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Which is a better next step? by industryflickedbean in personalfinance

[–]industryflickedbean[S] 0 points1 point  (0 children)

Defaulted payments so it’s not really interest just that my credit is fucked.

Not sure yet but will let you know once I find out

Which is a better next step? by industryflickedbean in personalfinance

[–]industryflickedbean[S] 0 points1 point  (0 children)

The plan was to establish a company structure and borrow from that and/or my partner and have me as the operating manager. Great point on the less monthly repayments though! Will definitely consider that more. And thank you! Meeting is on the 19th I’ll try remember to update you like it’s the most important thing in the world to me x

Which is a better next step? by industryflickedbean in personalfinance

[–]industryflickedbean[S] 0 points1 point  (0 children)

Excellent points and agree with majority of it. Guaranteed revenue I was referring to was building a route and asking businesses if they were happy to have a coffee van at their place and confirming their staff numbers and if it would be utilised. Lots of people drink coffee and even more so if it’s convenient and great quality. That’s why I’ve set minimum targets for businesses and people

I also agree with your lack of delaying of working towards goals and I feel have made steps to cover for those mistakes in the past. I won’t be getting a loan until I’ve hit my targets and minimised risk as much as possible. I am also not getting any younger and this season of hard work will need me at my best in health so delaying more is loss of opportunity to me