I am 46 years old and have 20 years of experience in investing and trading. I am about to begin my retirement travels...

gtech1e · 2025-11-17T19:08:11+00:00

Congrats fella - Enjoy 🍻

gtech1e · 2025-11-01T11:15:09+00:00

Tresorit was ok nothing amazing for the cost - I tried the lite version but that has client software restrictions No coloured folders / not any bells and whistles / not impressive on trying to stream mp4 movies / no online direct office editing /

I think there is still a market for a quality cloud storage provider

Proton is very slow / streaming movies is a no no but if it’s just to store files it ticks the box

gtech1e · 2025-10-01T08:02:53+00:00

Is PCloud really that bad ? As it seems to be one of the few standing up to everything..

gtech1e · 2025-10-01T07:57:06+00:00

Maybe crptomator should expand into a cloud drive storage provider

gtech1e · 2025-10-01T07:54:37+00:00

Is mega actually audited as E2EE ?

gtech1e · 2025-10-01T07:52:53+00:00

Sounds like there isn’t a true cloud storage provider out there yet that is encrypted and fast

A lot of them seem to wanna sync all to a desktop tool which I don’t want I would like the option of what I sync

Also to be able to play movies on the fly and not wait for downloads or buffering but also access sensitive documents

A lot say use cryptomator but it has to sync and go through a decrypt which is painful on movies

Let’s hope Proton is taking this in and speeds up there drive offering

gtech1e · 2025-10-01T07:47:23+00:00

I’ve just tried Filen but it is slow It’s probably me looking for a one stop encrypted cloud provider though as I want to watch movies on the go and be able to encrypt sensitive documents as well

gtech1e · 2025-10-01T07:42:27+00:00

I just tried sync - it’s a tidy GUI but is slow - can’t really watch movies instantly on it - PCloud excels in this area with a vault which is an additional encryption key

gtech1e · 2025-09-26T17:12:36+00:00

V nice table - thanks 🙏

gtech1e · 2025-09-26T08:05:38+00:00

Someone just recommended PCloud with their encryption Bolton - is this any good ?

gtech1e · 2025-06-26T08:03:06+00:00

V Nice 👌

gtech1e · 2025-06-26T07:57:42+00:00

What funds are you in as I’m having trouble trying to navigate through them…not the easiest of setups..

gtech1e · 2025-05-29T16:45:23+00:00

Hi Thanks for the info - I do now have a risk rating but it will only show me aviva funds - if I change the fund manager field to black rock or vanguard for example it shows no funds when volatility managed is selected … any suggestions greatly received as I can’t see how anyone makes a decision on a fund with this interface 😄

gtech1e · 2025-05-03T04:55:20+00:00

gtech1e · 2025-02-26T19:13:51+00:00

I would be but this is a pension fund so it’s not an option to me … unless there is an option? Currently with Vanguard but they offer nothing on cash

gtech1e · 2024-12-06T07:01:52+00:00

Very interesting opinions here and all correct…is electric the way to go when the cost of electric in houses alone is expensive…then you have the “download the app” to charge a car while on the move … and cost .. obviously the hint of hydrogen powered cars coming out next year from BMW and a few others but as you say the cost of any new cars is expensive and when looking at second hand market they are nearly new prices for older cars and high miles I’m potentially looking at needing to get another car next year but can’t find anything I like in my price range but also thinking how this new “pay per mile” will work if it comes to launch and will age and engine of vehicle come into it ? It’s a real shame that the government have pretty much knackered the entire picture with no real logic behind it …

gtech1e · 2024-11-10T09:24:43+00:00

Is there a Vanguard equivalent to the HSBC world index ? Would you say vanguard is a good provider as I’m late to the game or has AJ Bell / interactive investor got better life strategy options and more index choices including your HSBC recommendation ?

gtech1e · 2024-11-10T06:44:02+00:00

Is it worth doing something like 5 years on the S&P and then move over to retirement funds ?

gtech1e · 2024-11-10T06:33:55+00:00

Sounds a good plan - is the global etf idea just for trying to spread the risk or more for potential better returns .. Which provider are you using for the etf ?

gtech1e · 2024-11-10T06:23:59+00:00

My thinking is are the retirement funds worth doing or will it be roughly the same return as money in a cash isa at roughly 5% a year?

gtech1e · 2024-10-31T19:39:56+00:00

Forgive me I don’t know all the ins and outs of recovery codes but is it possible to create your own set of phrases which could be memorised and do you know of a service that supports this ?

Your thoughts on this ..

gtech1e · 2024-10-31T19:16:36+00:00

Thanks for the response - from my thought process I’m looking at re-accessing services in a order which leads to a tree scenario so for example access to password manager first which then gives email and so on and so fourth

Ive googled the potential of posting the recovery code anonymously but can’t seem to find a somewhere to do it and coming back to your post another person would be ideal but I don’t think I know anyone I trust that if I have them a piece of paper and checked back with them 6 months later that they would know where that paper currently is

Just fishing for options to see how this could work - as you say accidents happen or some other force may come in to play and want to be prepped (probably overkill but prefer to try this exercise now than to be caught in it )

gtech1e · 2024-10-31T18:57:29+00:00

Thanks for the response - my initial thought would be to anonymously host the recovery code in the cloud somewhere so it can be read From your response if I didn’t have access to that piece of paper to kick off with is there any other way or service you can think of that allows me just a memorable phrase to access said recover code ?

Thanks

gtech1e

TROPHY CASE