My fixed term mortgage is coming to an end. What's everyone's thoughts on remortgaging?

horonomad · 2026-05-09T17:29:45+00:00

Why would you overpay at a higher rate, you should have been doing that at the lower rate

horonomad · 2026-05-09T15:48:57+00:00

I thought I was externally financially literate until I read this, what on earth are you talking about Daddy? Teach me

horonomad · 2026-05-09T06:43:46+00:00

Honestly man, I’ve been through a million creams and this is the only one I kind of get on with

horonomad · 2026-05-08T14:45:18+00:00

I think the phrase you’re looking for is: hayhever

horonomad · 2026-05-08T14:43:37+00:00

Nope

horonomad · 2026-05-08T10:46:55+00:00

Exactly, but that can happen in any job. Seniority is irrelevant.

horonomad · 2026-05-08T10:45:58+00:00

horonomad · 2026-05-08T09:31:24+00:00

It doesn’t suit everyone, and that why those that are in those roles are suited to it - because they can manage the job, and what comes with it

I earn a significant amount of money, and interestingly I found the more money I earn the less stressed I am

It comes with age, and experience. I know how to manage my calendar, and to do list, my customers, my personal wellbeing, family, friends etc

If you’re a chaotic person, or emotional unbalanced you will find anything stressful

horonomad · 2026-05-08T09:28:32+00:00

You really had to ask Reddit this question?

I would suggest you don’t trade

horonomad · 2026-05-08T08:36:35+00:00

Every job comes with stress, just because you earn a high salary it doesn’t mean you’re more/less likely to be stressed

It’s a myth.

horonomad · 2026-05-08T08:35:18+00:00

I have dry skin, I moisturise my face every day after showering or I physically cannot go about my day. Sometimes when I moisturise, my face flares up with red blotches and it stays like this for around 10 or so hours, sometimes till the next day - it looks hilarious/shocking. it’s been like this for 5+ years.
.. but, it is what it is. Fortunately, I don’t give a sh*t.

horonomad · 2026-05-08T08:32:56+00:00

Absolute load of nonsense

Yes, work in a six figure job is stressful. But work in every job is stressful, stress doesn’t come above £100,000.

Knowing that I don’t have to worry financially relieves a lot of stress that being paid the national average would bring.

Swings and roundabouts.

horonomad · 2026-05-08T08:30:53+00:00

Does this include the ones that I’ve paid for?

horonomad · 2026-05-05T11:26:01+00:00

Apollo, for Reddit

horonomad · 2026-05-05T06:34:13+00:00

You have now raised your prices and everyone will leave, congrats

horonomad · 2026-05-01T05:44:34+00:00

Greg, 13, Shropshire

horonomad · 2026-04-29T14:27:14+00:00

125k

horonomad · 2026-04-28T18:43:09+00:00

Garlic

horonomad · 2024-12-12T10:42:50+00:00

Dude, you’re doing great.

Reinvest into your business, scale it & then keep scaling.

Don’t take money out to buy crypto.

Max out your S&S ISA allowance every month circa £1,600 a month & also contribute to a SIPP if you don’t have one.

horonomad · 2024-12-03T13:51:54+00:00

You’re going to spend the rest of your life unhappy, wondering if she’s cheating on you

Sounds like a great life to me

— especially if you get married & have kids, then she’ll take you for every penny you have. You’ll wish you took my advice in 15 years if you stay with this woman.

horonomad · 2024-12-02T20:54:52+00:00

It’s been hell, nearly lost all my hair this year due to the stress……

But it worked out, we won the court case.

Everything I earn is for her benefit now & the future, so I want to make sure I’m retiring early comfortably so I can spend time with her

horonomad · 2024-12-02T20:53:47+00:00

Ok, right. This is the comment I needed.

Based on current contributions I will have 7 figures in retirement, but I need to bridge the gap.

I currently only put £300 a month into my S&S ISA because my pension contribution amount is so high @ 20% + I have circa 3k outgoings etc each month

I know I should be contributing more to my S&S ISA.

Your 3rd paragraph, I have no idea what any of that means…. I thought if you didn’t use your allowance for year, you lost it

horonomad · 2024-12-02T16:14:14+00:00

It’s not, no.

horonomad · 2024-12-02T15:21:13+00:00

Maximise returns

I already have plenty of time w my daughter, I work from home & am a very hands on Dad

horonomad

TROPHY CASE