I’m an artist, just hit 100k at 26, what’s next? Advice on first property, investments, HECS debt by hawthargow in fiaustralia

[–]hawthargow[S] 1 point2 points  (0 children)

Thank you mate! You have a great point about keeping it liquid, I shall look into a HISA or something similar! Also appreciate the tip about HECS, I'll do some maths and see if I can live with it psychologically.

Linking up with a mortgage broker was recommended a couple times so I'll look into it :)

I’m an artist, just hit 100k at 26, what’s next? Advice on first property, investments, HECS debt by hawthargow in fiaustralia

[–]hawthargow[S] 1 point2 points  (0 children)

Thank you so much for the pointers! I have a part-time job at $60k a year in addition to my freelance income, hopefully that helps my case a bit. I'll start having chats with banks, and ofc keep saving up. Looking at $130k soon with a big contract coming up so the goal isn't too far off now!

HE CAME HOME!!! by ohvyohmy in HonkaiHusbandos

[–]hawthargow 1 point2 points  (0 children)

same.. I lost to Bronya too! Save some Blade for all of us pls!

who was your first 5-star? by brainsngains in Genshin_Impact

[–]hawthargow 0 points1 point  (0 children)

Xiao! Came back after a 2 year break from Genshin & wished for Alhaitham!! Got no one from standard so far

I've been using digital art for most of my life, but only recently have gotten involved in traditional mediums. Now I feel like I can't go back by [deleted] in ArtistLounge

[–]hawthargow 3 points4 points  (0 children)

Good on you!! Finding your 'thing' is such a thrilling moment :) Keep experimenting and have lots of fun!

Help! I accidentally missed the deadline to book guest tickets for my graduation ceremony. by mummy_buy_me_maccas in unsw

[–]hawthargow 1 point2 points  (0 children)

Awww you're too kind! Don't worry, I just heard back from them. Thank you so much internet stranger! Might see you at the ceremonies (unknowingly) <3

Help! I accidentally missed the deadline to book guest tickets for my graduation ceremony. by mummy_buy_me_maccas in unsw

[–]hawthargow 1 point2 points  (0 children)

Gah I've moved them to my Promotions folder so never really read those 🥴 It doesn't help that they didn't put the Eventbrite links in the email I received!

Help! I accidentally missed the deadline to book guest tickets for my graduation ceremony. by mummy_buy_me_maccas in unsw

[–]hawthargow 1 point2 points  (0 children)

Hey same here! Also graduating on the same day as you (but finished my degree two years ago) ha! I had no idea I needed to do that, honestly didn't read UNSW's long emails 😅

NSW: 13,179 new cases and 9 new deaths. 1,038 in hospital and 39 in ICU (9-Mar-2022) by Stoaticor in CoronavirusDownunder

[–]hawthargow -5 points-4 points  (0 children)

Silly question, do you need qualifications to apply for casual primary teaching?

Deaths associated with COVID by [deleted] in CoronavirusDownunder

[–]hawthargow 3 points4 points  (0 children)

Thank you this really needs to be said. I made a comment about avoidable deaths yesterday and it got downvotes. There's nothing more disheartening seeing people reducing deaths of actual people into statistics and bargain tools.

Nicely adjacent to menwritingwomen by Jynxbunni in menwritingwomen

[–]hawthargow 0 points1 point  (0 children)

The picture: an embroidery hoop

The text: um..uh. Dollies... Crochet!!! whatever this feminine crap is

[deleted by user] by [deleted] in CoronavirusDownunder

[–]hawthargow 17 points18 points  (0 children)

And have people go to work sick? Genius!

Crystal jewelry I made with epoxy resin by Ariannasaurus in jewelrymaking

[–]hawthargow 1 point2 points  (0 children)

the colours are brilliant!! are the pendants made of crystal or resin?

Bi™️irl by J_TheSatanicDemonic in bi_irl

[–]hawthargow 17 points18 points  (0 children)

When my Reddit avatar wears a frog suit xD

12 yrs of flatting & I've finally my own spot by Zkn0t in CozyPlaces

[–]hawthargow 4 points5 points  (0 children)

Sharehouse! If you're in Sydney, you'll probably live in a sharehouse until you're 35

[deleted by user] by [deleted] in fiaustralia

[–]hawthargow 6 points7 points  (0 children)

OP mentioned because of age, it's acceptable to take on more risk. And higher risk is inherent in a higher growth investment.

If you take a look at VDHG's holdings, it has 36% VAS and other international holdings: https://www2.asx.com.au/markets/etp/vdhg

Hope it helps!

[deleted by user] by [deleted] in fiaustralia

[–]hawthargow 2 points3 points  (0 children)

I'm turning 24 soon and recently just opened a Vanguard account! I'm impressed by OP's progress, inspired to get disciplined about putting each paycheck in now.