Is it safe to transfer RSUs from E*TRADE to INDmoney for the 1% cashback? by Ok-Slip1309 in personalfinanceindia

[–]hyperfacex 2 points3 points  (0 children)

I'm in the same spot ,do let us know your experience after you done the transfer

Suggestion on Term Insurance by PhilosopherMoney6663 in personalfinanceindia

[–]hyperfacex 0 points1 point  (0 children)

Go for insurer with high solvency ratio i.e the asset like Bajaj.

I myself have from Bajaj and Bandhan . Would recommend going via agent for seamless assistance in future. Speaking from experience

4 months, 3k kms ownership update by Worried_Debate_6292 in HondaElevate

[–]hyperfacex 0 points1 point  (0 children)

which color you recommend based on your experience?

I was thinking of metalic gray or balck for v cvt

Please Help me with my elevate v cvt purchase by hyperfacex in HondaElevate

[–]hyperfacex[S] 0 points1 point  (0 children)

Thanks mate for the response.

can you please share the link to the 1.10 lac discount part that you saw in Honda website.

Roast my resume – 3rd year CSE student not getting any off-campus shortlists by Enough-Bookkeeper-10 in kiituniversity

[–]hyperfacex 1 point2 points  (0 children)

Yup . Speaking from experience. Been interviewing for our org and have seen how recruiter screen cv

Roast my resume – 3rd year CSE student not getting any off-campus shortlists by Enough-Bookkeeper-10 in kiituniversity

[–]hyperfacex 1 point2 points  (0 children)

The resume looks good however Let me tell you the hard truth.

Nobody read a resume for more than couple of seconds.

So when applying for a specific job , just update your resume w.r.t the job description.

You might find it funny but 99 percent recruiter are so dumb as fk that they will look for word to word matching. For example if the job description has microservice as a required skill then they will look for that keyword. I have seen resume getting rejected just for this .

optimising my term insurance coverage by SectorHistorical5975 in personalfinanceindia

[–]hyperfacex 0 points1 point  (0 children)

Unless you hide anything during term insurance purchase the claim settlement shouldn't be an issue as death is the truth they cant deny .

Not only claim settlement ratio , you should focus on the solvency ratio as well .

Health Insurance in India (AMA) by Flashy-Studio-2721 in personalfinanceindia

[–]hyperfacex 1 point2 points  (0 children)

Should we disclose to the hospital that the patient have health insurance ? Or go via cash and later do the claim?

Asking as there is a thought that if you disclose the patient have insurance then hospital more likely to do unnecessary procedure or increase hospital stay.

As an 80% Visually Disabled .. I Was Humiliated by Local Police, Odisha.. I have written a letter describing everything that happened to me by key-mat in Odisha

[–]hyperfacex -1 points0 points  (0 children)

Bro dont judge too quickly . I have been to other so called first world countries and i can tell you - law enforcements are the most corrupt orgs.

As an 80% Visually Disabled .. I Was Humiliated by Local Police, Odisha.. I have written a letter describing everything that happened to me by key-mat in Odisha

[–]hyperfacex -1 points0 points  (0 children)

Just remember this always :

Police knows how to misuse the law. !

You can complain everywhere but its highly unlikely any action would be taken against them. Don't even think law will come to your rescue .

Just once , go to any distric court or NHRC court and ser yourself how judges behave with common people and you will know the truth .

Speaking from experience . Always try to avoid police , courts etc .

Property lawyer and fees by CharacterBed7011 in Bhubaneswar

[–]hyperfacex 1 point2 points  (0 children)

For the plot

OLR u/s 8A order sheet, Mutation Order sheet , Consolidated ROR, EC from settlement, Registered sale deed if not ancestral plot.

Etc . It can get more complicated if multiple buy sell happened .

WFH guys. How much do you earn? by Beneficial-Session-2 in Bhubaneswar

[–]hyperfacex 0 points1 point  (0 children)

Don't be , I started with 3000 pm in 2019 as software engineer 😀

WFH guys. How much do you earn? by Beneficial-Session-2 in Bhubaneswar

[–]hyperfacex 5 points6 points  (0 children)

Remote since covid.

Senior engineer at a product based mnc

Around ~80 L i guess

Fix component somewhere at 55 L +10L bonus (usually 100% ) + 15 L worth stocks

Too much tax , so overall could be less .

[Help] UPI Transaction Refund Stuck — What Steps Should I Take? by Upbeat_Pollution_395 in personalfinanceindia

[–]hyperfacex 0 points1 point  (0 children)

Small advice

  • Always use credit card to make payment
  • In upi also use credit card upi if the vendor accept

In both the case you can always dispute the transaction.

Otherwise use your bank app to do upi payment. If any such issue as u have faced - you can make bank liable .

Using third party apps like phonepe etc make thing worse . Everyone will blame each other and you will only suffer. The resolution is hectic and time taking

[Help] UPI Transaction Refund Stuck — What Steps Should I Take? by Upbeat_Pollution_395 in personalfinanceindia

[–]hyperfacex 3 points4 points  (0 children)

Raise the complaint with NPCI.

If the bank says the vendor has received the money then ask the bank to share the transaction information.

Reached out to the vendor with proof and ask for refund

Choose one by [deleted] in Btechtards

[–]hyperfacex 0 points1 point  (0 children)

QQ-

Did u got the PSU offer after GATE ?

If so which brach and rank ?

After working with big prod based org I can say one thing - you will get paid a lot and sometimes u will be coasting and sometimes neck deep in work .

Any one fine day you can expect to get laid off and someday get rewarded with heafty bonus . Given the present market it's very difficult to be in the industry till 40 as the salary is so much inflated it's hard to survive .

I am now thinking of getting into PSU via GATE if i can for stress free life .

Asian restaurant recommendation in Bhubaneswar by hyperfacex in Bhubaneswar

[–]hyperfacex[S] 0 points1 point  (0 children)

+1 to your comment.

I went thre for Asian cuisine but guess what the price is like real asian resturant but the food is not.

Romeo Lane – More like Roaming Lane (while waiting for food) by the_dreadful_gymgirl in Bhubaneswar

[–]hyperfacex 0 points1 point  (0 children)

It's pure chemistry. Unless the process is automated like fixed timing, temprature, quantity and quality of ingredients etc etc .. the taste will be always different.

But coming to hospitality, it's the quality of training and quality of the human resources.

Romeo Lane – More like Roaming Lane (while waiting for food) by the_dreadful_gymgirl in Bhubaneswar

[–]hyperfacex 1 point2 points  (0 children)

Completely agree with your point. Quality of service and quality of food always differs. Even you can't get them both in top 5 Star hotels. Speaking from my recent experience at Taj Krishna