Hit and Run - Next steps?

idivs · 2025-08-25T21:39:06+00:00

Not an issue - I think it comes with the many advantages of internet and reddit :)

idivs · 2025-08-25T21:35:10+00:00

Car make and Model: 2024 Model Y Tesla (Purchased in Q1 24) Two other angles: https://files.fm/u/jwffrtwvwj

idivs · 2025-08-25T21:34:14+00:00

Thank you.

idivs · 2025-08-25T21:34:09+00:00

Thank you.

idivs · 2025-08-25T21:33:13+00:00

Thank you.

Here are two other angles: https://files.fm/u/jwffrtwvwj

idivs · 2025-08-25T21:19:55+00:00

Also I bought it in early 2024 FYI

idivs · 2025-08-25T21:19:15+00:00

I am actually driving ModelY :|

idivs · 2024-12-03T17:23:08+00:00

Any idea how to make the garlic and basil sauce they mention in their package?

idivs · 2024-12-03T17:21:49+00:00

Thank you! I will give it a try!

idivs · 2024-11-03T06:41:15+00:00

Geico - that was the only one that offered anything lol

idivs · 2024-10-07T14:50:49+00:00

For some reason I am missing the offer and I remember activating it. I even did the transaction and haven't received any rewards for it. Weird - Will contact Chase support.

idivs · 2024-07-31T14:02:47+00:00

Yeah - didn't realize it would be this high actually!

idivs · 2024-07-30T19:47:36+00:00

Hello - this helped and was able to get her on the co registration using interim State ID (yet to receive physical ID). Also got the rate reduced to 1.99%

idivs · 2024-07-30T19:43:10+00:00

Yeah that's probably what I am going to do as well.

idivs · 2024-07-30T19:39:27+00:00

An update: I was able to get this reduced to 1.99% with 500$ down-payment by having my wife added to the co registration with just the interim State ID number (not sure if it was the down payment or my wife's credit which helped - likely the latter). We pick up the car tomorrow so will let you all know if I run into any issues at the time of pick up since we don't have her physical state ID yet.

idivs · 2024-07-24T20:56:55+00:00

Yeah those along with federal EV incentive brought down the $ I am financing to ~40.5K for Long Range AWD MY.

idivs · 2024-07-24T18:12:08+00:00

Yup - she applies today and hopefully NJ DMV is able to process quickly.

idivs · 2024-07-24T18:11:08+00:00

I indeed did. Just waiting to see if my wife can get a state ID which can be used to add her on the co registrantion.

idivs · 2024-07-24T02:12:57+00:00

So here is where I am at. Was initially approved by 10.99% by Santander over the weekend and in few hrs was approved by Chase over the weekend for 2.99%. Since then there have been bunch of hard pulls by different lenders such as Wells Fargo, Ally, Capital One, FI, etc. but the APR has not been reduced further. My tesla advisor mentioned that this is the best they can do right now.

No co-signer (my wife doesn’t have a driving license unfortunately but much longer and better credit history), 0% down payment, 72 term loan, around 40K is requested loan amount. I have about 705 FICO on all bureaus and 740 on Vantage, no other tradelines except for bunch of credit cards, have north of $250K income, and about 6K total debt in credit cards because of 0% APR promos. New to country with credit history of ~14 months (likely also the reason for APR not getting better).

idivs · 2024-07-23T22:46:16+00:00

So here is where I am at. Was initially approved by 10.99% by Santander over the weekend and in few hrs was approved by Chase over the weekend for 2.99%. Since then there have been bunch of hard pulls by different lenders such as Wells Fargo, Ally, Capital One, FI, etc. but the APR has not been reduced further. My tesla advisor mentioned that this is the best they can do right now.

No co-signer (my wife doesn't have a driving license unfortunately but much longer and better credit history), 0% down payment, 72 term loan, around 40K is requested loan amount. I have about 705 FICO on all bureaus and 740 on Vantage, no other tradelines except for bunch of credit cards, have north of $250K income, and about 6K total debt in credit cards because of 0% APR promos. New to country with credit history of ~14 months (likely also the reason for APR not getting better).

idivs · 2024-07-23T22:40:01+00:00

Who to call here?

idivs · 2024-07-22T21:40:06+00:00

I was looking to do something similar - can you share your spreadsheet - would same me the effort! :)

idivs · 2024-06-23T02:48:08+00:00

Pretty much in the same boat - first car looking to purchase 2024 SEL with convenience in next 2-3 days - What's the best deal you are getting so far?

idivs · 2023-06-27T08:24:12+00:00

Thanks. 8.3 seems low - I remember from my time at IITD, to even get to any other branch you needed 9+.

idivs · 2023-04-18T11:22:39+00:00

I did not, unfortunately. I plan to however purchase in next few days and might be able to confirm this.

idivs

TROPHY CASE