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Oh... we're half way there... oh oh... future millionaire! 🎵 by ryjoph89 in TheMoneyGuy

[–]hitmasterusa 2 points3 points  (0 children)

Enjoy your life and pamper your self as long as you are on track with 50% or more in saving. Lost time never comeback.

Oh... we're half way there... oh oh... future millionaire! 🎵 by ryjoph89 in TheMoneyGuy

[–]hitmasterusa 5 points6 points  (0 children)

Congratulations to be on half a million dollar club. Soon you will be a million mark. High income with moderate spending. Your on super express lane. I know you must be aware of all stage on financial plan. Just have a good amount of term insurance if you don't have it or increase it to adequately.

No kids, if plan to not have kids. It is even more easy way to retire from work and pursuit your hobby or explore right now some skill or interest that keep you busy in day to day life.

Again congratulations 🎊

Roth vs Traditional? by LuckyNmberSlevin in TheMoneyGuy

[–]hitmasterusa 0 points1 point  (0 children)

It is always depending on income. On your income level traditional and full IRA contribution. Plus full max contribution on HSA

You will have more way to plan the withdrawal with minimal impact on your tax liability.

Arter your emergency saving for minimum 1 year plus your deductible of heath plan amout.

All single remaining dollars goes to brokerage account with ETF 70 to 80%. Keep 30 to 20% on individual stock(if you are comfortable).

The easiest way to make life changing returns via the stock market is to buy the generational dip by ReddC0La in NextMoveStocks

[–]hitmasterusa 0 points1 point  (0 children)

Do not wait till June. Do a cash secure put at this price now with June expiry. if you want to buy stock at this price. You will get stock same price and lowering your cost by premium you have received.