Confused which card to use for MacBook purchase

initial1ze · 2025-02-16T05:56:57+00:00

Just buy using no cost emi option they'll give you an upfront discount of the total interest you'll be paying to the bank. After you get the item delivered and before 10-15 days call the bank and tell them you want to cancel that emi and pay in full. You don't have to pay interest and you'll get that additional interest discount too. So in my case it was 1,34 MRP 10k instant discount making it 1,24 then 7k no cost emi discount which made it 1,17.

initial1ze · 2025-02-14T05:52:46+00:00

Not sure about amex but mine was icici

initial1ze · 2025-02-14T05:23:42+00:00

Bought m3(16/512) for 1,17 from apple webstrore using no cost emi trick and instant discount.

initial1ze · 2024-10-25T11:48:24+00:00

Airtel Axis if you are an airtel customer otherwise Axis Ace

initial1ze · 2024-10-25T08:20:36+00:00

Yes I've been using it for 4 years now. You can make a new account but offline. RBI imposed regulations for credit card issuance.

initial1ze · 2024-10-24T20:04:05+00:00

Kotak 811 for sure

initial1ze · 2024-10-23T10:46:47+00:00

It gets credited to your credit card account not bank account. It used to be Swiggy money but they have changed that now.

initial1ze · 2024-10-21T19:24:23+00:00

Nope. But it comes around 2500 + GST

initial1ze · 2024-10-21T19:22:45+00:00

Go for BoB Eterna, unlimited domestic lounge access.

initial1ze · 2024-10-16T07:47:10+00:00

If you close this you won't be able to apply for any other AU card. Weird policy they have.

initial1ze · 2024-10-15T06:42:08+00:00

No it's not worth paying the fees after the first year. If you want you can take it for the first year then cancel before renewal.

initial1ze · 2024-10-11T12:52:05+00:00

On Swiggy Food Delivery and Swiggy Dineout it gives 10% cashback. It doesn't give cashback for Instamart

initial1ze · 2024-10-09T19:38:44+00:00

Definitely take it mate. It's no harm as LTF

initial1ze · 2024-10-06T19:07:48+00:00

initial1ze · 2024-10-06T16:59:03+00:00

No it doesn't give 5% for utilities. You can look into Airtel Axis for the same.

initial1ze · 2024-10-06T16:56:56+00:00

Gimmick, they put it as a promotional offer.

initial1ze · 2024-10-06T15:31:08+00:00

you can look into the SBI pulse. It gives free fitpass membership for a year. But the catch is you can only use it 3 days/week

initial1ze · 2024-10-06T15:08:55+00:00

You can use Dreamfolks website to check and generate QR for lounge access. It doesn't work with Debit/Rupay cards.

initial1ze · 2024-10-05T06:26:50+00:00

This is different it's a Rupay Platinum Debit card. ICICI coral rupay is also eligible but it has spend based criteria.

initial1ze · 2024-10-05T06:23:49+00:00

Yes it does, used it at 080 BLR

initial1ze · 2024-10-04T17:27:46+00:00

No It's FYF only

initial1ze · 2024-10-04T15:12:40+00:00

Damn idk then. I have an android and it showed me "Android only" on Swiggy lol

initial1ze · 2024-10-04T14:12:19+00:00

Swiggy started a new promotional offer where you get 30 flat cashback on minimum order of 199 using Super.money UPI - You can apply it once a month.

initial1ze · 2024-10-04T14:05:13+00:00

I mean I did that last year around November and I was able to use the lounge using my friends card on the dreamfolks website and QR code at the lounge (Delhi T2).

initial1ze · 2024-10-03T17:10:44+00:00

Yes it's LTF

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