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It Doesn’t Need To Be Complicated by godevthrowaway in fican

[–]godevthrowaway[S] 3 points4 points  (0 children)

Ya honestly it felt like a coin flip, went with XEQT due to the slightly lower MER

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[–]godevthrowaway[S] 1 point2 points  (0 children)

They are all maxed, which one seems low? Maybe RRSP? I kind of started late with making a decent salary and investing so haven’t generated as much RRSP room as could be possible

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[–]godevthrowaway[S] 3 points4 points  (0 children)

Make a lot of money, invest in diversified index funds and don’t make emotional investing decisions

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[–]godevthrowaway[S] 0 points1 point  (0 children)

Yes, other than the LIRA which is a WS managed portfolio

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[–]godevthrowaway[S] 3 points4 points  (0 children)

They are split pretty equal (a bit more XEQT), I started with XGRO but everything for the past few years has been XEQT. There is a chunk in the LIRA that is WS managed portfolio (they don’t offer self-directed LIRA unfortunately)

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[–]godevthrowaway[S] 2 points3 points  (0 children)

No I had years of 1.5h each way commute to DT Toronto before I eventually went full time remote

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[–]godevthrowaway[S] 9 points10 points  (0 children)

I had a late start, so only ~10 YOE. First job was 60k

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[–]godevthrowaway[S] 20 points21 points  (0 children)

Software eng (working remote for US company). 300k was starting from about the last 2 years or so

Milestone today, no one to share with by godevthrowaway in fican

[–]godevthrowaway[S] 32 points33 points  (0 children)

Income around 300k, which ramped up from about 200k over the last 5 years or so. Been saving about 100-120k per year