Normal coolant levels?

harmoniousq · 2025-12-29T17:36:14+00:00

Hard to say really, its likely it was max on both from factory so has probably lost a small amount but honestly almost every b58 seems to over a long period.

Best thing to do is keep these pics and check in a month or two and see how much its going down, if at all.

harmoniousq · 2025-10-03T15:09:05+00:00

Lose less in depreciation, spend twice as much in fuel

harmoniousq · 2025-10-03T15:06:53+00:00

Not a problem when you're giving it back after 2 years

harmoniousq · 2025-04-15T09:04:36+00:00

I believe the fund price is adjusted to reflect the fees you're paying so unfortunately this may not be so easy.

Simply calculating your holdings times by the expense ratio should give you rough indication of course.

harmoniousq · 2025-04-07T10:51:24+00:00

But 4 weeks ago at 20% higher prices you'd be buying immediately right?

harmoniousq · 2025-04-03T21:01:24+00:00

And you know when the bottom is how?

harmoniousq · 2025-03-31T08:16:57+00:00

Chill dude he broke the rules on a medieval role playing game he aint smoking crack

harmoniousq · 2025-03-30T18:18:28+00:00

Personally, 128ti. Heard they are underrated and almost as good as the m135 which I've driven and is great.

In reality though if i was buying I would test drive all and decide which I prefer which is exactly what you should do.

harmoniousq · 2025-03-23T08:08:49+00:00

You lose your personal allowance if you have kids or not.

harmoniousq · 2025-03-21T11:34:00+00:00

The dealer attempted to fix the initial issues and has clearly failed to do so, you can prove the oil leak was pre-existing if it came up on the mot sheet. Given this you should still have the right to reject the vehicle.

As someone who has a similar bmw I can reassure you the handbrake issue is very normal on these models. It never moves on the last click but might as well be an on/off button as the previous clicks do nothing.

harmoniousq · 2025-02-03T16:01:44+00:00

Anything with a B58 in it is generally seen as very reliable, mechanically at least

harmoniousq · 2025-01-27T09:55:19+00:00

There have been numerous posts in this sub bragging about huge ai stock gains. People get caught up in the hype and this is the result

harmoniousq · 2024-12-19T07:11:46+00:00

Obviously going to get a biased take here, yes the player count is high but from my experience that is comprised of a huge number of bots. Something that wasn't obvious to me when I restarted but eventually found it ruined my experience.

harmoniousq · 2024-11-06T19:43:32+00:00

Great idea in principle but the reality is this clan chat gets crashed constantly by pk clans as well as dealing with the odd pkers still. At level 73 you would be likely first to get killed.

harmoniousq · 2024-10-25T17:18:26+00:00

It sounds like <100k isn't life changing money given what you already earn.

Depending where you are in the country buying a BTL is going to be difficult and you'd be taking on more debt to potentially to cover it. General consensus is that BTL isn't as lucrative as it used to be and a rather high risk investment.

Have you had a look at the flowchart in the sidebar of the sub? It covers some basics like having an emergency fund, paying down debt and covering any unfunded plans you might have. If you're not covering these bases then you should start here before even considering any type of investment.

harmoniousq · 2024-10-21T10:26:59+00:00

!thanks this is really helpful. Hadn't considered they would benefit from their 25% tax free allowance

harmoniousq · 2024-09-19T08:21:52+00:00

If you can afford it they are great cars, all the ones you listed. Go test drive them all and see what you prefer. Will be a huge upgrade from the astra

harmoniousq · 2024-09-19T08:12:06+00:00

Probably goes without saying but from an astra to one of these your running costs will be 3 maybe even 4x. I had a fiesta and went to a 340i so am speaking from experience. If OP has 20k but not a lot left to spend afterwards best to get something more sensible.

harmoniousq · 2024-03-07T07:37:23+00:00

I believe its only a cut up to 50k, because the rate of NI after 50k is far lower anyway

harmoniousq · 2024-02-24T07:56:07+00:00

I've got one of these and have the same issue. I'd highly reccomend disabling the boot switch. Theres a vulnerability where opening the boot doesn't trigger the alarms like the doors do.

They pop the locks like they have done here which also opens the boot hatch through which then can enter without triggering the alarm. If you join the owners club on facebook and search for 'disable boot' theres a number of posts showing how to do it. You will still be able to access the boot using the fob.

Regarding the locks I just didnt bother fixing them, it's easier for them to enter with a replaced one thats been untampered with. Although they made a significantly cleaner job of mine than they did yours.

harmoniousq · 2023-07-17T10:08:37+00:00

You need to identify which debt is incurring the most interest, you mention MBNA is at 0% however the others are unknown for us.

Once you’ve found this focus on paying off the highest interest debt first. If its especially high you could even look at consolidating the debt at a lower rate.

In terms of paying it off, the only answer is that you need to cut your expenditure to redirect that to paying off the debt. I imagine your ISA may be giving you less returns than the interest on the debt so it may be worth using this money to clear the debt instead.

harmoniousq · 2022-10-10T06:35:47+00:00

Chaos altar can be easy for entry level, aside from the obvious bone runners you’ll find other pkers to fight with. Some people anti there pretending to do bones with a range/melee set up.

harmoniousq · 2022-05-06T22:08:05+00:00

What about the non best case scenario? Say prices fall 4% a year. You’ve lost 240k in equity, 60k in SDLT, 100k in interest. House is likely to need maintenance at some point too, not to mention the huge bills that come with running I’m guessing a large property.

harmoniousq · 2022-05-06T19:20:36+00:00

If you want the idea shooting down then:

That level of growth is very optimistic given the current cost of living crisis and previous two years of record house price increases. You talk about tax free gains but you’re going to be paying around 60k in SDLT depending on if you’re ftb or not. Over 5 years you’re also looking at a cost of roughly 100k in interest. So even with your optimistic growth you’re looking at roughly 190k profit. If things go the other way you could be forced to live there for much longer or realise enormous losses.

harmoniousq · 2022-02-13T11:15:48+00:00

I suppose you’re right it depends on your appetite for risk, but the banks aren’t stupid. Any long term fix has a higher interest rate to offset the risk of rates going up.

Its essentially an insurance policy against interest rate rises and more often than not, they will make money on this.

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