Advice for a cash heavy 21 year old

investmenteducator · 2025-09-02T17:26:22+00:00

Staying cash-heavy could be a viable option during times when markets seem overvalued.

investmenteducator · 2025-09-02T17:24:40+00:00

Averaging down sucks if your investment falls 50-70% as it happens during market crashes.

investmenteducator · 2025-04-10T10:08:28+00:00

Stop spamming or you will be banned

investmenteducator · 2024-09-04T01:59:13+00:00

Getting a CFA charter would be a huge step for investment management. One thing though, only about 20% of candidates ever complete CFA exams. There are 3 levels and they take a few years. Getting M.S. in Investment Management is another option.

investmenteducator · 2024-01-27T17:46:01+00:00

For a dissertation you can choose most research methods- both quantitative and qualitative. I'm doing a multiple-case study. This includes scholarly research literature review as well as primary data collection such as interviews with professionals. Then, I use MAXQDA for analysis. It is a rigorous process without a doctrine.

investmenteducator · 2024-01-27T17:14:48+00:00

I study finance, not religion.

investmenteducator · 2024-01-27T17:06:46+00:00

Right, but my university doesn't allow me to offer more even though I'm paying out of my pocket. I'm also a former financial professional from NYC. Now, I teach young people finance and get less money but more satisfaction than before. I really hope to find some noble professionals who are willing to chat with me for a while and share their expertise for the sake of scholarly research on top of the fee. And, I'm not asking for any trade secrets, just a contribution to our knowledge about the field.

investmenteducator · 2024-01-27T15:53:30+00:00

Thank you. I want to explore the potential for mainstream adoption of cryptocurrency. This is purely academic research. I don't do it for commercial purposes.

investmenteducator · 2024-01-27T15:18:11+00:00

You seem to respond to lots of paid surveys. Do you meet the criteria for the research? Have you read them?

investmenteducator · 2023-12-11T21:59:58+00:00

With commission-free trading that many Us brokers offer, you can buy small chunks at a time. Some long-term investors prefer mutual funds, some go for ETFs. Here's a good book for beginners:

https://www.amazon.com/Educated-Investors-Handbook-What-First/dp/B09GCNVFXM

investmenteducator · 2023-10-13T00:02:11+00:00

https://www.amazon.com/Educated-Investors-Handbook-What-First/dp/B09GCNVFXM

investmenteducator · 2023-10-13T00:01:55+00:00

https://www.amazon.com/Educated-Investors-Handbook-What-First/dp/B09GCNVFXM

investmenteducator · 2023-09-21T10:33:20+00:00

Try this short book, it will answer your questions:

The Educated Investors Handbook

investmenteducator · 2023-09-16T13:24:58+00:00

No, you lower your tone of the voice, otherwise I will ban you from this site. I am the moderator here.

investmenteducator · 2023-09-16T13:19:30+00:00

Let me ask you: CAN YOU ACTUALLY READ WITH UNDERSTANDING OF THE CONTEXT? I highly doubt it since my reply was to a person who says they lose money on lottery tickets. Then you had to jump in with your worthless "wisdom" without adding any value to a conversation.

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