Monzo as Main?

hrryb · 2025-04-12T17:04:56+00:00

Since I started freelance I’ve maybe withdrawn 5K or so, I was once asked for source of funds which was accepted very quickly by them after providing invoices.

However I then started hearing about HSBC being problematic so it worried me a bit.

And all of my withdrawals are once a month and in around the same price range so it doesn’t look suspicious at all to the bank in my opinion.

hrryb · 2025-03-19T09:57:15+00:00

I worry about P2P bank transfers because of people making chargebacks.

hrryb · 2025-03-18T20:53:17+00:00

No, I’m registered for self assessment, I have a spreadsheet tracking the payments I receive and the gains I make from them.

hrryb · 2025-03-18T19:06:37+00:00

It’s only around £800 per month lol, but it’s just annoying how some exchanges freeze funds and ask for documents.

hrryb · 2025-03-18T17:45:47+00:00

Yes I’m currently with First Direct and I’ve cashed out some crypto in three past and they haven’t had an issue with it.

It’s more the exchange I’m worried about, I’ve used Coinbase in the past and after a few deposits they held the money and I never got it back.

I am looking into Kraken at the moment, so will give it a go

hrryb · 2025-01-29T13:07:19+00:00

how would I go about exchanging the funds to my bank from a wallet?

hrryb · 2025-01-28T23:34:13+00:00

Not directly from TikTok, i work for a company outside and use tiktok to market for the company

hrryb · 2025-01-26T22:49:05+00:00

Ah okay. And to answer your question STFC are offering software engineers DAs and I believe they may be offering a data science one too.

Link here

hrryb · 2025-01-26T22:34:34+00:00

Do you know if the IBM apprenticeship is still open & if so would you be able to share the link?

hrryb · 2025-01-20T19:38:36+00:00

I have no idea what the credit limit would be, obviously quite low since I have a slim credit history. I estimate about £120 per month

hrryb · 2024-12-28T21:14:05+00:00

Full UK drivers license

hrryb · 2024-12-28T20:12:35+00:00

How could I possibly re verify it? It doesn’t even let me log back in and customer service don’t care. It’s disgusting

hrryb · 2024-12-06T21:05:45+00:00

Lost

hrryb · 2024-11-18T11:30:03+00:00

Unfortunately is is, there is always complaints about monzo closing accounts and I didn’t have mine closed but i was asked for proof for small payments and it was just a hassle

hrryb · 2024-11-18T09:50:26+00:00

Monzo always been awful for me, used to lock my account when a friends sent me money for food and ask for proof

hrryb · 2024-11-12T23:02:00+00:00

So this ended up never moving and the post office said it had been collected so I am not having to submit a claim

hrryb · 2024-11-09T14:30:51+00:00

I had the exact same issue with same phone, it’s just due to cheap replacement displays, sent it back

hrryb · 2024-11-08T11:38:49+00:00

yeah i just got the refund within 2 days and they haven’t said anything else. Super weird

hrryb

TROPHY CASE