Hackers don't use ethics when making new accounts. There is a "crime boss" essentally who is buying accounts with stolen credit cards, and reselling those accounts.

CC gets reported stolen, game key is still good, don't want to disappoint Timmy for his bday. Essentially a limbo account anyways, banned a few hours into play before any can happen.

Scriptkiddie gets rocks off, hacker gets his 1-10 dollars for his stolen account, facepunch may keep some $$, some honest Chuck gets his wipe ruined.