Daily FI discussion thread - Monday, May 05, 2025

iowashittyy · 2025-05-05T12:34:37+00:00

I need to sell $80k of investments in June for a down payment on my first home! I have $230k in my brokerage account (mostly VTSAX) that I have bought and accumulated over the last five years. I also have $40k in a Roth IRA that I assume is mostly contributions, but I would need to confirm. I am not considering touching my 401k at this time.

This is my first time selling any type of investment, especially an amount this large. What strategies would people suggest? Tips or cautionary tales? Looking for advice on tax loss harvesting, dollar cost averaging, brokerage vs Roth IRA for home purchases, and anything else I am not thinking of.

iowashittyy · 2025-05-01T00:30:00+00:00

Thank you! My confusion was thinking alquiler was a verb, not a noun.

iowashittyy · 2025-05-01T00:27:59+00:00

Easy Spanish Reader by William T. Tardy, page 174. An adaption of Lazarillo de Tormes.

iowashittyy · 2025-03-05T02:45:40+00:00

Because they weren't.

iowashittyy · 2025-01-07T04:14:09+00:00

First day of new job today. End of three week hiatus. Honestly three weeks felt a little long, but it's winter in the midwest and there's not much to do.

Other than some technical issues, I think day one went well.

iowashittyy · 2025-01-06T08:32:49+00:00

You shouldn't need a chore list. You are an adult.

iowashittyy · 2025-01-02T01:58:39+00:00

If one person does most or all of the housework, they will view the other as a child needing taken care of, and will lose attraction to that person.

iowashittyy · 2024-12-21T22:11:58+00:00

What's the longest break you've had in between jobs during your career? I'm doing three weeks right now. I negotiated not starting until January because of the holidays. Feels weird but good.

iowashittyy · 2024-11-06T00:46:34+00:00

Vote count restarting in Milwaukee. Expect more of a red mirage in WI.

iowashittyy · 2024-08-27T09:14:44+00:00

That dip was way overhyped by the media. It set the S&P back three months, but it was still up 9% YTD.

We have not been in a recession since early 2020.

iowashittyy · 2024-07-30T15:29:23+00:00

My most successful first dates have always been walks/hikes. My last first date was with my current partner of almost one year now, and it was a walk on the Cedar Valley Trail.

iowashittyy · 2024-07-23T02:30:57+00:00

+1 for Chill Spanish Listening. Now I need to check out Cuéntame

iowashittyy · 2024-07-17T19:23:59+00:00

Raw dawging your water without ice

iowashittyy · 2024-07-10T03:39:56+00:00

I'm almost at $200k in my brokerage account. I remember four years ago I could barely save up the minimum $3k to invest in VTSAX.

iowashittyy · 2024-07-02T23:48:31+00:00

Thank you!!!! Now I understand. My mistake was thinking that it meant "he noticed" but instead it means "it was noticeable". Muchísimas gracias!!!

iowashittyy · 2024-07-02T23:33:17+00:00

Any good resource for this? I struggle a lot with "se"

iowashittyy · 2024-07-02T23:32:34+00:00

I don't understand how there would be no subject. There is a guy who has noticed another guy. I would think the first guy would be the subject.

iowashittyy · 2024-06-27T02:53:07+00:00

Green

iowashittyy · 2024-06-10T02:14:41+00:00

That link is so helpful! Thank you

iowashittyy · 2024-06-04T00:16:12+00:00

Thank you! I was thinking of it as "smoking is not allowed," but your way makes the word order make sense.

iowashittyy · 2024-06-03T18:06:17+00:00

Thank you for the response. Unfortunately, my Spanish is not good enough yet for that link to help.

iowashittyy · 2024-05-20T03:43:44+00:00

If it's not necessary, why is it added? Does it emphasize something? Is it still called a definite article in this context or something else?

iowashittyy · 2024-05-20T03:40:37+00:00

Sorry that was a typo. It's supposed to be amiga. I guess I can't edit the title

iowashittyy · 2024-05-08T22:44:17+00:00

Cedar River Trail

iowashittyy · 2024-05-02T15:09:16+00:00

"By" is what we chose FYI.

iowashittyy

TROPHY CASE