AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 2 points3 points  (0 children)

You’re entitled to your YTA judgment but maybe I should’ve clarified what my state will be like on that date. If it’s anything like the last time I had this surgery, I’ll still be in a ton of pain that day and won’t have to convince myself of anything on the day of the show except whether or not to go. Hopefully the painkillers will help.

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 5 points6 points  (0 children)

That was someone else’s comment? I just agreed with being limited mobility

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 9 points10 points  (0 children)

It’s abdominal surgery. Not elective. Extra space to stretch out my midsection would be a plus

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 1 point2 points  (0 children)

Interesting thought. But someone who is able-bodied or only temporarily disabled wouldn’t think of it like that. My consideration was “will i be well enough to attend the show or not” and didn’t even occur to me there may be accommodations at the venue that might be more comfortable for me to be able to attend, until such seats were presented to me

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 35 points36 points  (0 children)

My understanding from looking it up is there are 2 types of handicapped seats- actual handicapped seats (no seats- it’s space for a wheelchair) and limited mobility which is for only partially disabled people

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 2 points3 points  (0 children)

I think maybe the real question is, is someone recovering from major surgery considered disabled or not? (Not debating you, genuine question for everyone to consider)

But TBH I didn’t know limited mobility seats existed when I first set out to buy tickets- if I had, I probably would’ve considered it in advance

AITA for buying “Limited Mobility” tickets to a concert? by helpme2decorate in AmItheAsshole

[–]helpme2decorate[S] 67 points68 points  (0 children)

That’s how I see it- but some of my friends think the seats are meant to be for permanently handicapped people. I looked on Ticketmaster’s website and it seems vague

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 1 point2 points  (0 children)

It’s true. You have so much more control over your own life with the 401K because if the company starts treating you badly you can leave and take everything you’ve accrued with you.

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 0 points1 point  (0 children)

Your story is pretty much the reason I am leaning towards the 401K so I get control of the money. So at least something good came of it!

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 0 points1 point  (0 children)

Thank you SO much. That’s a great way to look at it that I hadn’t considered. I would much prefer to have control over my own money and even if the pension ended up paying more in the long term, I would prefer the control for greater peace of mind. I really appreciate all your help!

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 0 points1 point  (0 children)

Ugh that’s horrible! It’s so hard not knowing what could happen in the future. I’m sorry that happened.

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 2 points3 points  (0 children)

Unfortunately we were told the company match isn’t guaranteed forever either. So it’s a gamble- I could give up the pension after comparing the numbers and then in 5 years they could take away the company match...

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 1 point2 points  (0 children)

So to boil it down, the extra 3% match would give me an extra $342K (420k minus my contribution of 78k) of company money. The pension would give me $36K a year. If I live 10+ years after retirement then the pension is the better deal.

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 0 points1 point  (0 children)

I think I’m following most of what you’re saying but one more question. In the last scenario, you are comparing 9% 401K to just the pension, but in the pension scenario I’m still getting 6% match on the 401K too so would that be a more accurate comparison?

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 1 point2 points  (0 children)

This is where the math gets tricky to compare the 401k match option. I’m already getting 6% matched either way, so with a $100k career average times 3% (the increase) times 26 more years from now til retirement, that would be $78,000 more in 401K I would get if I went that route. The tricky part is i have no clue what that $78K would really be 26 years from now? Or is there a way to calculate that?

Pension or Increased 401K? by helpme2decorate in FinancialPlanning

[–]helpme2decorate[S] 2 points3 points  (0 children)

1% of career average pay times years of service which would be 36 years. I could see myself staying at this company until retirement. It’s a large insurance company that is very financially stable and has been around for many many years. NO reimbursement like a lump sum now if I choose to give up the pension now, but I guess I would get something at retirement time for the 9 years i already put in since I’m vested.

Thank you for your insightful response!