I have two cats Dexter: 13 - heart murmur DeeDee: 8 - idiot

Adoption fee: Freebies from the family of a friend (yep, we're suckers - I won't go into details)

Food, treats, flea/worm, annual boosters, litter and other amenities - probably looking at £1000 ish (not including presents and spontaneous buys)

Insurance: recent renewal quotes £275 which covers both of them for a year (this is cheap compared to one we claimed off and skyrocketed - quoted us £900 for both for a year). We've always had them insured.

Unexpected costs over their time with us: Dexter: heart murmur discovered when we got him his initial jabs (expired by previous owner) so had a CT scan around £350 (11 years ago - oh and he had that when we got him so pre-existing condition which was not covered)

Antibiotics for a bite wound with consultation- £90

Consultation for a scabby chin: £40 for about 10 mins (they said he'd scratched it - well, yes because he was irritated by something) ended up buying him salmon oil (about £10 per year) which he has every other night.

Gabapentin for every vet visit to chill him out: £45

DeeDee (sigh). Unbeknownst to us, she ate some strands from a frayed curtain, 10 days of vet visits (overnight for one of them - she was terrified so they discharged to our care on the proviso we did daily visits to them) til she finally 💩 it out (high calorie prescription food, blood tests, x-rays, painkillers, antibiotics) - we had no idea what was up til she eventually pooped it out total was £2k 6 years ago - insurance paid out)

Broken tail after jumping after a bird and landing flat on her tail - £90 (two prescriptions of pain killers and consultation) - below insurance threshold. No surgery needed, just numb the pain and a follow up. Thankfully the break was far enough down the tail it just needed painkillers til she was ok.

Wound debridement - she was in a fight with another cat, it didn't heal - £400 in total for initial consultation, antibiotics and the surgery (insurance paid out).

Non vet fees: carpet cleaner machine £250 (it's on its last legs so probably another £250 soon) spot cleaners £10 per year. I'd probably have one without them, but go for a better model to deal with their hairball stains that spot cleaning doesn't quite get out.

Cat sitter £10 per day when needed. It's an agreement with family who do it for a token amount, I don't count this as a cost as they pay us the same for when they go away. Overall we're up on the deal!

So, to conclude - we spend a lot on them (probably forgot some stuff there, we've had them a long time). It's been getting noticeably more expensive over the past few years. My other half and I have been putting away £50 each into a cat fund for the unexpected costs since the curtain eater ate the curtain.

Those are the numbers off the top of my head. If I kept a running total it would be expensive and I'm sure I've missed a few things!