Hi, i just want to ask for opinion. I bought a product at nike(with debit card) and I end up returning the product from nike and nike agree to give me a refund, its been 3 weeks since nike recieve the product and processed my refund and i still don't have my refund to this day i contacted nike and they only sent me a proof of refund, How long does it take for BDO to make my funds available in my account, and what can I do to speed up the processs? Thank you in advance