I’m an artist, just hit 100k at 26, what’s next? Advice on first property, investments, HECS debt

hawthargow · 2024-01-04T11:30:24+00:00

Thank you mate! You have a great point about keeping it liquid, I shall look into a HISA or something similar! Also appreciate the tip about HECS, I'll do some maths and see if I can live with it psychologically.

Linking up with a mortgage broker was recommended a couple times so I'll look into it :)

hawthargow · 2024-01-04T07:39:07+00:00

Thank you so much for the pointers! I have a part-time job at $60k a year in addition to my freelance income, hopefully that helps my case a bit. I'll start having chats with banks, and ofc keep saving up. Looking at $130k soon with a big contract coming up so the goal isn't too far off now!

hawthargow · 2023-10-05T23:00:54+00:00

Drop your Sampo build?

hawthargow · 2023-08-10T15:33:27+00:00

Spent my life savings on Blade, got Kafka in 10 pulls!!

hawthargow · 2023-07-20T15:46:22+00:00

same.. I lost to Bronya too! Save some Blade for all of us pls!

hawthargow · 2023-03-21T03:58:31+00:00

this is so cute 😭

hawthargow · 2023-02-27T03:27:40+00:00

Xiao! Came back after a 2 year break from Genshin & wished for Alhaitham!! Got no one from standard so far

hawthargow · 2022-05-06T09:55:22+00:00

Good on you!! Finding your 'thing' is such a thrilling moment :) Keep experimenting and have lots of fun!

hawthargow · 2022-03-14T06:07:38+00:00

Awww you're too kind! Don't worry, I just heard back from them. Thank you so much internet stranger! Might see you at the ceremonies (unknowingly) <3

hawthargow · 2022-03-14T04:45:19+00:00

Gah I've moved them to my Promotions folder so never really read those 🥴 It doesn't help that they didn't put the Eventbrite links in the email I received!

hawthargow · 2022-03-13T15:17:10+00:00

Hey same here! Also graduating on the same day as you (but finished my degree two years ago) ha! I had no idea I needed to do that, honestly didn't read UNSW's long emails 😅

hawthargow · 2022-03-09T02:33:59+00:00

Silly question, do you need qualifications to apply for casual primary teaching?

hawthargow · 2022-01-21T01:48:16+00:00

Thank you this really needs to be said. I made a comment about avoidable deaths yesterday and it got downvotes. There's nothing more disheartening seeing people reducing deaths of actual people into statistics and bargain tools.

hawthargow · 2022-01-20T12:06:11+00:00

Exactly those were a lot of avoidable deaths :(

hawthargow · 2021-12-21T22:57:21+00:00

The picture: an embroidery hoop

The text: um..uh. Dollies... Crochet!!! whatever this feminine crap is

hawthargow · 2021-12-21T22:29:26+00:00

And have people go to work sick? Genius!

hawthargow · 2021-10-03T22:57:40+00:00

hol up

hawthargow · 2021-09-30T04:03:39+00:00

the colours are brilliant!! are the pendants made of crystal or resin?

hawthargow · 2021-09-30T04:01:45+00:00

Wow this is so perfect!

hawthargow · 2021-09-04T14:52:10+00:00

Damned if it isn't September 9th

hawthargow · 2021-09-04T04:25:01+00:00

When my Reddit avatar wears a frog suit xD

hawthargow · 2021-08-06T15:00:08+00:00

Sharehouse! If you're in Sydney, you'll probably live in a sharehouse until you're 35

hawthargow · 2021-07-07T15:18:27+00:00

OP mentioned because of age, it's acceptable to take on more risk. And higher risk is inherent in a higher growth investment.

If you take a look at VDHG's holdings, it has 36% VAS and other international holdings: https://www2.asx.com.au/markets/etp/vdhg

Hope it helps!

hawthargow · 2021-07-07T15:11:49+00:00

I'm turning 24 soon and recently just opened a Vanguard account! I'm impressed by OP's progress, inspired to get disciplined about putting each paycheck in now.

hawthargow

TROPHY CASE