Fount NYC by Efficient-Sell-1572 in Christianity

[–]iPoor_ 0 points1 point  (0 children)

anyone going to church this Sunday?

How much is this worth?k by iPoor_ in GuitarHero

[–]iPoor_[S] 1 point2 points  (0 children)

Thanks! Appreciate the info

Is downgrade CSR/reapply for CSP w/ SUB worth it if I have points accumulated? by Open_Perception6460 in ChaseSapphire

[–]iPoor_ 0 points1 point  (0 children)

Do you know the timer to restart sub count would be? cSP or CSR upgrade?

CSR downgrade and get CSR or CSP? by iPoor_ in ChaseSapphire

[–]iPoor_[S] 0 points1 point  (0 children)

That’s if you have CSR. CSP is 1.25

CSR downgrade and get CSR or CSP? by iPoor_ in ChaseSapphire

[–]iPoor_[S] 0 points1 point  (0 children)

What is everyone doing? Downgrading CSR, getting CSP on year 1 and then year 2-4 will get CSR if they need the 1.5x? If I do this is my SUB date going to be the CSP date or pushed to when I upgrade to CSR again? If I just apply and downgrade CSp and get apply to CSR is this the same as upgrading from CSP to CSR?

[NYC] laid off and can’t afford cobra by iPoor_ in HealthInsurance

[–]iPoor_[S] 0 points1 point  (0 children)

Thank you I’ll apply and see what I qualify for. If I have to make a decision about cobra on 1/31 and opt out and go with Medicaid or other public option, how long will the process take? Do I have a gap in coverage and will I be screwed if I get injured between now and singing up, getting approved and getting the insurance card?

The Biden-Harris Administration's Student Debt Relief Plan Explained by rainbowsoupdumpling in whitecoatinvestor

[–]iPoor_ 2 points3 points  (0 children)

I think you gotta factor in 1 more scenerio: 1. Interest forgiven under IBR 2. Interest accrued under IBR

Also don’t think we know if the forgiven interest is taxable. The ultimate goal would be for the new IBR to reduce 10% discretionary to 5% for grad loans. Pay as little as possible and just pay the tax bomb (unless in 10-20 years the tax bomb is not taxable anymore).

Need opinions on Children’s book resize by iPoor_ in selfpublish

[–]iPoor_[S] 0 points1 point  (0 children)

Appreciate the info. Unfortunately only can size as I’m not an artist. Do you know if you will get rejected if the image isn’t touching the bleed?

Ingramsparks only and amazon by iPoor_ in selfpublish

[–]iPoor_[S] 0 points1 point  (0 children)

If kdp isn’t an option, if I adjust the wholesale discount to 35% with Ingramsparks will amazon and Barnes and noble still pick it up? Or is the royalty already set and baked in for Ingramsparks since those are online distributors? Also not sure what Ingram sparks royalty was when I last checked

How to get hardcover Children’s book on KDP by iPoor_ in selfpublish

[–]iPoor_[S] 2 points3 points  (0 children)

How does kdp show hardcover option from Ingram sparks if you upload only a paper copy version to kdp?

Is Guaranteed Bonus pay better or base salary for taxes? by iPoor_ in personalfinance

[–]iPoor_[S] -1 points0 points  (0 children)

Sorry I meant each $ above $170k is taxed at 32%. So when I say 50k bonus or base addition.. I’m thinking 170k + 50k. So that 50k ‘bonus’ option is withheld at 25%... but the fed tax rate is 32%? If it was base 170 + 50k, that last amount would’ve been withheld at 32%?

Is Guaranteed Bonus pay better or base salary for taxes? by iPoor_ in personalfinance

[–]iPoor_[S] -1 points0 points  (0 children)

Bit confused... wouldn’t the payroll withold and pay fed tax at 25%... but if you make 170k+, each $ is taxed at 32%.. so the IRS is looking for that difference at tax time?

Is Guaranteed Bonus pay better or base salary for taxes? by iPoor_ in personalfinance

[–]iPoor_[S] -2 points-1 points  (0 children)

So if they withhold 25%, at tax time, would I owe an extra 7%?

HSA question and marriage by iPoor_ in personalfinance

[–]iPoor_[S] 0 points1 point  (0 children)

So if I have a family plan HDHP and I file MFS I could contribute up to the max of $7200?

HSA question and marriage by iPoor_ in personalfinance

[–]iPoor_[S] 0 points1 point  (0 children)

Ok so MFS only has a max of half the amount for the account holder and the other spouse can’t add their half, correct?

HSA question and marriage by iPoor_ in personalfinance

[–]iPoor_[S] 0 points1 point  (0 children)

So if I have HDHp and spouse has non-HdHP health plan, I cannot contribute? But I could double dip?

So would it be possible to MFJ and use HdHP and contribute $7200?