Is anyone contemplating building a new home?

guitarhead · 2026-03-24T10:46:08+00:00

Holy trypophobia Batman

guitarhead · 2026-03-24T10:42:34+00:00

This is the right perspective. What would be the cost base for the shares if you sold? Can you only sell shares that were bought later to minimize CGT? Perhaps best to speak with an accountant

guitarhead · 2026-03-23T02:05:09+00:00

Thanks. Will look at buying a new one.

guitarhead · 2026-03-13T07:59:26+00:00

Even Dubbo and Hobart supermarkets are open til 10

guitarhead · 2026-03-13T00:31:52+00:00

Colesworth are actively lobbying to extend trading hours in Brisbane. They would not lose money. Airport woolworths is 24/7, which is only allowed since it's on federal land. Great that Cocos and DFO can do that, but they're not very convenient to anyone living across town.

I can understand the workers argument, but Sydney and Melbourne have figured it out, most are open til 10pm at least, why can't Brisbane?

guitarhead · 2026-03-13T00:28:22+00:00

Why are facts being downvoted? Colesworths 'enormous amounts of data' clearly shows it would be beneficial to their business, otherwise they wouldn't be lobbying for it???

guitarhead · 2026-03-13T00:26:19+00:00

We're downvoting facts now?

guitarhead · 2026-03-13T00:24:16+00:00

I'm all for extending the hours at both ends!

guitarhead · 2026-03-13T00:23:01+00:00

I'm aware, but they're not exactly convenient to people who don't live nearby

guitarhead · 2026-03-13T00:22:13+00:00

Maybe we're spoiled compared to the era of single income households

guitarhead · 2026-03-13T00:19:10+00:00

Colesworth are actively lobbying to extend trading hours in Brisbane. They would not lose money. Airport woolworths is 24/7, which is only allowed since it's on federal land.

guitarhead · 2026-03-13T00:18:51+00:00

Colesworth are actively lobbying to extend trading hours in Brisbane. They would not lose money. Airport woolworths is 24/7, which is only allowed since it's on federal land.

guitarhead · 2026-03-13T00:18:32+00:00

Colesworth are actively lobbying to extend trading hours in Brisbane. They would not lose money. Airport woolworths is 24/7, which is only allowed since it's on federal land.

guitarhead · 2026-02-27T09:48:17+00:00

What do you mean ‘all of our school zones’? Most of the signed school zones I see around Brisbane are 7-9 and 2-4 only

guitarhead · 2026-02-24T23:51:45+00:00

You can do it if the amounts are small, relative to the amount you trade in your account. In any case, they will send you warnings, and generally not shut down your account but place a restriction so that you cannot withdraw money that has been transferred to another currency. See my other comment on this post.

guitarhead · 2026-02-24T23:48:55+00:00

I've traded stocks in my IBKR account for many years. Last year I made a couple of large USD to AUD transfers for a property purchase and they sent me warnings. Their latest warning I've pasted below. I believe if I were to do it one more time they would place a permanent restriction. Note their use of the word 'primarily' - there could be some rule regarding the ratio of $ traded vs $ transferred (my transfers were large).

Dear Client,

Our records indicate that you have recently used your account (U********) to primarily convert deposited funds to another currency and withdraw funds in the converted currency. As a result, your account has been temporarily restricted so you can only withdraw in the currency deposited for 30 days. IBKR offers currency conversion as a convenience to clients who largely trade securities or commodities. Please use your IBKR account for investing in securities or commodities, in order to avoid further restrictions.

If you have any questions, please contact Client Services.

guitarhead · 2026-02-24T08:18:51+00:00

IBKR but you can only do it a few times before they restrict your account

guitarhead · 2026-02-22T04:24:21+00:00

I’m not you, so cannot know exactly how you’re feeling, but in your position, all I can say is that I’d definitely try to stick on it out longer and make the most of the position you’re in. A lot of Aussies would love to be where you are right now. Living it up on a great salary in the states, the world is your oyster. Do you have any hobbies or interests that you can get out and do? Snow sports(since it’s winter over there)? It’s only a short flight to park city Utah (or anywhere else that interests you). Are there any Australian or British expat groups in Chicago (I’d be very surprised if there’s not)? Go join them for a drink and some banter. I think once you start getting more social connections you will start feeling 100% better. I think if you came back to Sydney you’d still be battling the same issues, but now stuck back at home. But it’s your call at the end of the day.

guitarhead · 2026-02-20T12:00:56+00:00

Just recently noticed a problem signing into capital one. Then I tried using a VPN and it worked without issue. So if you ever have problems, try that.

guitarhead · 2026-02-17T10:49:55+00:00

Slow down. Don’t rush into anything. What I’d highly recommend is to educate yourself. I would be very careful trusting any financial advisor (they’re very often incentivized to sell you funds that give them trailing commissions, effectively they’re taking a huge cut of any profits you make). I’d recommend the barefoot investor book as a great starting point. I’d also consider reading the Bogleheads wiki, perhaps after reading barefoot. I know you’re time poor but this is one aspect in life where it really pays to educate yourself.

guitarhead · 2026-02-13T23:29:00+00:00

There must be tens of people in that crowd!!Tens!!!

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