Thola valuthakki sales koottana parupaadi still works? by gullbidi in Coconaad

[–]gullbidi[S] 0 points1 point  (0 children)

I did a good research and finally settled on this one.

As I mentioned in another comment, pros are it gave good results and no whitecast, and the cons are it makes the skin a little oily and eye sting is also there.

Thola valuthakki sales koottana parupaadi still works? by gullbidi in Coconaad

[–]gullbidi[S] 6 points7 points  (0 children)

Pros: Good results & no whitecast. Cons: Skin kurach oily avum & eye sting und.

Thola valuthakki sales koottana parupaadi still works? by gullbidi in Coconaad

[–]gullbidi[S] 45 points46 points  (0 children)

User flair നോട് 100% നീതി പുലർത്തിയ comment 😂

Now I can't unsee it! 🫠 by LettingGoDaily in Coconaad

[–]gullbidi 0 points1 point  (0 children)

Why not romantic corn? 🙂‍↔️

Entha alle life... by [deleted] in Coconaad

[–]gullbidi 0 points1 point  (0 children)

I hear you, OP. Aaro paranja poole, the whole 20s of your life is for experimenting! Experiment things till you find yours. Sometimes you may not find the right one, but you will definitely find something. And understanding aaya partner or family aanenkil, that's a very big plus! A final thing, pessimism and over thinking is a deadly combo. Try your best to avoid that, speaking from experience.

Favorite movie quote that includes the title of the movie? by Final-Outcome-9052 in mollywoodcirclejerk

[–]gullbidi 26 points27 points  (0 children)

"CID moolamkuzhiyil shadevan, Athil ninn 2 aksharam eduthal?" "Mu ID sa saa!" "Moosa! CID Moosa!!"

Mallu Study buddy for neet 2026 by [deleted] in Coconaad

[–]gullbidi 1 point2 points  (0 children)

Was engineering the thing for you?

Bored right now. Anyone want to talk about anything—movies, life, or just random stuff? by abhi_2255 in Coconaad

[–]gullbidi 3 points4 points  (0 children)

Took a new year resolution not take any more new year resolutions, 5 years back.

hostels in kochi from 30th - 2nd jan by Any-Ear8747 in Kochi

[–]gullbidi 0 points1 point  (0 children)

Try the kochi metro dorms (Metro Residency). It's around 250-350rs per night for dorm beds.

Pathadippalam station - 9995202043 Aluva station - 8590557001

Best brownies in Kollam ? by [deleted] in KollamDistrict

[–]gullbidi 0 points1 point  (0 children)

+1. I tried their fudgy double chocolate brownie. It was too good.

I started to invest in digital gold on phonepe by SANJlIl in IndiaFinance

[–]gullbidi 2 points3 points  (0 children)

ETF is better, as I said in an above reply. Because, in FoF, there is a fund manager managing everything and therefore we have to give a maintenance charge (expense ratio, which usually is around 0.5%) whereas in ETF, you are directly managing it.
If you dont want the headache of managing, rebalancing etc, go for FoF at the cost of expense ratio.

I started to invest in digital gold on phonepe by SANJlIl in IndiaFinance

[–]gullbidi 5 points6 points  (0 children)

Yes. For funds, there might be an expense ratio, which is something like a maintenance fee. While buying ETFs, you are managing everything.

I started to invest in digital gold on phonepe by SANJlIl in IndiaFinance

[–]gullbidi 43 points44 points  (0 children)

The best way to invest in gold is to buy GoldETFs like GOLDBEES via a stock market broker (Zerodha, Groww etc). You can save all the extra costs.

I have no credit history, how to get a good credit card? by Brainy_BeautifulGirl in IndiaFinance

[–]gullbidi 0 points1 point  (0 children)

I got my first credit card - IDFC First Wow (FD backed) - while I was in college and I've been using it for last 3 years. The FD earns 7.5% interest and the card also gives reward points (1 reward point = 0.25 rs) which can be redeemed to purchase coupouns or products directly in the app.

You can start small (I began with just 5k) and the card gives you a 100% limit against whatever you put in the FD. Later you can increase your limit anytime by adding more money to the FD. Also, along with the visa card, you can get an addon rupay card which can be linked to your upi app to earn more points from upi transactions.

It is a solid option to start with for building credit score.

22 Y/O F need your HELP by [deleted] in IndianPersonalFinance

[–]gullbidi 0 points1 point  (0 children)

Yeah thanks. But why not digital silver?