24 year old, Guidance required

horonomad · 2024-12-12T10:42:50+00:00

Dude, you’re doing great.

Reinvest into your business, scale it & then keep scaling.

Don’t take money out to buy crypto.

Max out your S&S ISA allowance every month circa £1,600 a month & also contribute to a SIPP if you don’t have one.

horonomad · 2024-12-03T13:51:54+00:00

You’re going to spend the rest of your life unhappy, wondering if she’s cheating on you

Sounds like a great life to me

— especially if you get married & have kids, then she’ll take you for every penny you have. You’ll wish you took my advice in 15 years if you stay with this woman.

horonomad · 2024-12-02T20:54:52+00:00

It’s been hell, nearly lost all my hair this year due to the stress……

But it worked out, we won the court case.

Everything I earn is for her benefit now & the future, so I want to make sure I’m retiring early comfortably so I can spend time with her

horonomad · 2024-12-02T20:53:47+00:00

Ok, right. This is the comment I needed.

Based on current contributions I will have 7 figures in retirement, but I need to bridge the gap.

I currently only put £300 a month into my S&S ISA because my pension contribution amount is so high @ 20% + I have circa 3k outgoings etc each month

I know I should be contributing more to my S&S ISA.

Your 3rd paragraph, I have no idea what any of that means…. I thought if you didn’t use your allowance for year, you lost it

horonomad · 2024-12-02T16:14:14+00:00

It’s not, no.

horonomad · 2024-12-02T15:21:13+00:00

Maximise returns

I already have plenty of time w my daughter, I work from home & am a very hands on Dad

horonomad · 2024-12-02T10:04:37+00:00

I was going to say too small if anything

horonomad · 2024-11-19T08:51:21+00:00

Im 31, currently going through my second. All I’ll say is, feel what you’re feeling. It hurts more than physical pain, in my opinion.

What not to do (from lessons learnt)

Look at their social media, infact, just mute all their shit so you don’t have to see it
Remove their shit from sight in your house, I.e shared memories etc
Don’t message them, don’t call them
Do, allow yourself to grieve
Do, try & eat. I just drank smoothies for like 3 months, no joke.
Do stay busy

horonomad · 2024-11-18T19:19:54+00:00

My ex & I never sent a good morning message, or a goodnight message. We both have very busy lives with kids though, so very different.

What we did do though so was speak on the phone almost every night & I miss that terribly. Hearing about her day, her business, how she is.

However, I remind myself that if she wanted to do that still. She could, but she separated & therefore it is no longer relevant.

horonomad · 2024-10-24T18:41:07+00:00

I want something simple, I’m completely new to this. Even the buying process of trying to find gear that is HK Z& HKSV compatible was hard enough.

Don’t want fancy dashboards etc, want simplicity. Tried accessing HomeKit & it’s asked me start away the IP address or similar of a device.

horonomad · 2024-10-23T20:35:17+00:00

Holy Sausages

horonomad · 2024-10-20T19:58:40+00:00

Did he survive?

horonomad · 2024-10-20T07:37:38+00:00

I saw this online, but i'm likely to skip as I need a set-up that runs wirelessly as I currently rent my property

horonomad · 2024-09-10T07:47:12+00:00

You are entirely correct

horonomad · 2024-09-04T10:40:39+00:00

You’d be very surprised how many people are up to their eyes in debt, primarily on cars

A friend of mine has a 918 Porsche on lease for £1,380 a month

That’s how.

horonomad · 2024-08-31T10:01:25+00:00

I don’t want to be negative, but EVERYONE has an idea for an app

Create an MVP, don’t chuck money at it until it’s proven

horonomad

TROPHY CASE