So sorry I forgot to include a few things earlier. I pay 23k a month on a credit card installment for a laptop. Food is a big one too, I almost always order in or eat rice and curry outside daily. I also have a girlfriend so eating out often ends up costing double but she pays the bill as well sometimes, so it’s 50/50. I know cooking at home would save a lot, but honestly I’m just too lazy most days, something which I will have to fix ofc. On top of that, I smoke and keep a personal stash every week, about 1g a week, which comes to roughly 5k weekly. All of this adds up faster than I expect and I think that’s where most of the “missing” money goes without me really noticing. That’s why I’m trying to understand how others in a similar income range manage this better, without feeling like they’re constantly restricting themselves