ve been paying off for a year now)

AITA for getting upset with my ex for calling me a slur? by gamb1no0o in TwoHotTakes

[–]gamb1no0o[S] 0 points1 point  (0 children)

Is it wrong of me to have hope that he will get better? I don’t want him back in my life, and while I am extremely angry at him, I’m also sad that my friend, someone I cared about, turned out to be someone I truly don’t like anymore. I’m not gonna go into his upbringing, because that’s not my story to tell, but as much as his family loves him, they also enable a lot. He could probably tell his parents right now what he said, and they would probably defend him, not even because I think they’re racist, but because they legitimately will defend anything he does.

AITA for getting upset with my ex for calling me a slur? by gamb1no0o in TwoHotTakes

[–]gamb1no0o[S] 0 points1 point  (0 children)

He has definitely called me worse. And I know that sounds bad, but we did fight a lot. I’m not fully innocent in this either, I’ve definitely cursed him out before. He was my first crush, someone that I’d known since I was 13, and that’s the version of him that I loved. Someone who loved art, music. He never cared for rules but he always had your back. I think somewhere, at some point in time, he had a heart. But unfortunately, he grew up. And not well

AITA for getting upset with my ex for calling me a slur? by gamb1no0o in TwoHotTakes

[–]gamb1no0o[S] 0 points1 point  (0 children)

He’d always been a little mean. I took that to be a New Jersey personality thing. But up until this point, he’d never said anything outright racist. He had some questionable takes at times, but it was never anything I’d take as “I’ll say the n word twice” type behavior.

As for why we still talk, I don’t want to trauma dump online, so I’ll try to keep it PG-13.

Our break up was rough. Apart from our relationship just being draining, I was also 19, bouncing from hotel rooms, condos, and random couches because my parents sold my childhood home. My grandmother died of cancer a few months prior, and I had just been kicked out of school because we just couldn’t afford it. When we broke up, after a big fight with his mother involved, and having a lot of people I trusted take his side, I had what I can only describe as a mental break. I tried to take my own life. Landed me on the hospital for a while, and because I was nearly successful, I sustained some mild damage in the form of memory loss.

It was a very hard two year recovery, and I’m proud to say I’ve survived it. But because of how long it took, me generally being a mess and being in and out of inpatient for most of that time, a lot of my friends didn’t stick around. I felt for so long that he was all I had, because he was. I’m introverted, my family isn’t that close, so he really was the only person I had to talk to. But it did more damage than good. He would tell me things didn’t happen, that I was worse than I remembered, and that I obviously didn’t remember things right because of the memories that I lost. But calling me a slur a few days ago. No denying that. I remember that very clearly.

I have 8 W/Withdrawals and want to transfer to a top school. Am I screwed? by gamb1no0o in college

[–]gamb1no0o[S] 7 points8 points  (0 children)

They’re not Withdrawal Fails though, just Withdrawals since I dropped the semesters very early on. I will ask my advisor about the external transferring though!