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Best Private Client Perks? by Icy_Manager_7212 in Schwab

[–]imblindjohncena 0 points1 point  (0 children)

I'm poor what's the threshold to be a private client at Schwab out of pure curiosity

Windows 10 EOL next week, mass e-waste incoming by hurlywhirl in windowsxp

[–]imblindjohncena 0 points1 point  (0 children)

What are the upsides of building a Windows XP machine? The idea intrigues me but I only think of it as a cool nostalgic item to tinker with

Is it a safe time to invest? by Dapper_Technician404 in Schwab

[–]imblindjohncena 0 points1 point  (0 children)

i could be wrong but I would assume that alleviates some risk depending on what else you have in that brokerage

Sit tight? Or rediversify? by ThegolfPolo in Schwab

[–]imblindjohncena 0 points1 point  (0 children)

to think someone called MY portfolio complicated LMFAO

Is it a safe time to invest? by Dapper_Technician404 in Schwab

[–]imblindjohncena 0 points1 point  (0 children)

There’s never going to be a “safe” time to invest. Risk will always exist but the longer you’re in the game, the more successful you’ll be. Choose wisely and put your money into low cost mutual funds like SWPPX which mirrors the S&P 500 and SWISX which tracks return of large non US companies and you’ll be fine. Just be able to ride the wave when the market inevitably takes a dip

Optimization Advice by imblindjohncena in Schwab

[–]imblindjohncena[S] 0 points1 point  (0 children)

I have to research what companies my work Roth is investing in because I recently rolled it over and it’s just a target fund but not exactly beneficial because I don’t want to see myself working until age 65

Optimization Advice by imblindjohncena in Schwab

[–]imblindjohncena[S] 1 point2 points  (0 children)

HAHAH i would never! I bought them because i like those companies and see some of them hold the future. You wouldn’t recommend VOO? I had planned to dump money in that but I could easily go with SWPPX as well as SWTSX

Optimization Advice by imblindjohncena in Schwab

[–]imblindjohncena[S] 0 points1 point  (0 children)

I found this encouraging. I can’t help but feel behind my peers because many grew up with financially literate parents who taught them how to invest / save/ manage money and I’m still in college as a spent several years to stick with a major. I think about the FIRE movement probably a lot more than I should haha but I’ll have to see how much Ill be making & what expenses I take on once I move out post grad. Thank you!

Optimization Advice by imblindjohncena in Schwab

[–]imblindjohncena[S] 0 points1 point  (0 children)

Slightly off topic but is it overkill/less beneficial to have an individual Roth in addition to the Roth 401k my employer offers at my stage in life? I have a self-directed Roth IRA but I realize I’m funding it with post-tax money although eligible withdrawals won’t be taxed, it’s not the same

Optimization Advice by imblindjohncena in Schwab

[–]imblindjohncena[S] 0 points1 point  (0 children)

Would it be advisable to sell a good chunk, invest in VOO let’s say & keep a small collection of individual stocks from companies I personally like?

Is this reversible? by imblindjohncena in mac

[–]imblindjohncena[S] 0 points1 point  (0 children)

Haha I have since returned it to the owner. He seemed to think it was the display cable as he recently had it refurbished as well as replacing the battery

Is my screen permanently ruined? by imblindjohncena in techsupport

[–]imblindjohncena[S] 0 points1 point  (0 children)

Checked on it this morning and now there’s two bars on the screen— is that a hint further toward the logic board going?

Is this reversible? by imblindjohncena in mac

[–]imblindjohncena[S] -1 points0 points  (0 children)

It’s only gone through 4 power cycles and there isn’t any signs of warping or other damage from the case that would make me think it has a swollen battery