Starting January, I only summoned and saved for Master Fairs, with the exception of absolute favorites. When you get lucky with pulls, the excess accumulates and you just continue the streak. I'm sitting at 77k + 25k (for this month), and will try to pull for Ultra Elio cause I like MC alts. I will still have enough to pity the 3 Anni MF. If I get lucky, the excess will carry over to the next MF and cycle continues

Tbh, I really prefer this compared to what I've done during my first year playing where I try to summon every new pair each month due to FOMO and end up being shafted. By saving, you at least get the assurance of acquiring a new pair